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FAQs About Benefits—Health Spending and Insurance Issues
How has the coverage pattern changed over time?
The percentage of nonelderly Americans without insurance has increased fairly steadily from 13.7% (or 29.5 million) in 1987 to 17.3% (43.3 million) in 2002. It declined briefly during the economic boom in the late 1990s and has been growing since 2000.
General Overview of Benefits
Retirement Issues
- Where do people get income to finance their retirement?
- Do retirees think their income is adequate?
- What are the basic types of retirement plans?
- How much money is in retirement accounts, and how is it held?
- How many retirees receive work-related pensions?
- Who is most likely to be receiving a pension?
- What's the current trend on pension payments?
- What portion of workers are accruing benefits in an employment-based retirement plan?
- What do retirement plans cost employers?
- What are the trends in retirement plan coverage in the United States?
- What about personal saving for retirement?
- Are the types of retirement plans changing?
- What are the trends in defined benefit pension plans?
Health Spending and Insurance Issues
- What has America spent on health care in recent years?
- Is the average American spending a growing amount on health?
- Are these averages indicative of what a typical family pays for medical care?
- Has the amount Americans spend directly on health been growing?
- Has responsibility for paying medical bills shifted over time?
- What do workers and employers pay for employment-based coverage?
- What do employers pay for health benefits as a percent of compensation?
- How does this pattern compare with what's found in other nations?
- Has the way health dollars are spent changed?
- How many Americans have health insurance?
- Where do Americans get their health insurance?
- Which workers are most likely to have employment-based coverage?
Other Benefit Issues