What's New - February 2016



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[2/29/16] Consumer Financial Protection Bureau: Pension Lump-Sum Payouts and Your Retirement Security: A Guide for Consumers Considering Their Retirement Payout Options from a Private-Sector Plan

[2/29/16] PlanSponsor: “DOL Plans Research Study About Retirement Strategies -- The Department of Labor’s Employee Benefits Security Administration has asked plan sponsors and their service provider partners for help on a major upcoming research project.

[2/29/16] U.S. Department of Labor Employee Benefits Security Administration: Proposed Information Collection Request Submitted for Public Comment; on the Road to Retirement Surveys; Notice [as published in the Federal Register on Feb. 29, 2016 - SUMMARY: The Department of Labor (the Department), in accordance with the Paperwork Reduction Act of 1995 (PRA 95) (44 U.S.C. 3506(c)(2)(A)), provides the general public and Federal agencies with an opportunity to comment on proposed and continuing collections of information. This helps the Department assess the impact of its information collection requirements and minimize the public's reporting burden. It also helps the public understand the Department's information collection requirements and provide the requested data in the desired format. The Employee Benefits Security Administration (EBSA) is soliciting comments on the proposed information collection
request (ICR) described below. A copy of the ICRs may be obtained by contacting the office listed in the ADDRESSES section of this notice. ICRs also are available at reginfo.gov (http://www.reginfo.gov/public/do/PRAMain). DATES: Written comments must be submitted to the office shown in the ADDRESSES section on or before April 29, 2016.]

[2/29/16] Nasdaq: “Clements: Keeping Clients from Sabotaging Their Retirement

[2/29/16] ThinkAdvisor: “Health Care Worries Grow as Investors Approach Retirement

[2/29/16] NAPA Net: “Clock is Ticking on the Fiduciary Rule

[2/29/16] Willis Towers Watson: Viewpoints Q&A: The Evolution of Private Exchanges for Active Employees: Insights from the 2015 Best Practices in Health Care Survey Report

[2/29/16] Society for Human Resource Management: “To Encourage Fitness, ‘Carrots,’ ‘Sticks’--or Active Design? Turn sedentary offices into spaces that encourage healthier lifestyles

[2/29/16] Ingram’s: “Workplace Wellness: No Good Deed Goes Unpunished

[2/29/16] Littler: “DOL Issues Proposed Rule Implementing Paid Sick Leave for Federal Contractors

[2/26/16] International Foundation of Employee Benefit Plans: “Spotlight on Employee Benefits Communication for Many Organizations

[2/26/16] Internal Revenue Service: “Form 1095-B: What You Need to Do with this Form” [IRS Health Care Tax Tip 2016-22, Feb. 23, 2016]

[2/26/16] U.S. Department of Labor, Office of the Secretary: Agency Information Collection Activities; Submission for OMB Review; Comment Request; Summary of Benefits and Coverage and Uniform Glossary Required Under the Affordable Care Act; Notice [as published in the Federal Register on Feb. 26, 2016 - SUMMARY: The Department of Labor (DOL) is submitting the Employee Benefits Security Administration (EBSA) sponsored information collection request (ICR) revision titled, “Summary of Benefits and Coverage and Uniform Glossary Required Under the Affordable Care Act,” to the Office of Management and Budget (OMB) for review and approval in accordance with the Paperwork Reduction Act of 1995 (PRA), 44 U.S.C. 3501 et seq. Public comments on the ICR are invited. DATES: The OMB will consider all written comments that agency receives on or before March 28, 2016.]

[2/26/16] TIME: “Here’s the Easiest Way to Cut Your Tax Bill Now

[2/26/16] NAPA Net: “Are Employers Worried Enough About Worker Retirements?

[2/26/16] PlanSponsor: “Stretching the Match a Motivation to Save More

[2/26/16] Center for State & Local Government Excellence Issue Brief: “State Initiatives to Cover Uncovered Private Sector Workers

[2/26/16] The New York Times: “Mayor De Blasio Proposes Retirement Savings Plan for Private-Sector Workers

[2/26/16] ThinkAdvisor: “Modernized Military Pensions Could Be 18% Lower for New Recruits -- As of 2018, new troops will have to invest wisely to get the most out of their retirement benefits

[2/26/16] Reuters: “U.S. Labor Department, SEC clashed over retirement advice rule-report

[2/26/16] TIME: “Is Social Security Too Generous?

