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September 2000
Sources of Health Insurance
and Characteristics of the Uninsured
Pacific States, 1998
Washington
- The percentage of Washington's
nonelderly population (under age 65) without health
insurance coverage in 1998 was 13.5 percent. This was
lower than the national rate, 18.4 percent. Washington's
nonelderly population also had a higher rate of
employment-based coverage,
75.9 percent, than the national rate of 64.9 percent.
- Children living in
Washington--infants through age 17--had a higher rate of
employment-based health insurance coverage, 63.4 percent,
than the national rate, 60.2 percent. The uninsured rate
for children in Washington, 9.4 percent, was below the
national rate, 15.4 percent.
- Children living in families with
incomes below the federal poverty level were the most
likely to be uninsured, 24.9 percent, and children in
families with incomes at just above the federal poverty
level--100 percent to 149 percent--were least likely to
be uninsured, 1.9 percent.
- Washington workers had a higher
rate of employment-based health insurance coverage, 74.8
percent, than the national rate, 72.8 percent. Also, 59.4
percent of Washington workers had employment-based health
insurance coverage in their own name (meaning they were
the primary beneficiaries), compared with 55.5 percent
for the nation.
- Larger firms were more likely than
smaller firms to provide coverage: 71.8 percent of
Washington workers in firms with 1,000 or more workers
had coverage in their own name, compared with 29.1
percent of workers in firms with fewer than 10 employees.
- Among Washington workers, the most
likely to have employment-based health insurance in their
own name were those in transportation, communications,
and utilities, 83.9 percent, and in manufacturing, 82.3
percent. Government workers had the lowest uninsured rate
in the state, 2.5 percent, followed by finance,
insurance, and real estate workers at 8.1 percent.
Workers in agriculture/mining and in construction had the
highest uninsured rates in the state, 41.0 percent and
28.8 percent, respectively.
- Among individuals ages 18-64,
full-time workers had a higher rate of employment-based
coverage, 81.6 percent, than part-time workers, 58.6
percent. They had a lower uninsured rate, 11.4 percent,
than part-time workers, 20.7 percent. Among nonworkers,
41.9 percent had employment-based coverage and 19.0
percent were uninsured.
Oregon
- The percentage of Oregon's
nonelderly population (under age 65) without health
insurance coverage in 1998 was 16.1 percent. This was
lower than the national rate of 18.4 percent. Oregon's
nonelderly population also had a slightly higher rate of
employment-based coverage, 65.0 percent, than the
national rate of 64.9 percent.
- Children living in Oregon--infants
through age 17--had a higher rate of employment-based
health insurance coverage, 61.6 percent, than the
national rate, 60.2 percent. The uninsured rate for
children in Oregon, 11.9 percent, was lower than the
national rate of 15.4 percent.
- Children living in families with
incomes just above the federal poverty level--100 percent
to 149 percent--were the most likely to be uninsured,
19.4 percent, and children in families with incomes at
400 percent or more of the federal poverty level were
least likely to be uninsured, 2.5 percent.
- Oregon workers had a lower rate of
employment-based health insurance coverage, 71.6 percent,
than the national rate, 72.8 percent. Also, 56.0 percent
of Oregon workers had employment-based health insurance
coverage in their own name (meaning they were the primary
beneficiaries), compared with 55.5 percent for the
nation.
- Larger firms were more likely than
smaller firms to provide coverage: 72.4 percent of Oregon
workers in firms with 1,000 or more workers had coverage
in their own name, compared with 35.5 percent of workers
in firms with fewer than 10 employees.
- Among Oregon workers, the most
likely to have employment-based health insurance in their
own name were those in finance, insurance, and real
estate, 81.1 percent, and in manufacturing, 73.3 percent.
Workers in finance, insurance, and real estate had the
lowest uninsured rate in the state, 6.5 percent, followed
by those in government, 9.0 percent. Workers in
agriculture/mining and in construction had the highest
uninsured rate in the state at 59.8 percent and 28.8
percent, respectively.
- Among individuals ages 18-64,
full-time workers had a higher rate of employment-based
coverage, 79.2 percent, than part-time workers, 60.3
percent. They had a lower uninsured rate, 13.4 percent,
than part-time workers, 19.7 percent. Among nonworkers,
40.9 percent had employment-based coverage and 24.0
percent were uninsured.
California
- The percentage of California's
nonelderly population (under age 65) without health
insurance coverage in 1998 was 24.4 percent. This was
higher than the national rate, 18.4 percent. California
had the third-highest uninsured rate in the country,
behind Arizona and Texas. California's nonelderly
population has a lower rate of employment-based coverage,
56.0 percent, than the national rate, 64.9 percent.
California had the lowest employment-based coverage rate
of any state.
- Children living in
California--infants through age 17--had a lower rate of
employment-based health insurance coverage, 50.5 percent,
than the national rate of 60.2 percent. California had
the second-lowest rate of employment-based coverage for
children, behind the District of Columbia. The uninsured
rate for children in California, 20.4 percent, was higher
than the national rate, 15.4 percent.
- Children living in families with
incomes just above the federal poverty level--100 percent
to 149 percent of poverty--were the most likely to be
uninsured, 29.1 percent, and children in families with
incomes at 400 percent or more of the federal poverty
level were least likely to be uninsured, 7.0 percent.
- California workers had a lower rate
of employment-based health insurance coverage, 65.5
percent, than the national rate, 72.8 percent. Also, 51.9
percent of California workers had employment-based health
insurance coverage in their own name (meaning they were
the primary beneficiaries), compared with 55.5 percent
for the nation.
