May 2000

 

Sources of Health Insurance and Characteristics of the Uninsured

South Atlantic States, 1998

Delaware

  • The percentage of Delaware's nonelderly population (under age 65) without health insurance coverage in 1998 was 17.1 percent. This is lower than the national rate of 18.4 percent. Delaware's nonelderly population also had a higher rate of employment-based coverage, 69.7 percent, than the national rate of 64.9 percent.
  • Children living in Delaware--infants through age 17--had almost the same rate of employment-based health insurance coverage, 60.1 percent, as the national rate, 60.2 percent. The uninsured rate for children in Delaware, 14.2 percent, was below the national rate, 15.4 percent.
  • Children living in families with incomes below the federal poverty level were the most likely to be uninsured, 36.9 percent, and children in families with income at 400 percent or more of the federal poverty level were least likely, 3.4 percent.
  • Delaware workers had a higher rate of employment-based health insurance coverage, 77.2 percent, than the nation, 72.8 percent. Also, 57.1 percent of Delaware workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.5 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage: 68.0 percent of Delaware workers in firms with 1,000 or more workers had coverage in their own name, compared with 26.1 percent of workers in firms with fewer than 10 employees.
  • Among Delaware workers, the most likely to have employment-based health insurance in their own name were those in manufacturing, 80.2 percent, and in government, 75.0 percent. Workers in government had the lowest uninsured rate in the state, 7.1 percent, followed by manufacturing workers at 8.0 percent. Workers who were self-employed and those in agriculture/mining had the highest uninsured rates in the state, 24.1 percent and 23.6 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 82.2 percent, than part-time workers, 72.3 percent. They had a lower uninsured rate, 13.8 percent, than part-time workers, 16.2 percent. Among nonworkers, 55.2 percent had employment-based coverage, and 24.4 percent were uninsured.

Maryland

  • The percentage of Maryland's nonelderly population (under age 65) without health insurance coverage in 1998 was 18.9 percent. This is slightly higher than the national rate of 18.4 percent. Maryland's nonelderly population had a higher rate of employment-based coverage, 71.7 percent, than the national rate of 64.9 percent.
  • Children living in Maryland--infants through age 17--had a higher rate of employment-based health insurance coverage, 70.8 percent, than the national rate, 60.2 percent. The uninsured rate for children in Maryland, 17.5 percent, was also above the national rate of 15.4 percent.
  • Children living in families with incomes below the federal poverty were the most likely to be uninsured, 62.0 percent, and children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 6.0 percent.
  • A higher rate of Maryland workers had employment-based health insurance coverage, 77.5 percent, than the national rate of 72.8 percent. Also, 58.0 percent of Maryland workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.5 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage: 67.5 percent of Maryland workers in firms with 1,000 or more workers had coverage in their own name, compared with 32.9 percent of workers in firms with fewer than 10 employees.
  • Among Maryland workers, the most likely to have employment-based health insurance in their own name were those in manufacturing, 81.3 percent, and in government, 74.5 percent. Workers in government had the lowest uninsured rate in the state, 7.4 percent, followed by those in manufacturing, 11.0 percent. Workers in agriculture/mining and those who were self-employed had the highest uninsured rates in the state at 70.9 percent and 27.2 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 79.5 percent, than part-time workers, 80.4 percent. They had a higher uninsured rate, 16.1 percent, than part-time workers, 11.3 percent. Among nonworkers, 44.3 percent had employment-based coverage, and 31.7 percent were uninsured.