[2/26/16] USA Today: “Average American on Social Security gets taxed on 44% of their benefits

[2/25/16] NASRA Issue Brief: “Public Pension Plan Investment Return Assumptions” [Updated February 2016]

[2/25/16] LIMRA: “New LIMRA Secure Retirement Institute Study Reveals Majority of Workers Save Only Enough to Equal the Employer Match

[2/25/16] The Washington Post: “The tiny change that can leave you much better off in retirement

[2/25/16] ThinkAdvisor: “House Speaker Ryan: DOL Fiduciary Rule Could Block 7 Million IRAs from Advice -- The Republican leader vows to ‘do everything possible’ to block it

[2/25/16] PlanSponsor: “Private Health Care Exchanges Meet Employers’ Goals -- There has been an uptick in the use of private exchanges among mid-sized employers.

[2/25/16] Kaiser Family Foundation: Kaiser Health Tracking Poll: February 2016 [Includes ‘Views of the Future of the U.S. Health Care System’]

[2/25/16] Marsh & McLennan Agency The Viewsletter: “The Generic Drug Cost Problem

[2/25/16] Kaiser Health News: “Candidates’ Drug-Price Plans May Miss the Mark

[2/25/16] The Wall Street Journal: “Companies Pay Workers to Live Close to the Office” [Note: A subscription may be required to access the full text of the article]

[2/25/16] Center for American Progress: Helping Firms by Helping Employees? Work-Life Balance in America

[2/24/16] ICI Research Report: “Defined Contribution Plan Participants’ Activities, First Three Quarters of 2015

[2/24/16] Economic Policy Institute: “White workers have nearly five times as much wealth in retirement accounts as black workers

[2/24/16] PlanAdviser: “RJR Sufficiently Proved Reason for 401(k) Stock Split

[2/24/16] Russell Investments: Strategic Asset Allocation Reviews for DB Plan Sponsors

[2/24/16] U.S. Senate Committee on Finance: Full committee hearing titled “The Multiemployer Pension Plan System: Recent Reforms and Current Challenges” [Hearing scheduled to be held on Tuesday, March 1, 2016, at 10:00 AM ET]

[2/24/16] University of Southern California: How Americans Manage Their Finances

[2/24/16] HealthPayer Intelligence: “52% of Employers Offer High-Deductible Health Insurance Plans

[2/24/16] Congressional Research Service: The Health Coverage Tax Credit (HCTC): In Brief

[2/24/16] U.S. News & World Report: “The Costs of Inequality: More Money Equals Better Health Care and Longer Life

[2/24/16] The Dartmouth Institute: Our Parents, Ourselves: Health Care for an Aging Population [A Report of the Dartmouth Atlas Project]

[2/23/16] Bloomberg BNA: “Large Companies Form Alliance To Rein In Health Costs

[2/23/16] PlanSponsor: “Employee Wellness Motivated More by Loss than Gain -- A study sheds light on the effect of employer wellness program incentive designs.

[2/23/16] Segal Consulting Update: “Affordable Care Act Final Rule Confirms that Retirees Have Options Not Available to Actives

[2/23/16] National Center for Policy Analysis [Health Policy Blog]: “CPI: Health Insurance Premiums Jump

[2/23/16] U.S. Bureau of Labor Statistics Beyond the Numbers: Pay & Benefits: “Trends in employer costs for defined benefit plans

[2/23/16] Willis Towers Watson Insider: “Hybrid Plans Should Be Reviewed for Compliance With Final Rules

[2/23/16] Consumer Federation of America: “Less Than Half of U.S. Households Report Good Savings Progress, According to 2016 America Saves Week Survey

[2/23/16] NBER Reporter 2015 Number 4 [Research Summary]: “Recessions and Retirement: How Stock Market and Labor Market Fluctuations Affect Older Workers

