September 1998

Sources of Health Insurance and Characteristics of the Uninsured

Pacific States, 1996

Washington

  • The percentage of Washington's nonelderly population (under age 65) without health insurance coverage, 14.8 percent, was lower than the national rate, 17.7 percent. Washington's nonelderly population also had a higher rate of private coverage, 75.1 percent, than the national rate of 70.9 percent.
  • Children living in Washington -- infants through age 17 -- had a higher rate of employment-based health insurance coverage, 60.0 percent, than the national rate, 58.9 percent. The uninsured rate for children in Washington, 11.2 percent, was below the national rate, 14.8 percent.
  • Children living in families with incomes below the federal poverty level were the most likely to be uninsured, 25.3 percent. Children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 1.8 percent.
  • Washington workers had a slightly lower rate of employment-based health insurance coverage, 69.1 percent, than the national rate, 72.3 percent. Also, 55.3 percent of Washington workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among Washington workers in firms with 1,000 or more workers, 70.9 percent had coverage in their own name, compared with 23.8 percent of workers in firms with fewer than 10 employees.
  • Among Washington workers, the most likely to have employment-based health insurance in their own name were those in manufacturing, 81.4 percent, and government, 77.5 percent. Government workers had the lowest uninsured rate in the state, 3.4 percent, followed by personal service workers at 4.7 percent. Workers in agriculture and wholesale trade had the highest uninsured rates in the state, 56.7 percent and 33.4 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 81.1 percent, than part-time workers, 51.3 percent. They had a lower uninsured rate, 10.4 percent, than part-time workers, 20.6 percent. Among nonworkers, 47.3 percent had employment-based coverage and 15.8 percent were uninsured.

Oregon

  • The percentage of Oregon's nonelderly population (under age 65) without health insurance coverage, 17.5 percent, was slightly lower than the national rate of 17.7 percent. Oregon's nonelderly population also had a higher rate of private coverage, 73.4 percent, than the national rate of 70.9 percent.
  • Children living in Oregon -- infants through age 17 -- had a higher rate of employment-based health insurance coverage, 63.9 percent, than the national rate, 58.9 percent. The uninsured rate for children in Oregon, 17.0 percent, was also higher than the national rate of 14.8 percent.
  • Children living in families with incomes just above the federal poverty level -- 100 percent to 149 percent of poverty -- were the most likely to be uninsured, 34.0 percent. Children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, less than 1 percent.
  • Oregon workers had a lower rate of employment-based health insurance coverage, 68.7 percent, than the national rate, 72.3 percent. Also, 54.1 percent of Oregon workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among Oregon workers in firms with 1,000 or more workers, 66.7 percent had coverage in their own name, compared with 22.6 percent of workers in firms with fewer than 10 employees.
  • Among Oregon workers, the most likely to have employment-based health insurance in their own name were those in the wholesale trade, 76.1 percent, and in transportation, communications, and utilities, 71.6 percent. Workers in finance, insurance and real estate had the lowest uninsured rate in the state, 2.0 percent, followed by those in transportation, communications, and utilities, 2.9 percent. Workers in business and repair services and in agriculture had the highest uninsured rate in the state at 43.1 percent and 38.4 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 78.1 percent, than part-time workers, 63.2 percent. They had a lower uninsured rate, 11.3 percent, than part-time workers, 20.7 percent. Among nonworkers, 42.4 percent had employment-based coverage and 22.3 percent were uninsured.

California

  • The percentage of California's nonelderly population (under age 65) without health insurance coverage, 22.3 percent, was higher than the national rate, 17.7 percent. California's nonelderly population had a lower rate of private coverage, 63.5 percent, than the national rate, 70.9 percent.
  • Children living in California -- infants through age 17 -- had a lower rate of employment-based health insurance coverage, 51.6 percent, than the national rate of 58.9 percent. The uninsured rate for children in California, 17.8 percent, was higher than the national rate, 14.8 percent.
  • Children living in families with incomes just above the federal poverty level -- 100 percent to 149 percent of poverty -- were the most likely to be uninsured, 29.9 percent. Children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 5.4 percent.
  • California workers had a lower rate of employment-based health insurance coverage, 65.1 percent, than the national rate, 72.3 percent. Also, 50.9 percent of California workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among California workers in firms with 1,000 or more workers, 69.3 percent had coverage in their own name, compared with 18.9 percent of workers in firms with fewer than 10 employees.
  • Among California workers, the most likely to have employment-based health insurance in their own name were those in government, 70.1 percent, and transportation, communications, and utilities, 66.1 percent. Government workers had the lowest uninsured rate in the state, 8.5 percent, followed by workers in the finance, insurance, and real estate industry at 15.2 percent. The highest uninsured rates in the state were among workers in agriculture, 45.5 percent, and personal services, 35.0 percent.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 73.4 percent, than part-time workers, 47.3 percent. They had a lower uninsured rate, 18.6 percent than part-time workers, 29.6 percent. Among nonworkers, 31.9 percent had employment-based coverage and 30.4 were uninsured.

