The CARES Act provides important relief for Americans struggling in the midst of the current pandemic. However, provisions that increase availability of loans and hardship withdrawals could significantly impact workers’ retirement security. On this panel, using EBRI’s Retirement Security Projection Model®, Jack VanDerhei will provide an evaluation of the provisions’ potential impact on retirement income adequacy. Edelman Financial Engines’ Bridget Bearden will give her perspective on how employers might help workers rebuild their retirement assets and avoid unnecessary access. We’ll also hear plan sponsors’ considerations, presented by the Chamber of Commerce’s Chantel Sheaks.