[2/23/16] Bronfman E.L. Rothschild: “Window Still Open on Social Security Rules Changes -- Steps You Can Take to Maximize Your Benefits

[2/23/16] Social Security Bulletin [Vol. 76, No. 1]: “Public Pension Statements in Selected Countries: A Comparison

[2/22/16] Willis Towers Watson Insider: “A Continuing Shift in Retirement Offerings in the Fortune 500

[2/22/16] NAPA Net: “Arizona Pension Reform Signed

[2/22/16] Bloomberg BNA: “Chevron Hit With Lawsuit Over 401(k) Plan Fees

[2/22/16] MainStreet: “Target Date Funds Are Not the 401(k) Solution

[2/22/16] Fidelity Investments: Transition With Confidence: A Gradual Ascent to Retirement

[2/22/16] PlanSponsor: “Stock Market Volatility Shouldn’t Slow Retirements

[2/22/16] The Wall Street Journal [Blog]: “Are HSAs the New 401(k)? Money Managers Hope So

[2/22/16] Forbes: “How Small Businesses Can Survive the Rising Tide of Healthcare Costs

[2/22/16] CNBC: “Are health-care costs really ‘just’ $245K in retirement?

[2/22/16] Kaiser Health News: “Supreme Court Vacancy Creates Muddle for Future of Reproductive Rights

[2/19/16] Congressional Budget Office: Private Health Insurance Premiums and Federal Policy

[2/19/16] Institute for HealthCare Consumerism: “Meeting Employers' High Expectations for Health Care Consumerism

[2/19/16] Forbes: “A Better Way for Employer-Sponsored Healthcare

[2/19/16] Vox.com: “Some companies are tracking employee pregnancies. That’s probably less scary than it sounds.

[2/19/16] Bloomberg QuickTake: “The Individual Mandate: Obamacare’s Unpopular, Pivotal Point

[2/19/16] Internal Revenue Service: “Understanding the Small Business Health Care Tax Credit” [IRS Health Care Tax Tip 2016-20, Feb. 17, 2016]

[2/19/16] ICI Research Perspective: “The Role of IRAs in U.S. Households’ Saving for Retirement, 2015

[2/19/16] NAPA Net: “The Time to Act on MMF [Money Market Fund] Reform is Now

[2/19/16] Institute for Women’s Policy Research Briefing Paper: “Paid Sick Days Access and Usage Rates Vary by Race/Ethnicity, Occupation, and Earnings” [Free Download available to access the full report]

[2/19/16] Glassdoor and Llewellyn Consulting Research Report: “Which Countries in Europe Offer the Fairest Paid Leave and Unemployment Benefits?” [Includes comparisons with the United States]

[2/18/16] Devenir Research: 2015 Year-End HSA Market Statistics & Trends [Executive Summary]

[2/18/16] PlanSponsor: “HDHPs Poised to Take Over Traditional Health Benefits Offerings -- However, options to help reduce the financial risk of HDHPs to employees are not being utilized.

[2/18/16] The New England Journal of Medicine [Perspective]: “How Employers Are Responding to the ACA

[2/18/16] Hospitals & Health Networks: “Four Reasons Why Private Exchanges Will Grow

[2/18/16] MSN: “A Novel Plan for Health Care: Cutting Costs, Not Raising Them

[2/18/16] Medscape: “Supreme Court Minus Scalia Has Healthcare Cases to Decide

[2/18/16] SEI: 2016 Defined Contribution Outlook: Do DC Plans Need to Be Redesigned? [Part One of Three]

[2/18/16] PlanSponsor: “Why White Label? Simplifying the investment challenge

[2/18/16] ThinkAdvisor: “Advisors, Investors Still Hesitant on Robo-Advice, Polls Show

[2/18/16] NAPA Net: “Could Nonfinancial Factors Put Retirements at Risk?

