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The Retirement Personality Profiler

When it comes to retirement planning and saving, what kind of person are you? Are you a planner, saver, struggler, impulsive, or denier? Take the Retirement Personality Profiler quiz and find out! Determining your personality type may help you flag some action items that, up to now, you may have neglected or overlooked. In addition, it provides some resources to point you in the right direction and help you get started!

You must answer all of the questions in order for the profiler to work.

Financial Attitudes

A. How well do you think that each of the following statements describes you?

1. Just when I think I have a handle on my finances, something always happens that sets me back from my financial goals.
Very well
Well
Not too well
Not at all

2. I am disciplined at saving.
Very well
Well
Not too well
Not at all

3. I am willing to take substantial financial risk for substantial gain.
Very well
Well
Not too well
Not at all

4. I frequently spend money when I do not plan to buy anything.
Very well
Well
Not too well
Not at all

5. I pay off my credit cards at the end of every month.
Very well
Well
Not too well
Not at all
Do not have a credit card

6. I always research and plan for a big purchase.
Very well
Well
Not too well
Not at all

7. I am not willing to take any financial risks, no matter what the gain.
Very well
Well
Not too well
Not at all

8. I enjoy financial planning.
Very well
Well
Not too well
Not at all

B. Now, which of the following Financial Attitudes statements best describes you? (You can choose only one.) Just when I think I have a handle on my finances, something always happens that sets me back from my financial goals.
I am disciplined at saving.
I am willing to take substantial financial risk for substantial gain.
I frequently spend money when I do not plan to buy anything.
I pay off my credit cards at the end of every month.
I always research and plan for a big purchase.
I am not willing to take any financial risks, no matter what the gain.
I enjoy financial planning


Retirement Planning Attitudes

A. How well do you think that each of the following statements describes you?

1. I think anyone can have a comfortable retirement, if they just plan and save.
Very well
Well
Not too well
Not at all

2. I feel it is pointless to plan for retirement because it is too far away to know what I will need.
Very well
Well
Not too well
Not at all

3. If I just save some money each month, I will be fine in my retirement.
Very well
Well
Not too well
Not at all

4. I think preparing for retirement takes too much time and effort.
Very well
Well
Not too well
Not at all

5. I am more of a saver than an investor.
Very well
Well
Not too well
Not at all

B. Now, which of the following Retirement Planning Attitudes statements best describes you? (You can choose only one.)

I think anyone can have a comfortable retirement, if they just plan and save.
I feel it is pointless to plan for retirement because it is too far away to know what I will need.
If I just save some money each month, I will be fine in my retirement.
I think preparing for retirement takes too much time and effort.
I am more of a saver than an investor.

Finally, when were you born?

1934 or before
After 1934

Nothing contained herein is to be construed as an attempt to provide legal, accounting, actuarial, financial planning or other such professional advice. Any views expressed in this document should not be ascribed to the officers, trustees, members, or other sponsors of the Employee Benefit Research Institute, the EBRI Education and Research Fund, the American Savings Education Council, Mathew Greenwald & Associates, Inc., or their staffs.

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