District of Columbia

  • The percentage of the District of Columbia's nonelderly population (under age 65) without health insurance coverage in 1998 was 19.2 percent. This was higher than the national rate, 18.4 percent. The District of Columbia's nonelderly population also had a lower rate of employment-based coverage, 56.1 percent, than the national rate, 64.9 percent. The District of Columbia had the second-lowest rate of employment-based coverage. California had a lower rate.
  • Children living in the District of Columbia--infants through age 17--had a lower rate of employment-based health insurance coverage, 43.1 percent, than the national rate of 60.2 percent. The District of Columbia had the lowest rate of employment-based coverage for children. The uninsured rate for children in the District of Columbia, 14.6 percent, was below the national rate, 15.4 percent.
  • Children living in families with incomes just above the federal poverty level--100 percent to 149 percent--were the most likely to be uninsured, 34.8 percent, and children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 6.4 percent.
  • District of Columbia workers had a lower rate of employment-based health insurance coverage, 66.8 percent, than the nation, 72.8 percent. Also, 60.1 percent of the District of Columbia workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.5 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage : 70.9 percent of the District of Columbia workers in firms with 1,000 or more workers had coverage in their own name, compared with 21.0 percent of workers in firms with fewer than 10 employees.
  • Among District of Columbia workers, the most likely to have employment-based health insurance in their own name were those in manufacturing, 93.5 percent, and in government, 81.3 percent. Manufacturing workers had the lowest uninsured rate in the district, 6.5 percent, followed by workers in finance, insurance, and real estate at 6.8 percent. The highest uninsured rates in the district were among workers in construction, 65.4 percent, and wholesale/retail trade workers, 34.9 percent.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 77.2 percent, than part-time workers, 38.8 percent. They had a lower uninsured rate, 15.3 percent, than part-time workers, 21.7 percent. Among nonworkers, 29.5 percent had employment-based coverage, and 27.6 were uninsured.

Virginia

  • The percentage of Virginia's nonelderly population (under age 65) without health insurance coverage in 1998 was 16.0 percent. This was lower than the national rate, 18.4 percent. Virginia's nonelderly population also had a higher rate of private coverage, 68.5 percent, than the national rate, 64.9 percent.
  • Children living in Virginia--infants through age 17--had a higher rate of employment-based health insurance coverage, 66.1 percent, than the national rate, 60.2 percent. The uninsured rate for children in Virginia, 12.9 percent, was below the national rate, 15.4 percent.
  • Children living in families with incomes below the federal poverty level were the most likely to be uninsured, 44.6 percent, and children in families with incomes of 400 percent or more of the federal poverty level were least likely to be uninsured, 2.3 percent.
  • Virginia workers had a higher rate of employment-based health insurance coverage, 75.6 percent, than the nation, 72.8 percent. Also, 56.5 percent of Virginia workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.5 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage: 63.5 percent of Virginia workers in firms with 1,000 or more workers had coverage in their own name, compared with 28.5 percent of those in firms with fewer than 10 employees.
  • Among Virginia workers, the most likely to have employment-based health insurance coverage in their own name were those in government, 78.3 percent, and in transportation, communications, and utilities, 76.7 percent. Government workers had the lowest uninsured rate in the state, 4.5 percent, followed by workers in finance, insurance, and real estate, 7.2 percent. Workers in agriculture/mining and in construction had the highest uninsured rates in the state at 41.0 percent and 34.8 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 81.2 percent, than part-time workers, 61.2 percent. They had a lower uninsured rate, 13.9 percent, than part-time workers, 24.7 percent. Among nonworkers, 43.7 percent had employment-based coverage, and 21.5 percent were uninsured.