[2/17/16] Wells Fargo Insurance: 2015 Employee Benefits Trends Survey [White Paper]

[2/17/16] Altarum Institute: “Health Spending Growth Fell to 4.9% in December and Stands at 5.9% for 2015 Overall

[2/17/16] Towers Watson [Infographic]: “Employers Accelerate Focus on Specialty Drugs and Other Pharmacy Benefits

[2/17/16] Xerox Corporation FYI®: “ERISA Plan Cannot Recover Spent Settlement Funds, High Court Rules

[2/17/16] Prudential Financial, Inc., and CFO Research: The Value of Employees’ Financial Wellness

[2/17/16] PlanSponsor: “Conflicting Abstracts -- The effect of the CPS redesign on retirement-plan participant estimates

[2/17/16] InvestmentNews: “Advice for building retirement plans based on the number of years until retirement -- Sponsors can give plan participants flexible tips and tools

[2/17/16] InsuranceNewsNet: “$1 Million Question: How Much Is Enough for Retirement?

[2/17/16] DrinkerBiddle®: “What’s Safe to Change Mid-Year in Your Safe Harbor Plan?

[2/17/16] The National Law Review: “DOL Focuses Attention on Benefit Payment Practices of DB Plans

[2/16/16] InvestmentNews: “Obama proposes curbs to retirement-savings tax incentives for wealthy, heirs

[2/16/16] Transamerica Retirement Solutions: Exclusive Free Report: Retirement Plans for Institutions of Higher Education 2015

[2/16/16] Brookings: Later Retirement, Inequality in Old Age, and the Growing Gap in Longevity Between Rich and Poor

[2/16/16] Calpensions: “San Diego pension-to-401(k) reform goes to court

[2/16/16] NAPA Net: “Iowa Joins State-Run Retirement Program ‘Club’

[2/16/16] MSN: “How the presidential candidates plan to fix Social Security

[2/16/16] Society for Human Resource Management: “CFO’s: Controlling Costs Isn’t the Only Health Benefits Goal

[2/16/16] American Journal of Managed Care: “The Value of Value-Based Insurance Design: Savings From Eliminating Drug Co-Payments

[2/16/16] Health Affairs [Blog]: “The Payment Reform Landscape: How Does Telehealth Fit Into a High-Value Purchasing Strategy?

[2/16/16] Internal Revenue Service: “Health Care: Making Shared Responsibility Payments… what you need to know.

[2/12/16] Groom Law Group Benefits Brief: “Obama Administration Budget Proposals Would Again Impact Retirement and Health Benefits

[2/12/16] International Foundation of Employee Benefit Plans: “Workplace Wellness: One Size Fits Few

[2/12/16] PlanSponsor: “Measuring Health Benefit Effectiveness Would Help with Decisions -- Only 6% of CFOs reported that their company assesses the return on investment (ROI) of its health benefits, and just 23% make any performance assessment at all.

[2/12/16] CIO.com: “Who will unlock the giant data bottleneck in healthcare?

[2/12/16] Internal Revenue Service: “Reporting Health Coverage on IRS Tax Forms” [IRS Health Care Tax Tip 2016-18, Feb. 11, 2016]

[2/12/16] Lockton Benefit Group: “The Ongoing Saga of the ACA Contraceptive Mandate: Where Are We Now?

[2/12/16] Reuters: “U.S. lawmakers hammer financial companies on retirement advice rule

[2/12/16] InvestmentNews: “How should retirement plans pay their 401(k) fees?

[2/12/16] Military.com: “DoD Seeks to Delay Matching Retirement Contributions for Junior Troops

[2/12/16] Center for Retirement Research at Boston College’s Squared Away Blog: “Could Social Security Statement Do More?

[2/12/16] CNN Money: “How long will your retirement savings last?

[2/12/16] Human Resource Executive Online: “Time for Dad -- A growing number of employers are offering paid paternal benefits to new dads and are finding the benefits go both ways.

[2/11/16] U.S. Senator Orrin Hatch & Congressman Erik Paulsen: “The Health Savings Act of 2016” [Section-by-Section Summary] - [“This bill simplifies and enhances Health Savings Accounts (HSAs) and Health Flexible Spending Accounts (FSAs) by addressing some of the questions and concerns that have been raised since HSAs were first enacted in 2003 but were not addressed by the HOPE Act of 2006.”]

