EBRI FAQ About Benefits | Health Question 13

FAQs About Benefits—Health Spending and Insurance Issues

Which workers are most likely to have employment-based coverage?


In 2009, public-sector workers, those working for the federal, state, or local governments, are more likely to have employment-based health insurance coverage (85.7 percent), compared to private-sector workers (67.5 percent).

Firm Size

Among private-sector workers, the larger the firm size the more likely a worker is to have employment-based coverage.

Full-time v Part-time

Among workers who work full-time full-year, 73.1 percent had employment-based coverage while workers who work part-time full-year, 48.6 percent.


Occupations which require higher skills and responsibility, managerial and professional services, were more likely to have employment-based health insurance coverage (82.4 percent) compared with lower skilled occupations such as service workers (50.0 percent).

Chart Data

General Overview of Benefits
Retirement Issues
Health Spending and Insurance Issues
Other Benefit Issues