Alaska

  • The percentage of Alaska's nonelderly population (under age 65) without health insurance coverage, 14.3 percent, was lower than the national rate, 17.7 percent. Alaska's nonelderly population also had a lower rate of private coverage, 67.4 percent, than the national rate, 70.9 percent.
  • Children living in Alaska -- infants through age 17 -- had a slightly higher rate of employment-based health insurance coverage, 59.4 percent, than the national rate, 58.9 percent. The uninsured rate for children in Alaska, 11.6 percent, was below the national rate, 14.8 percent.
  • Children living in families with incomes below the federal poverty level were the most likely to be uninsured, 26.8 percent. Children in families with incomes of 400 percent or more of the federal poverty level were least likely to be uninsured, 3.4 percent.
  • Alaska workers had a lower rate of employment-based health insurance coverage, 67.0 percent, than the national rate, 72.3 percent. Also, 52.7 percent of Alaska workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among Alaska workers in firms with 1,000 or more workers, 67.4 percent had coverage in their own name, compared with 22.2 percent of those in firms with fewer than 10 employees.
  • Among Alaska workers, the most likely to have employment-based health insurance coverage in their own name were those in mining, 84.7 percent, and wholesale trade, 84.3 percent. Government workers had the lowest uninsured rate in the state, 3.6 percent, followed by workers in mining, 5.4 percent. Workers in business and repair services, at 44.8 percent, and in agriculture, at 38.7 percent, had the highest uninsured rate in the state.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 78.1 percent, than part-time workers, 49.7 percent. They had a lower uninsured rate, 8.9 percent, than part-time workers, 20.1 percent. Among nonworkers, 39.3 percent had employment-based coverage and 23.0 percent were uninsured.

Hawaii

  • The percentage of Hawaii's nonelderly population (under age 65) without health insurance coverage, 10.0 percent, was lower than the national rate, 17.7 percent. Hawaii had the second-lowest uninsured rate; Wisconsin had a lower uninsured rate. Hawaii's nonelderly population also had a slightly lower rate of private coverage, 70.3 percent, than the national rate, 70.9 percent.
  • Children living in Hawaii -- infants through age 17 -- had a lower rate of employment-based health insurance coverage, 52.9 percent, than the national rate, 58.9 percent. The uninsured rate for children in Hawaii, 5.3 percent, was below the national rate, 14.8 percent. Hawaii had the lowest uninsured rate for children.
  • Children living in families with incomes just above the federal poverty level -- 100 percent to 149 percent of poverty -- were the most likely to be uninsured, 12.9 percent. Children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, less than 1 percent.
  • Hawaii workers had a slightly higher rate of employment-based health insurance coverage, 74.1 percent, than the national rate, 72.3 percent. Also, 60.3 percent of Hawaii workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation. Workers in Hawaii had the second highest rate of employment-based health insurance coverage in their own name. Workers in Nevada had a higher rate.
  • Larger firms were more likely than smaller firms to provide coverage. Among Hawaii workers in firms with 1,000 or more workers, 71.2 percent had coverage in their own name, compared with 36.7 percent of workers in firms with fewer than 10 employees.
  • Hawaii workers most likely to have employment-based health insurance coverage in their own name were those in wholesale trade, 85.5 percent, and finance, insurance and real estate, 77.7 percent. Government workers had the lowest uninsured in the state, 2.7 percent, followed by wholesale trade workers at 3.8 percent. Workers in business and repair services, at 25.7 percent, and construction, at 21.4 percent, had the highest uninsured rate in the state.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 84.8 percent, than part-time workers, 72.1 percent. They had a lower uninsured rate, 6.3 percent, than part-time workers, 10.9 percent. Among nonworkers, 37.0 percent had employment-based coverage and 18.0 percent were uninsured.

For more information, contact Ken McDonnell, (202) 775-6342, or visit EBRI online at www.ebri.org.
Source: Employee Benefit Research Institute tabulations of data from the March 1997 Current Population Survey.
9/98