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FAQs About Benefits—Retirement Issues
What are the trends in retirement plan participation in the United States?
Retirement plan participation (the percentage of the workforce who participates in a plan regardless of eligibility) has held somewhat steady from 1987-2005. However, participation for all workers increased from 37.6% to 40.9% from 1987 to 2005, but for full-time, full-year workers, the participation decreased from 58.4% to 54.8%. After the percentages peaked in 1999 and 2000, they declined reaching their lowest levels since 1993.
For further information on retirement plan participation, see "Employment-Based Retirement Plan Participation," EBRI Issue Brief, October 2005.
General Overview of Benefits
- What are the basic types of retirement plans?
- How much money is held in the various types of retirement plans?
- What percentage of the elderly receive work-related pensions?
- What percentage of the elderly's income comes from pensions and Social Security?
- What are the trends in retirement plan participation in the United States?
- Are the types of retirement plans changing?
- What are the trends in defined benefit pension plans?
Health Spending and Insurance Issues
- What has America spent on health care in recent years?
- Is the average American spending a growing amount on health?
- Are these averages indicative of what a typical family pays for medical care?
- Has the amount Americans spend directly on health been growing?
- Has responsibility for paying medical bills shifted over time?
- What do workers and employers pay for employment-based coverage?
- What do employers pay for health benefits as a percent of compensation?
- How does this pattern compare with what's found in other nations?
- Has the way health dollars are spent changed?
- How many Americans have health insurance?
- How has the coverage pattern changed over time?
- Where do Americans get their health insurance?
- Which workers are most likely to have employment-based coverage?
- How have health plans changed in the past quarter century?
Other Benefit Issues