Children and Health Insurance: Sources of Coverage, Spells Without Coverage, 1995

September 1998, Vol. 19, No. 9
Paperback, 12 pp.
PDF, 84 kb
Employee Benefit Research Institute, 1998

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Executive Summary

Children and Health Insurance: Sources of Coverage, Spells Without Coverage, 1995—Children's health insurance coverage was a primary focus of the Balanced Budget Act of
1997 (BBA). A provision of the legislation, the Children's Health Insurance Program
(CHIP), earmarked $24 billion of federal funds to be used by states to expand children's
health insurance coverage through an expanded Medicaid program or through a new program
approved by the federal government. Evaluation of CHIP's success after its implementation
will require documentation of children's health insurance status before the program's
introduction.

The first section of this report investigates the sources of children's health
insurance coverage and the relation of these sources to children's poverty status. The
second section explores the experience of children who have had a spell without health
insurance coverage in terms of the length of time they were uninsured and their poverty
status. The third section compares the health insurance status of children with that of
adults ages 18-64. The concluding section summarizes the report's findings.