[2/11/16] CBS MoneyWatch: “The painful rise of high-deductible health insurance

[2/11/16] Health Affairs [Blog]: “The Budget and Health Care: A Quick Rundown

[2/11/16] U.S. Department of Labor Employee Benefits Security Administration: Parity of Mental Health and Substance Use Benefits with Other Benefits: Using Your Employer-Sponsored Health Plan to Cover Services

[2/11/16] Principal Financial Group: The Principal Financial Well-Being Index: Business Owners [February 2016] – [Note: “The Principal Financial Well-Being IndexSM: Business Owners survey was conducted online within the United States by Harris Poll on behalf of the Principal Financial Group® between July 29 and August 25 among 600 business owners in companies of 10-500 employees. Business Owners consisted of adults 21+ who own at least 5 percent of the company and are actively involved in making decisions for the business and managing the business in small and mid-sized (SMB) U.S. businesses (firm size 10-500 employees). Results were weighted as needed for representation of the SMB firms.”]

[2/11/16] PlanSponsor: “Employees Value Overall Financial Help from Employers -- Eighty-one percent of employees would be less likely to leave a company that was helping them improve their financial standing.

[2/11/16] The Wall Street Journal: “Are Too Many Choices Costing 401(k) Holders? A study of a plan that shrank its fund menu found that investors saved on fees

[2/11/16] Seeking Alpha: “The Real Cost of Missing Out on the 401(k) Match

[2/11/16] NAPA Net: “Obama’s Final Budget: What’s in it for Retirement Plans?

[2/11/16] Internal Revenue Service: Additional Limitation on Suspension of Benefits Applicable to Certain Pension Plans Under the Multiemployer Pension Reform Act of 2014; Notice of proposed rulemaking and notice of public hearing [as published in the Federal Register on Feb. 11, 2016 - DATES: Comments must be received by March 15, 2016. Outlines of topics to be discussed at the public hearing scheduled for March 22, 2016 must be received by March 15, 2016.]

[2/10/16] Willis Towers Watson The OneExchange Blog: “’Panda Days’ and Paid Time Off: What Perks Perk Up Employees

[2/10/16] O’Reilly Media, Inc.: Serving Workers in the Gig Economy: Emerging Resources for the On-Demand Workforce, by Nick Grossman & Elizabeth Woyke [Free Ebook from O’Reilly]

[2/10/16] Kaiser Family Foundation Issue Brief: “A Comparison of the Availability and Cost of Coverage for Workers in Small Firms and Large Firms: Update from the 2015 Employer Health Benefits Survey

[2/10/16] Health Affairs and Robert Wood Johnson Foundation Health Policy Brief: “High-Deductible Health Plans. As high-deductible health plans become increasingly prevalent in both group and individual markets, it remains to be seen how they will affect health care access and outcomes.

[2/10/16] Congressional Research Service: Federal Employees Health Benefits (FEHB) Program: An Overview [Feb. 3, 2016]

[2/10/16] Milliman Pension Funding Index: “Milliman Analysis: 2016 opens with dismal performance of the financial markets lowering funded status--Milliman 100 PFI funded ratio falls to 80.9%

[2/10/16] ThinkAdvisor: “Target Date Funds Post First Yearly Loss Since 2008: Report

[2/10/16] Society for Human Resource Management: “Auto Escalation Beats Inertia, So Why the Hesitancy?

[2/10/16] WealthManagement.com: “Finance Is Being Radically Disrupted, and Millennials Are Leading the Charge -- How and why people invest will change as more millennials enter the market and demand impact investing opportunities

[2/10/16] Federal Reserve Bank of Richmond Economic Quarterly: “Are We Saving Enough? Households and Retirement

[2/10/16] Reuters: “Bankrupt San Bernardino, California, reaches deal on pension obligation debt

[2/10/16] Internal Revenue Service: Inflation-Adjusted Amounts Resulting from the Enactment of the Protecting Americans from Tax Hikes (PATH) Act of 2015 [Rev. Proc. 2016-14] - [Excerpt: “.02 Qualified Transportation Fringe Benefit. For taxable years beginning in 2016, the monthly limitation under § 132(f)(2)(A) regarding the aggregate fringe benefit exclusion amount for transportation in a commuter highway vehicle and any transit pass is $255. This section modifies section 3.17 of Rev. Proc. 2015-53. (For taxable years beginning in 2015, see Notice 2016-6, 2016-4 I.R.B 287, Application of Retroactive Increase in Excludable Transit Benefits.)”]

