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4. 1997

Retirement: The Gender Gap

		Men		Women
Confidence in Overall Retirement Income Prospects Very Confident Not Confident		32% 27		18% 34
Confidence in Personal Financial Preparations Very Confident		36		27
Have Done Retirement Savings Need Calculation --Reasons for not doing the calculation Can't find time Can't save more Process too complicated Afraid of the answer		39 37 56 23 23		36 40 56 16 34
Use of Employer-Provided Educational Material Changed contribution amount Changed asset allocation		41 47		34 52
Social Security Trust Fund Exhaustion Will Leave System Completely Broke and Unable to Pay Benefits True		30		40
Expected Most Important Source of Retirement Income Employer-funded retirement plan Money you put into savings/retirement plan through work Social Security Own personal savings/investments Support from children or other family Part-time or full-time employment Don't know		25 28 11 24 1 9 3		23 28 13 22 2 9 4

Source: 1997 Retirement Confidence Survey