West Virginia

  • The percentage of West Virginia's nonelderly population (under age 65) without health insurance coverage, 20.9 percent, was higher than the national rate, 18.4 percent. West Virginia's nonelderly population also had a lower rate of employment-based coverage, 59.8 percent, than the national rate, 64.9 percent.
  • Children living in West Virginia--infants through age 17--had a lower rate of employment-based health insurance coverage, 56.3 percent, than the national rate, 60.2 percent. The uninsured rate for children in West Virginia, 9.6 percent, was below the national rate, 15.4 percent.
  • Children living in families with incomes at 150 percent to 199 percent of the federal poverty level were the most likely to be uninsured, 17.5 percent, and children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 1.8 percent.
  • West Virginia workers had a lower rate of employment-based health insurance coverage, 69.5 percent, than the nation, 72.8 percent. Also, 51.4 percent of West Virginia workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.5 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage: 62.4 percent of West Virginia's workers in firms with 1,000 or more workers had coverage in their own name, compared with 15.7 percent of workers in firms with fewer than 10 employees.
  • Among West Virginia workers, the most likely to have employment-based health insurance coverage in their own name were those in manufacturing, 77.8 percent, and in government, 73.1 percent. Workers in government had the lowest uninsured rate in the state, 7.9 percent, followed by those in manufacturing, 15.5 percent. Workers in wholesale/retail trade and those who were self-employed had the highest uninsured rates in the state, at 39.6 percent and 39.2 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 78.6 percent, than part-time workers, 59.4 percent. They had a lower uninsured rate, 17.6 percent, than part-time workers, 33.8 percent. Among nonworkers, 38.5 percent had employment-based coverage, and 26.8 percent were uninsured.

North Carolina

  • The percentage of North Carolina's nonelderly population (under age 65) without health insurance coverage in 1998 was 17.1 percent. This was lower than the national rate, 18.4 percent. North Carolina's nonelderly population also had a higher rate of employment-based coverage, 66.4 percent, than the national rate, 64.9 percent.
  • Children living in North Carolina--infants through age 17--had a lower rate of employment-based health insurance coverage, 59.8 percent, than the national rate, 60.2 percent. The uninsured rate for children in North Carolina, 13.2 percent, was below the national rate, 15.4 percent.
  • Children living in families with incomes below the federal poverty level were the most likely to be uninsured, 24.1 percent, and children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 4.0 percent.
  • North Carolina workers had a higher rate of employment-based health insurance coverage, 74.9 percent, than the nation, 72.8 percent. Also, 61.7 percent of North Carolina workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.5 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage: 70.6 percent of North Carolina workers in firms with 1,000 or more workers had coverage in their own name, compared with 29.3 percent of workers in firms with fewer than 10 employees.
  • North Carolina workers most likely to have employment-based health insurance coverage in their own name were those in government, 81.7 percent, and in manufacturing, 74.8 percent. Workers in government had the lowest uninsured rate in the state, 6.1 percent, followed by workers in transportation, communications, and utilities at 10.2 percent. Workers in construction and those who were self-employed had the highest uninsured rates in the state, at 33.5 percent and 26.9 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 80.6 percent, than part-time workers, 54.6 percent. They had a lower uninsured rate, 14.0 percent, than part-time workers, 24.5 percent. Among nonworkers, 43.5 percent had employment-based coverage, and 26.1 percent were uninsured.

South Carolina

  • The percentage of South Carolina's nonelderly population (under age 65) without health insurance coverage in 1998 was 17.5 percent. This was lower than the national rate, 18.4 percent. South Carolina's nonelderly population had a higher rate of employment-based coverage, 66.8 percent, than the national rate, 64.9 percent.
  • Children living in South Carolina--infants through age 17--had a higher rate of employment-based health insurance coverage, 64.4 percent, than the national rate, 60.2 percent. The uninsured rate for children in South Carolina, 14.8 percent, was below the national rate, 15.4 percent.
  • Children living in families with incomes below the federal poverty level were the most likely to be uninsured, 38.0 percent, and children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 7.2 percent.
  • South Carolina workers had a higher rate of employment-based health insurance coverage, 76.1 percent, than the nation, 72.8 percent. Also, 59.4 percent of South Carolina workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.5 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage: 74.5 percent of South Carolina workers in firms with 1,000 or more workers had coverage in their own name, compared with 32.5 percent of workers in firms with fewer than 10 employees.
  • South Carolina workers most likely to have employment-based health insurance coverage in their own name were those in government, 76.3 percent, and in manufacturing, 74.7 percent. Workers in manufacturing and in finance, insurance, and real estate had the lowest uninsured rates in the state, 2.5 percent, followed by workers in government, 5.0 percent. Workers in construction and in agriculture/mining had the highest uninsured rates in the state, at 32.9 percent and 26.8 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 79.2 percent, than part-time workers, 65.2 percent. They had a lower uninsured rate, 13.9 percent, than part-time workers, 22.2 percent. Among nonworkers, 41.2 percent had employment-based coverage, and 25.8 percent were uninsured.