[2/5/16] The Wall Street Journal: “Companies Form New Alliance to Target Health-Care Costs

[2/5/16] MPRnews: “Employers focus on BMI as health indicator. Should they?

[2/5/16] Center on Budget and Policy Priorities: “Obama’s ‘Cadillac Tax’ Changes Deserve Serious Look

[2/5/16] Investment Company Institute: American Views on Defined Contribution Plan Saving, 2015

[2/5/16] U.S. Chamber of Commerce: Private Retirement Benefits in the 21st Century: Achieving Retirement Security

[2/5/16] MassMutual Financial Group: A Winning Combination: What retirement plan sponsors value most from financial advisors [A Research Study]

[2/5/16] Voya Investment Management: Participant Preferences in Target Date Funds: Fresh Insights -- Findings, Insights and Opportunities [White Paper]

[2/5/16] Segal Consulting: Study of Multiemployer Defined Contribution Plans: Key Findings

[2/5/16] Society for Human Resource Management: “ESOPs Turn Workers into Owners -- The switch requires careful financial management and clear communication to employees

[2/5/16] FMLA Insights: “Use the ‘Rolling’ Method to Calculate FMLA Leave! This Employer Learned the Hard Way

[2/5/16] NAPA Net: “Congress Makes Another Move Against Fiduciary Rule

[2/5/16] PlanSponsor: “Millennials Working on Financial Goals, but Not Retirement

[2/5/16] InsuranceNewsNet: “Sen. Warner Introduces Bipartisan Bill to Expand Telehealth Services

[2/5/16] The Alliance [Blog]: “Look to the Community to Build a Results-Oriented Wellness Program

[2/4/16] Internal Revenue Service Fact Sheet: “2015 Tax Changes Include: Key Benefits Renewed; A New Way to Save for Retirement; New Accounts for People With Disabilities; Health Care Updates” [FS-2016-8, February 2016]

[2/4/16] Willis Towers Watson: Global Pension Assets Study 2016

[2/4/16] DCIIA Research Brief: “Plan leakage: A study on the psychology behind leakage of retirement plan assets

[2/4/16] BloombergBusiness: “Here’s the Toll That Student Debt Can Take on Retirement

[2/4/16] PlanAdviser: “Are Americans Healthy Enough to Retire Later?

[2/4/16] Realtor.com: “Is Buying a Home Better Than Investing in a 401(k)?

[2/4/16] Internal Revenue Service: “Averaging Full-time and Full-time Equivalent Employees and Why it Matters” [IRS Health Care Tax Tip 2016-14, Feb. 3, 2016]

[2/4/16] Kaiser Health News: “Obama To Propose Changes in Health Law’s Cadillac Tax in His Budget, Aide Says

[2/4/16] The Wall Street Journal: “What New Data Tell Us About Doctor Choice

[2/4/16] CNBC: “How to bring sky-high health-care plan costs down to Earth

[2/4/16] CIO.com: “3 reasons why healthcare CIOs love wearables

[2/4/16] Modern Healthcare: “The health insurance industry’s identity crisis

[2/4/16] Health Affairs [Blog]: “Claims That The ACA Would Be a Job Killer Are Not Substantiated by Research

[2/4/16] PlanSponsor: “Health Benefits Dispute Sent Back to District Court Again” [Tackett v. M&G Polymers]

[2/3/16] U.S. House Committee on Education and the Workforce: “Committee Approves Legislation to Strengthen Protections for Retirement Savers, Ensure Access to Affordable Retirement Advice

[2/3/16] NAPA Net: “Senate Finance Takes on Retirement Concerns

[2/3/16] FiduciaryNews.com: “White House Retirement Plan Budget Proposal Buzz Fizzles Flat with Experienced Pros

[2/3/16] The Motley Fool: “Here’s the Typical American’s Retirement Age. How Will You Compare? -- And do you have a backup plan ready?