- Larger firms were more likely than
smaller firms to provide coverage: 65.2 percent of
California workers in firms with 1,000 or more workers
had coverage in their own name, compared with 24.8
percent of workers in firms with fewer than 10 employees.
- Among California workers, the most
likely to have employment-based health insurance in their
own name were those in government, 70.2 percent, and in
transportation, communications, and utilities, 68.8
percent. Government workers had the lowest uninsured rate
in the state, 11.4 percent, followed by workers in the
transportation, communications, and utilities industry at
16.1 percent. The highest uninsured rates in the state
were among workers in agriculture, 49.7 percent, and
construction, 35.9 percent.
- Among individuals ages 18-64,
full-time workers had a higher rate of employment-based
coverage, 72.6 percent, than part-time workers, 51.9
percent. They had a lower uninsured rate, 20.3 percent
than part-time workers, 29.3 percent. Among nonworkers,
32.0 percent had employment-based coverage and 36.2 were
uninsured.
Alaska
- The percentage of Alaska's
nonelderly population (under age 65) without health
insurance coverage in 1998 was 18.6 percent. This was
slightly higher than the national rate,18.4 percent.
Alaska's nonelderly population also had a lower rate of
employment-based coverage, 58.5 percent, than the
national rate, 64.9 percent.
- Children living in Alaska--infants
through age 17--had a slightly lower rate of
employment-based health insurance coverage, 53.5 percent,
than the national rate, 60.2 percent. The uninsured rate
for children in Alaska, 13.7 percent, was below the
national rate, 15.4 percent.
- Children living in families with
incomes below the federal poverty level were the most
likely to be uninsured, 34.9 percent, and children in
families with incomes of 400 percent or more of the
federal poverty level were least likely to be uninsured,
1.8 percent.
- Alaska workers had a lower rate of
employment-based health insurance coverage, 65.6 percent,
than the national rate, 72.8 percent. Also, 48.0 percent
of Alaska workers had employment-based health insurance
coverage in their own name (meaning they were the primary
beneficiaries), compared with 55.5 percent for the
nation.
- Larger firms were more likely than
smaller firms to provide coverage: 58.1 percent of Alaska
workers in firms with 1,000 or more workers had coverage
in their own name, compared with 23.1 percent of those in
firms with fewer than 10 employees.
- Among Alaska workers, the most
likely to have employment-based health insurance coverage
in their own name were those in government, 79.9 percent,
and in manufacturing, 73.0 percent. Finance, insurance,
and real estate workers had the lowest uninsured rate in
the state, 9.4 percent, followed by workers in
manufacturing, 10.2 percent. Workers in
agriculture/mining, at 29.7 percent, and in
wholesale/retail trade, at 28.0 percent, had the highest
uninsured rates in the state.
- Among individuals ages 18-64,
full-time workers had a higher rate of employment-based
coverage, 71.8 percent, than part-time workers, 57.1
percent. They had a lower uninsured rate, 17.0 percent,
than part-time workers, 26.7 percent. Among nonworkers,
36.3 percent had employment-based coverage and 24.1
percent were uninsured.
Hawaii
- The percentage of Hawaii's
nonelderly population (under age 65) without health
insurance coverage in 1998 was 11.6 percent. This was
lower than the national rate, 18.4 percent. Hawaii's
nonelderly population also had a higher rate of private
coverage, 71.9 percent, than the national rate, 64.9
percent.
- Children living in Hawaii--infants
through age 17--had a higher rate of employment-based
health insurance coverage, 66.3 percent, than the
national rate, 60.2 percent. The uninsured rate for
children in Hawaii, 9.5 percent, was below the national
rate, 15.4 percent.
- Children living in families with
incomes just above the federal poverty level--100 percent
to 149 percent--were the most likely to be uninsured,
39.3 percent, and children in families with incomes at
400 percent or more of the federal poverty level were
least likely to be uninsured, 2.6 percent.
- Hawaii workers had a higher rate of
employment-based health insurance coverage, 80.0 percent,
than the national rate, 72.8 percent. Workers in Hawaii
had the third-highest rate of employment-based health
insurance coverage, behind Ohio and Minnesota. Also, 63.2
percent of Hawaii workers had employment-based health
insurance coverage in their own name (meaning they were
the primary beneficiaries), compared with 55.5 percent
for the nation.
- Larger firms were more likely than
smaller firms to provide coverage: 65.2 percent of Hawaii
workers in firms with 1,000 or more workers had coverage
in their own name, compared with 57.7 percent of workers
in firms with fewer than 10 employees.
- Hawaii workers most likely to have
employment-based health insurance coverage in their own
name were those in transportation, communications, and
utilities, 78.4 percent, and in finance, insurance, and
real estate, 76.6 percent. Government workers had the
lowest uninsured in the state, 5.7 percent, followed by
finance, insurance, and real estate workers at 6.0
percent. Workers who were self-employed, at 23.5 percent,
and were in construction, at 15.3 percent, had the
highest uninsured rates in the state.
- Among individuals ages 18-64,
full-time workers had a higher rate of employment-based
coverage, 90.3 percent, than part-time workers, 64.0
percent. They had a lower uninsured rate, 6.8 percent,
than part-time workers, 13.2 percent. Among nonworkers,
44.7 percent had employment-based coverage and 24.7
percent were uninsured.
For more information, contact Ken McDonnell, (202) 775-6342,
or visit EBRI online at www.ebri.org.
Source: Employee Benefit Research Institute tabulations of
data from the March 1999 Current Population Survey.
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