Georgia

  • The percentage of Georgia's nonelderly population (under age 65) without health insurance coverage in 1998 was 19.5 percent. This was higher than the national rate, 18.4 percent. Georgia's nonelderly population also had a lower rate of private coverage, 62.6 percent, than the national rate, 64.9 percent.
  • Children living in Georgia--infants through age 17--had a slightly lower rate of employment-based health insurance coverage, 52.7 percent, than the national rate, 60.2 percent. The uninsured rate for children in Georgia, 19.1 percent, was above the national rate, 15.4 percent.
  • Children living in families with incomes below the federal poverty level were the most likely to be uninsured, 30.0 percent, and children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 7.2 percent.
  • Georgia workers had a slightly higher rate of employment-based health insurance coverage, 73.2 percent, than the nation, 72.8 percent. Also, 57.8 percent of Georgia workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.5 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage: 69.1 percent of Georgia workers in firms with 1,000 or more workers had coverage in their own name, compared with 21.6 percent of workers in firms with fewer than 10 employees.
  • Georgia workers most likely to have employment-based health insurance coverage in their own name were those in government, 75.8 percent, and in finance, insurance, and real estate, 74.9 percent. Workers in government had the lowest uninsured rate in the state, 8.1 percent, followed by workers in finance, insurance, and real estate, 10.3 percent. Workers in agriculture/mining and in construction had the highest uninsured rates in the state, at 48.4 percent and 33.1 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 78.9 percent, than part-time workers, 58.7 percent. They had a lower uninsured rate, 15.2 percent, than part-time workers, 25.3 percent. Among nonworkers, 37.9 percent had employment-based coverage, and 27.0 percent were uninsured.

Florida

  • The percentage of Florida's nonelderly population (under age 65) without health insurance coverage in 1998 was 21.3 percent This was higher than the national rate, 18.4 percent. Florida's nonelderly population also had a lower rate of private coverage, 60.7 percent, than the national rate, 64.9 percent.
  • Children living in Florida--infants through age 17--had a lower rate of employment-based health insurance coverage, 56.8 percent, than the national rate, 60.2 percent. The uninsured rate for children in Florida, 18.0 percent, was above the national rate, 15.4 percent.
  • Children living in families with incomes just above the federal poverty level--100 percent to 149 percent--were the most likely to be uninsured, 31.0 percent, and children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 8.0 percent.
  • Florida workers had a lower rate of employment-based health insurance coverage, 67.2 percent, than the nation, 72.8 percent. Also, 52.1 percent of Florida workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.5 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage: 63.7 percent of Florida workers in firms with 1,000 or more workers had coverage in their own name, compared with 29.7 percent of workers in firms with fewer than 10 employees.
  • Florida workers most likely to have employment-based health insurance coverage in their own name were those in government, 74.2 percent and in transportation, communications, and utilities, 70.2 percent. Workers in government had the lowest uninsured rate in the state, 7.1 percent, followed by workers in transportation, communications, and utilities, 15.2 percent. Workers in agriculture/mining and in construction had the highest uninsured rates in the state, at 66.9 percent and 37.4 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 74.0 percent, than part-time workers, 51.4 percent. They had a lower uninsured rate, 18.7 percent, than part-time workers, 26.0 percent. Among nonworkers, 41.4 percent had employment-based coverage, and 24.6 percent were uninsured.

For more information, contact Ken McDonnell, (202) 775-6342, or visit EBRI online at www.ebri.org

Source: Employee Benefit Research Institute tabulations of data from the March 1999 Current Population Survey.

5/00