[2/3/16] Consumer Federation of America: America Save$ is a campaign coordinated by the nonprofit Consumer Federation of America (CFA) and is dedicated to helping individuals save money, reduce debt, and build wealth. America Saves Week 2016 runs from February 22-27, 2016. The America Saves Week 2016 Digital & Social Media Kit can be downloaded at the CFA website.

[2/3/16] Politico: “House fails to override veto of Obamacare repeal

[2/3/16] The Commonwealth Fund: The Affordable Care Act and the U.S. Economy: A Five-Year Perspective

[2/3/16] Human Resource Executive Online: “An Employer Mandate for Wellness

[2/3/16] Thompson Coburn LLP: “Staffing agency workers and ACA offers of coverage

[2/3/16] The Rocky Mountain Collegian: “FitBit and other wearables: detriment or savior to health insurance costs?

[2/3/16] Accenture: “Healthcare For Here or To Go? Rising investment in on-demand health services reflects an appetite for change.

[2/2/16] Internal Revenue Service: Mid-Year Changes to Safe Harbor Plans and Safe Harbor Notices [Notice 2016-16]

[2/2/16] Employee Benefit News: “Q&A: EBRI’s new CEO Harry Conaway outlines the retirement industry’s key issues

[2/2/16] The Principal Financial Group [Blog]: “7 Habits of Highly Successful Defined Benefit Plan Sponsors

[2/2/16] Society for Human Resource Management: “Companies Eye Pension De-Risking -- More employers are ditching pension liabilities by transferring funds to annuities or offering lump-sum payments.

[2/2/16] NAPA Net: “Contributions Blunt January Market Slide in 401(k)s

[2/2/16] Human Resource Executive Online: “Healthy, Wealthy and Wise -- Large employers report a collective desire to expand financial well-being programs in 2016, according to a new report. How can HR help both the company and its workforce get a bigger bang for the buck?

[2/2/16] Forbes: “Extreme Asset Allocation Can Hurt Your Retirement At 25 Or At 60

[2/2/16] PlanSponsor: “Plan Document Updates May Be Needed After ‘Montanile’ Decision

[2/2/16] Aegon Center for Longevity and Retirement and Transamerica Center for Retirement Studies: The New Flexible Retirement: The Aegon Retirement Readiness Survey 2015

[2/2/16] Fox Business: “U.S. Health Spending Tops $3 Trillion


What's new at EBRI this month:

EBRI 2015 Fall Policy Forum: "What Moves the Retirement Readiness Needle During the Accumulation Period: Quantification of Risks and Evaluation of New Proposals" [“gavel-to-gavel” webcast - Prerecorded broadcast available through the International Foundation of Employee Benefit Plans]

EBRI's Recent Media Coverage

“EBRI Now on Twitter” [EBRI Press Release, 2/6/09]

401(k) Balances and Changes Due to Market Volatility


January 2016 EBRI Notes - "Impact of Workplace Wellness-Program Participation on Medication Adherence" and "Differences in Out-of-Pocket Health Care Expenses of Older Single and Couple Households"


What's new in employee benefits:

The following items have been added to the Government Accountability Office's Web site in Portable Document (PDF) format:

Social Security's Future: Answers to Key Questions. GAO-16-75SP, October 27.

Retirement Security: Federal Action Could Help State Efforts to Expand Private Sector Coverage. GAO-15-556, September 10. Highlights.

Pension Advance Transactions: Questionable Business Practices and the Federal Response, by Stephen Lord, managing director, forensic audits and investigative service, before the Senate Special Committee on Aging. GAO-15-846T, September 30. Highlights.


If a title link above no longer works, click here for the GAO home page and search for the report by keyword or report number. Click here to browse by date, topic, or agency.   Searches for reports can also be conducted in the Government Accountability Office (GAO) Reports Online via GPO Access database.

If your computer does not already have the free Adobe Acrobat viewer software to read PDF files, click here for the one-time download necessary to read PDF publications.



Updated 2/29/16