EBRI Retirement Security Research Center (EBRI RSRC)

This center houses the EBRI IRA Database,™ which contains 14.85 million IRA accounts holding $1 trillion in assets. The database is being expanded to track owners’ behavior over time within the accounts, including contributions, withdrawals, rollovers, and asset allocation changes. Our recent publications show account balance, rollover, and contribution activity within IRAs. Further results will include asset allocation and changes in accounts over time.

This center also houses the integrated EBRI defined contribution/IRA database, which allows EBRI to track individual defined contribution participants as they change jobs and/or retire and roll over their assets into IRAs. EBRI uses this information to track retirees’ decumulation behavior as a function of individual characteristics and market dynamics.

EBRI Research on IRAs

EBRI Issue Briefs

EBRI Notes

  • Copeland, Craig. "2015 EBRI/Greenwald & Associates Health and Voluntary Workplace Benefits Survey: Most Workers Continue to Give Low Ratings to Health Care System, but Declining Number Report Health Care Cost Increases,' and 'IRA Asset Allocation, 2013, and Longitudinal Results, 2010-2013," September 2015
  • Copeland, Craig. "IRA Withdrawals in 2013 and Longitudinal Results 2010-2013," and "Satisfaction With Health Coverage and Care: Findings from the 2014 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey," July 2015
  • Copeland, Craig. "Amount of Savings Needed for Health Expenses for People Eligible for Medicare: Good News Not So Rare Anymore," and "IRA Asset Allocation, 2012, and Longitudinal Results, 2010-2012," October 2014
  • Copeland, Craig. "Lifetime Accumulations and Tax Savings from HSA Contributions" and "IRA Withdrawals in 2012 and Longitudinal Results, 2010-2012," July 2014
  • Copeland, Craig. "Amount of Savings Needed for Health Expenses for People Eligible for Medicare: More Rare Good News," and "IRA Asset Allocation, 2011," October 2013
  • Copeland, Craig. "Trends in Health Coverage for Part-Time Workers," and "IRA Withdrawals: How Much, When, and Other Saving Behavior," May 2013
  • Copeland, Craig. "Savings Needed for Health Expenses for People Eligible for Medicare: Some Rare Good News,' and 'IRA Asset Allocation, 2010,' October 2012
  • Copeland, Craig. “Ownership of Individual Retirement Accounts (IRAs) and 401(k)-Type Plans, 1996-2009,” and “Tracking Health Insurance Coverage by Month: Trends in Employment-Based Coverage Among Workers, and Access to Coverage Among Uninsured Workers, 1995-2010,” October 2011
  • Copeland, Craig. "'IRA Asset Allocation' and 'Characteristics of the CDHP Population, 2005-2010'," May 2011
  • Copeland, Craig. “More Detail on Lump-Sum Distributions of Workers Who Have Left a Job, 2006,” July 2009.
  • Copeland, Craig. “Lump-Sum Distributions at Job Change,” January 2009
  • Copeland, Craig. “IRA Assets and Contributions, 2007,” September 2008
  • Copeland, Craig. “Ownership of Individual Retirement Accounts (IRAs) and 401(k)-Type Plans,” May 2008
  • Copeland, Craig. “Total Individual Account Retirement Plan Assets, by Demographics, 2004,” March 2008
  • Copeland, Craig. “IRA Assets and Contributions, 2006,” December 2007
  • Copeland, Craig. “401(k)-Type Plans and Individual Retirement Accounts (IRAs),” October 2007.
  • Copeland, Craig. “IRA Assets, Contributions, and Market Share,” January 2007.

EBRI Research Focusing on Decumulation:

Retirement Income Adequacy: