What's New - July 2015



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[7/31/15] Bloomberg News (via Financial Advisor): “Are Retirement Plans Overexposed to Stocks?

[7/31/15] NerdWallet [Blog]: “High-Fee 401(k) Convenient for Employer, Costly for You

[7/31/15] Quantria Strategies: Improving Outcomes with Electronic Delivery of Retirement Plan Documents [Prepared for The SPARK Institute]

[7/31/15] PlanSponsor: “Lawmakers Press Perez to Redraft DOL Fiduciary Proposal

[7/31/15] InsuranceNewsNet: “Smaller Companies Riding the Pension Risk Transfer Wave

[7/31/15] MLive: “Law requiring state workers to contribute to pensions is constitutional, Michigan Supreme Court rules

[7/31/15] Task & Purpose: “Why Service Members Should Receive Financial Literacy Training

[7/31/15] Internal Revenue Service: Section 4980I -- Excise Tax on High Cost Employer-Sponsored Health Coverage [Notice 2015-52] - [The notice includes a “Request for Comments” in Section VIII on pages 16-17. Public comments should be submitted no later than October 1, 2015.]

[7/31/15] MarketWatch: “Colonial Life, GFOA white paper points path to benefits cost savings

[7/31/15] USA Today: “Medicare turns 50 but Americans still have a lot to learn

[7/30/15] Buck Consultants’ FYI® Roundup: “Retirement Plans -- 2015 Summer Recap

[7/30/15] National Institute on Retirement Security: State Financial Security Scorecards [“NIRS' new State Financial Security Scorecards summarize the economic outlook for retirement security in every state. The two-page downloadable State Scorecard are designed to serve as a tool for policymakers to help identify potential areas of focus for state-based policy interventions to improve Americans’ retirement prospects.”]

[7/30/15] Herald-Tribune: “Baby boomers look to new strategies in saving for retirement

[7/30/15] Forbes: “Target Date Funds: The Good, the Bad, and the Unknown

[7/30/15] TIME: “This Is the Biggest Mistake People Make With Their IRAs

[7/30/15] American Institute for Economic Research: “Rethinking ‘Safe’ Asset Allocation in Retirement

[7/30/15] U.S. Census Bureau: 2014 Survey of Public Pensions: State and Local Data

[7/30/15] U.S. Bureau of Labor Statistics: “Access to retirement and medical benefits by occupation, March 2015

[7/30/15] Society for Human Resource Management: “Business-Labor Coalition Seeks to Repeal ‘Cadillac Tax’ -- Business and labor see 40% excise tax as threat to health benefits

[7/30/15] The Wall Street Journal: “How to Think About Higher Growth in Health-Care Spending

[7/29/15] Guardian Life Insurance Company of America: Rethinking Responsibility and Strategy for Employee Benefits -- The Guardian Workplace Benefits Study: Third Annual

[7/29/15] PlanSponsor: “Lack of Education Biggest Barrier to HSA Adoption

[7/29/15] The Hill: “Ensuring the healthcare system works for all

[7/29/15] American Journal of Managed Care: “Worksite Medical Home: Health Services Use and Claim Costs

[7/29/15] CNBC.com: “Why extreme investing still persists

[7/29/15] Principal Financial Group [Blog]: “4 Surprising Results from the 2015 403(b) PSCA Survey

[7/29/15] Congressional Research Service: Multiemployer Defined Benefit (DB) Pension Plans: A Primer and Analysis of Policy Options

[7/29/15] ICI Research Report: “The IRA Investor Profile: Roth IRA Investors’ Activity, 2007-2013

[7/28/15] PlanSponsor: “Match Contributions Help Boost Savings and Engagement

[7/28/15] J.P. Morgan Asset Management: Custom or off-the-shelf target-date strategies? The choice requires careful consideration

[7/28/15] Russell Investments: How big is longevity risk?

[7/28/15] Towers Watson Insider: “Annuitizing Retirement Savings: An Alternative Approach” [“This analysis explores using retirement savings as an income bridge for workers who retire at 62 but wait until 70 to claim Social Security benefits.”]

[7/28/15] Pension Benefit Guaranty Corporation: Annual Financial and Actuarial Information Reporting; Changes to Waivers; Proposed rule [as published in the Federal Register on July 27, 2015 - Comments must be submitted on or before Sept. 25, 2015.]

[7/28/15] Atlantic Information Services, Inc.: “With ACA on Firm Ground, Employers Eye Private Exchanges to Ease Excise Tax Risk

[7/28/15] Society for Human Resource Management: “Employers Split on What Insurer Consolidation Portends

[7/28/15] American Academy of Actuaries Issue Brief: “Medicare’s Financial Condition: Beyond Actuarial Balance

[7/28/15] U.S. News & World Report: “10 Things You Should Know About Medicare

[7/28/15] Kaiser Health News: “Health Law Experiment Failed to Show Savings

[7/27/15] U.S. Bureau of Labor Statistics: Employee Benefits in the United States -- March 2015 [News Release]

[7/27/15] Internal Revenue Service: Employee Plans News [July 27, 2015]

[7/27/15] Russell Investments: “Updated: What’s the right savings rate? -- Give your participants a place to start: Target replacement income rate multiplied by 30%. Simply put: TRI 30

[7/27/15] ThinkAdvisor: “Workers Rely on 401(k) Providers for Retirement Advice: Cerulli

[7/27/15] The Motley Fool: “Most Americans Just Guess Their Retirement Number -- Here’s How You Can Do Better

[7/27/15] LifeHealthPro: “Labor Secretary Perez: DOL is ‘flexible’ on fiduciary rule

[7/27/15] Health Affairs [Blog]: “Health Spending: The $2 Trillion Question--Or Questions

[7/27/15] Becker’s Hospital Review: “Anthem to buy Cigna -- and then there were three: 7 key points

[7/27/15] BenefitsPro: “Some employer concern about Anthem-Cigna merger

[7/27/15] Employee Benefit Adviser: “Budget reconciliation sought for ACA repeal

[7/27/15] Brookings: “What the ‘Cadillac Tax’ accomplishes--and what could be lost in repeal

[7/27/15] Security Week: “Why Healthcare Security Matters

[7/24/15] Reuters (via WealthManagement.com): “Economists Want You to Stop Borrowing from Your 401(k)

[7/24/15] NAPA Net: “Funds Continue to Flow to TDFs, From Company Stock

[7/24/15] Alliant Credit Union: Financial Wellness in the Workplace, 2015 [White Paper]

[7/24/15] CNN Money: “How much retirement income will $1 million generate?

[7/24/15] Retirement Income Journal: “Would the DoL Proposal Deny Advice to the Masses?” [Note: A subscription may be required to view the full article.]

[7/24/15] International Foundation of Employee Benefit Plans: Impact of the Multiemployer Pension Reform Act: 2015 Survey Results

[7/24/15] Social Security Administration: “Summary: Financial Status of the Social Security Trust Funds: July 2015

[7/24/15] Society for Human Resource Management: “More Employers Are Satisfied with Consumer-Driven Health Plans

[7/24/15] Towers Watson [Infographic]: “Using Onsite Health Centers to Help Build High-Performance Health Care Programs: Insights From the 2015 Employer-Sponsored Health Care Centers (ESHC) Survey

[7/24/15] Kaiser Health News: “Consumers’ Satisfaction With Coverage Linked to Out-of-Pocket Expenses

[7/24/15] MSN: “Labor and Employers Join in Opposition to a Health Care Tax

[7/24/15] Brookings: “Studying health care reform abroad: Lessons in chronic disease management

[7/23/15] Social Security and Medicare Boards of Trustees:

[7/23/15] Kaiser Health News: “Good News, Bad News in Medicare Trustees Report

[7/23/15] Marsh & McLennan Agency LLC Benefit Advisor: “Health Plan Trends

[7/23/15] Employee Benefit Adviser: “Employer, employee concerns about private exchanges affect adoption rates

[7/23/15] Internal Revenue Service: “Self-Insured Employers Must File Health Coverage Information Returns” [IRS Health Care Tax Tip 2015-42, July 21, 2015]

[7/23/15] Unum: “The ‘Cadillac Tax’ -- what employers need to know

[7/23/15] HRBenefitsAlert.com: “Stand-alone HRAs: Bill aims to bring back popular Obamacare workaround

[7/23/15] Groom Law Group Benefits Brief: “Supreme Court Same-Sex Marriage Ruling Likely to Require More Changes

[7/23/15] NASRA Issue Brief: “Cost-of-Living Adjustments” [regarding COLAs provided by government pension plans]

[7/23/15] U.S. Department of Labor Employee Benefits Security Administration: Conflict of Interest Proposed Rule [Public Comments webpage]

[7/23/15] PlanSponsor: “The Need for a Better K-12 403(b) Plan Design

[7/23/15] BenefitsPro: “De-risking exchange adds transparency and speed to deals

[7/22/15] U.S. Senate Committee on Health, Education, Labor, and Pensions, Subcommittee on Employment and Workplace Safety: Hearing titled “Restricting Advice and Education: DOL’s Unworkable Investment Proposal for American Families and Retirees” [Hearing held on July 21, 2015, includes links to witness testimonies]

[7/22/15] U.S. News & World Report: “Pensions Are Taking the Long, Lonely Road to Retirement

[7/22/15] PlanSponsor: “Communicating About Multiple Retirement Plans

[7/22/15] ASPPA Net: “Retirement Crisis: Real, or Hype?

[7/22/15] TheStreet.com: “How Much Should You Really Save for Retirement?

[7/22/15] NAPA Net: “Big Apple Looks to Close Retirement Coverage Gap

[7/22/15] BenefitsPro: “Fiduciaries off the hook in Tussey v. ABB Inc.

[7/22/15] Human Resource Executive Online [Blog]: “CDHPs Are Closing the Satisfaction Gap

[7/22/15] Congressional Research Service: Overview of Health Insurance Exchanges [June 10, 2015]

[7/22/15] International Foundation of Employee Benefit Plans: “A Law With a Noble Purpose: ADA Turns 25

[7/21/15] Forbes: “The $150,000-Plus Health Savings Account

[7/21/15] National Public Radio: “More Health Plan Choices at Work: What’s the Catch?

[7/21/15] Human Resource Executive Online: “Walking the Talk -- Increasingly, employers are recognizing the importance of having their executives lead the way in corporate wellness. HR’s role in this is key.

[7/21/15] Health Affairs [Blog]: “Examining Implications of Health Insurance Mergers

[7/21/15] Healthcare Financial Management Association: “The Evolving Rationale for Consolidation in Health Care

[7/21/15] PricewaterhouseCoopers: Pension/OPEB 2015 Assumption and Disclosure Survey

[7/21/15] U.S. Senate Committee on Health, Education, Labor, and Pensions: “Murray Report: Women Face Systemic Barriers That Contribute to Large Gender Retirement Gap

[7/21/15] Society for Human Resource Management: “A 401(k) Fiduciary Checklist

[7/21/15] PlanAdviser: “’Safe’ Investments Get More Participant Transfers in June

[7/21/15] U.S. Department of Labor Blog: “Clearing a Path for State-based Retirement Plans

[7/17/15] WorldatWork: 50 Total Rewards Programs and Practices: A Survey of What Is in Use Today

[7/17/15] Avalere Health LLC: “Exchange Plans Include 34 Percent Fewer Providers than the Average for Commercial Plans

[7/17/15] America’s Health Insurance Plans Data Brief: “Health Plan Networks and Specialty Hospitals” [Note: The full report can be downloaded at the website.]

[7/17/15] PlanSponsor: “Bill Extends Provision for Using Surplus Pension Funding

[7/17/15] PlanAdviser: “Nearly Half of IRAs Hit Contribution Limit

[7/17/15] EisnerAmper: “Reminder - IRA One-Rollover-Per-Year Rule Began in 2015

[7/17/15] Prudential: Innovative Strategies to Help Maximize Social Security Benefits [Updated 2015 Edition]

[7/17/15] Forbes: “How Financial Ignorance Can Ruin Retirement

[7/17/15] BloombergBusiness: “How a Harvard Economist Screwed Up--and Then Saved--Her Retirement

[7/17/15] U.S. Department of Labor Employee Benefits Security Administration: 177th Meeting of the Advisory Council on Employee Welfare and Pension Benefit Plans; Notice of Meeting [as published in the Federal Register on July 16, 2015 - The three-day meeting will take place on August 18-20, 2015. The Advisory Council will study the following issues: (1) Model Notices and Disclosures for Pension Risk Transfers and (2) Model Notices and Plan Sponsor Education on Lifetime Plan Participation. The purpose of the open meeting is for Advisory Council members to hear testimony from invited witnesses and to receive an update from the Employee Benefits Security Administration (EBSA). Organizations or members of the public wishing to submit a written statement may do so by submitting 40 copies on or before August 11, 2015.]

[7/16/15] Chief Investment Officer: “Why Plan Sponsors Make Bad Plan Designers

[7/16/15] Northwestern Mutual: 2015 Planning & Progress Media Study -- Work and Retirement [Note: The full study can be downloaded at the website.]

[7/16/15] BenefitsPro: “Legal requirements compel most IRA withdrawals

[7/16/15] The New York Times: “Tailoring Retirement Plans to Companies With a Handful of Workers

[7/16/15] NerdWallet [Blog]: “Employers Can Be on the Hook for Too-High 401(k) Fees

[7/16/15] USA Today: “How to turn assets in your 401(k) into income

[7/16/15] CNBC.com: “Shrinking Social Security advantage for couples

[7/16/15] PlanSponsor: “Employers More Settled into ACA Regime

[7/16/15] PlanAdviser: “Average HSA Balance Rose 37% in 2014 to $1,933, EBRI Says

[7/16/15] SCOTUSblog: “The ACA birth-control controversy, made simple

[7/15/15] Aon Hewitt: “Peers Most Likely to Influence Employers’ Health Strategies; 2016 Election a Non-Factor -- Aon Survey Shows Little Action Planned for 2015

[7/15/15] BenefitsPro: “Employee bucks flowing into HSAs

[7/15/15] HelloWallet: Health Savers: The Consumer Finance of Health Savings Accounts

[7/15/15] ICI Research Report: “The IRA Investor Profile: Traditional IRA Investors’ Activity, 2007-2013

[7/15/15] Brookings [Opinion]: “Obama acts to help states expand retirement coverage -- most significant retirement move of the Administration

[7/15/15] Buck Consultants’ FYI® Alert: “IRS Puts Brakes on Pre-Plan Termination Retiree Cashout Windows

[7/15/15] Society for Human Resource Management: “IRS Notice on Pension Lump Sums Causes Confusion

[7/15/15] Chief Investment Officer: “Why Pension De-Risking Could Threaten Financial Stability

[7/15/15] PlanSponsor: “Conn. Passes Protection for Transferred Pension Assets

[7/15/15] NAPA Net: “Court Finds Tibble No Precedent for Stock Drop Case

[7/14/15] U.S. Department of Labor Employee Benefits Security Administration: Fact Sheet - White House Conference on Aging

[7/14/15] Retirement Income Journal: “The Overlooked Income Vehicle” [Parts I, II, III, under ‘Cover Stories’] - [Note: A subscription may be required to view the full article.]

[7/14/15] U.S. News & World Report: “How to Take Advantage of 401(k) Catch-Up Contributions

[7/14/15] U.S. Department of Labor Employee Benefits Security Administration: “Selection and Monitoring under the Annuity Selection Safe Harbor Regulation for Defined Contribution Plans” [Field Assistance Bulletin No. 2015-02]

[7/14/15] Aon Hewitt: Customize DC Investments for Participant Success

[7/14/15] Financial Advisor: “Advisors Need to Integrate Health Care into Retirement Planning

[7/14/15] NAPA Net: “Working with TPAs

[7/14/15] The Segal Group: Trends: Noteworthy Developments of Interest to Employers that Sponsor Health Plans [Third Quarter 2015]

[7/14/15] U.S. Departments of the Treasury (IRS), Labor (EBSA), and Health & Human Services (CMS): Coverage of Certain Preventive Services Under the Affordable Care Act; Final rules [as published in the Federal Register on July 14, 2015 - Excerpt: “Effective Date: These final regulations are effective on September 14, 2015. Applicability Date: These final regulations are applicable beginning on the first day of the first plan year (or, for individual health insurance coverage, the first day of the first policy year) that begins on or after September 14, 2015.”]

[7/14/15] Health Care Cost Institute: “Spending for Children’s Health Care Rising Faster Than Total ESI Population, Finds New Report

[7/10/15] Internal Revenue Service: Use of Lump Sum Payments to Replace Lifetime Income Being Received By Retirees Under Defined Benefit Pension Plans [Notice 2015-49]

[7/10/15] Milliman 100 Pension Funding Index: “Milliman analysis: Corporate pension funded status improves in June by $36 billion

[7/10/15] Plan Sponsor Council of America: “Survey: Higher Contributions, Better Balances Among 403(b) Plans

[7/10/15] Governing: “Can California Find a Way Out of Its Pension Calamity?

[7/10/15] NAPA Net: “Fitch Cautions on Fiduciary Rule Impact on RIAs, Annuities

[7/10/15] Forbes: “Good News: Retirement Income Still Being Undercounted

[7/1015] Groom Law Group Benefits Brief: “Agencies Issue Final Rule Amending Summary of Benefits and Coverage Requirements

[7/10/15] Human Resource Executive Online: “The Expanding Scope of On-site Health

[7/10/15] Prudential: Private Exchanges--An Employer View

[7/10/15] NAPA Net: “Bipartisan HRA Legislation Introduced

[7/10/15] The Segal Group: Trends: Noteworthy Developments of Interest to Sponsors of Multiemployer Health Plans [Third Quarter 2015]

[7/10/15] Littler: “Montgomery County, Maryland Joins the Jurisdictions Requiring Paid Sick Leave, Alters the Employer Tip Credit

[7/9/15] Entrepreneur: “5 Affordable Benefits Employees Appreciate But Few Companies Offer

[7/9/15] Healthcare Dive: “Same-sex marriage ruling raises questions for health plans

[7/9/15] PlanSponsor: “More 403(b) Sponsors Contributing to Employee Accounts

[7/9/15] CAPTRUST Consulting Research Group: “Millennials Coming of Age in the Workforce -- Implications for Defined Contribution Plans

[7/9/15] BloombergBusiness: “Can Technology Solve the Mystery of 401(k) Fees?

[7/9/15] U.S. Senate Committee on Finance: “Finance Committee Bipartisan Tax Working Group Reports” [Note: The Savings & Investment Bipartisan Tax Working Group Report is included among the five reports listed on this webpage.]

[7/9/15] NAPA Net: “Tax Reform Working Groups Turn in their Homework

[7/9/15] Association of the United States Army: “Joint Chiefs Back Retirement Reform, With Some Key Changes

[7/9/15] MetroNews [West Virginia]: “Bill introduced to shore up miners’ pensions and health care

[7/9/15] CNBC.com: “The best life insurance for your life stage

[7/8/15] U.S. Senate Committee on Health, Education, Labor, and Pensions, Subcommittee on Primary Health and Retirement Security: Hearing titled “Small Business Health Care Challenges and Opportunities” [Hearing held July 7, 2015, includes links to witness testimonies]

[7/8/15] The Institute for HealthCare Consumerism [The Private Exchange Blog]: “Private Exchanges Leading to Increased Voluntary Benefit Purchasing

[7/8/15] Health Affairs [Blog]: “Appropriate Use of Reference Pricing Can Increase Value

[7/8/15] USA Today: “The digital doctor is in: Next wave in health care

[7/8/15] American Academy of Actuaries Issue Brief: “International Wellness Initiatives

[7/8/15] Mercatus Center, George Mason University: Ranking the States by Fiscal Condition

[7/8/15] Internal Revenue Service: Retirement News for Employers [July 6, 2015 Edition]

[7/8/15] PlanAdviser: “When Onboarding New Participants, Keep It Simple

[7/8/15] PlanSponsor: “Most Participants Don’t Even Touch the Limit

[7/8/15] NAPA Net: “The Access Gap Between Rollovers and Installments

[7/7/15] U.S. News & World Report: “How Your Retirement Account Balance Compares to Your Peers

[7/7/15] CNN Money: “Your 401(k) may nosedive after Greece’s ‘No’ vote - but don’t panic

[7/7/15] Bank of America Merrill Lynch Workplace Insights™: “Simplify the Path to Financial Wellness: Four Strategies to Help Increase 401(k) Participation

[7/7/15] USA Today: “What is an annuity, and is one right for you?

[7/7/15] Center for State & Local Government Excellence: Retirement Security Summit: The Evolving Social Contract [“On June 9, 2015, SLGE convened a Retirement Security Summit in order to explore pension and health benefit changes, retirement income trends, the implications of shifting demographics, and the evolving social contract with employees.” - Note: EBRI president and CEO Dallas Salisbury delivered the keynote address. This webpage includes a link to the video of the event, as well as links to speaker presentations.]

[7/7/15] Employee Benefit Adviser: “Aetna, Humana merger offers potential positives and negatives for employers

[7/7/15] UMB Healthcare Services Perspective: “HSAs Build Long-Term Wealth with Tax-Favored Savings

[7/7/15] Human Resource Executive Online: “Controlling Pharmacy Costs

[7/7/15] America’s Health Insurance Plans: “What’s Behind Health Insurance Premiums?

[7/7/15] Lockton Health Reform and Compliance: “New Trade Bill Escalates ACA Reporting Penalties, Resuscitates Health Coverage Tax Credit

[7/6/15] NAPA Net: “A Dip in Values for Those June 30 Statements?

[7/6/15] U.S. Bureau of Labor Statistics Beyond the Numbers: Pay & Benefits: “Selected characteristics of savings and thrift plans for private industry workers

[7/6/15] PlanSponsor: “2015 Recordkeeping Survey

[7/6/15] Fox Business: “Judge rules for Montana teachers’ union in pension benefits lawsuit

[7/6/15] U.S. News & World Report: “5 Steps to Dump Debt During Your Senior Years

[7/6/15] Internal Revenue Service: “Get to Know the Small Business Health Care Tax Credit” [IRS Health Care Tax Tip 2015-38, July 1, 2015]

[7/6/15] Harvard Business Review: “Using Data to Increase Patient Engagement in Health Care

[7/6/15] Physicians for a National Health Program: “Sound the alarm: The private insurance exchanges are coming!

[7/6/15] NextAvenue: “Is Obamacare Becoming the Unaffordable Care Act? Consumer-driven health care is sending out-of-pocket costs soaring

[7/6/15] Buck Consultants FYI® In-Depth: “California and Massachusetts Employers Feverishly Prepare for Paid Sick Leave

[7/2/15] Inc.: “The 4 Best Ways to Keep Your Employees Happy

[7/2/15] U.S. Bureau of Labor Statistics: “Part-time private-industry workers less likely to have access to benefits in 2013

[7/2/15] Employee Benefit Adviser: “Towers Watson, Willis merger would expand private exchanges

[7/2/15] PlanSponsor: “HSAs a Growing Retirement Savings Opportunity

[7/2/15] Computerworld: “Are You Ready for the ‘Data Tsunami’ from the Affordable Health Care Ruling?

[7/2/15] Congressional Research Service: Health Benefits for Members of Congress and Designated Congressional Staff

[7/2/15] BenefitsPro: “Leakage from 401(k) loans, defaults is greater than thought

[7/2/15] CNBC.com: “The downside of automatic 401(k) enrollment

[7/2/15] TIME: “3 Retirement Loopholes That Are Likely to Close

[7/2/15] U.S. Census Bureau: Summary of the Quarterly Survey of Public Pensions for 2015:Q1 - Pension Assets Reach All-Time High in First Quarter of 2015 [Released June 30, 2015]

[7/2/15] Governmental Accounting Standards Board GASB In Focus: “GASB Statement No. 74, Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans; GASB Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions

[7/2/15] BusinessofBenefits.com: “Fiduciary Liability for 403(b) Non-ERISA Plans?

[7/1/15] BrightScope and Investment Company Institute: The BrightScope/ICI Defined Contribution Plan Profile: A Close Look at ERISA 403(b) Plans

[7/1/15] The Huffington Post [Blog]: “IRA Balances Increase With the Rise in Contribution Limits

[7/1/15] CNBC.com: “State budget balancing is putting pensions at risk

[7/1/15] Governmental Accounting Standards Board: Statement No. 73 of the Governmental Accounting Standards Board: Accounting and Financial Reporting for Pensions and Related Assets That Are Not within the Scope of GASB Statement 68, and Amendments to Certain Provisions of GASB Statements 67 and 68

[7/1/15] Buck Consultants’ FYI®: “Multiemployer Plan Benefit Suspension Guidance Is Here

[7/1/15] NAPA Net: “Case of the Week: Roth IRA Beneficiary Options

[7/1/15] BenefitsPro: “Top 10 reasons you should implement wellness

[7/1/15] Forbes: “How You Can Use Your Company Health Benefits to Strengthen Employee Engagement

[7/1/15] PolitiFact and Austin American-Statesman: “Donna Howard says Texas No. 1 in uninsured residents across the board

[7/1/15] Kaiser Family Foundation Issue Brief: “Medicare Advantage 2015 Spotlight: Enrollment Market Update

What's new at EBRI this month:

EBRI 2015 Spring Policy Forum: "Evidence on Defined Contribution Health and Retirement: The Road Ahead" [“gavel-to-gavel” webcast - Prerecorded broadcast available through the International Foundation of Employee Benefit Plans]

EBRI 2014 Fall Policy Forum: “Measured Matters” [“gavel-to-gavel” webcast - Prerecorded broadcast available through the International Foundation of Employee Benefit Plans]

EBRI's Recent Media Coverage

“EBRI Now on Twitter” [EBRI Press Release, 2/6/09]

401(k) Balances and Changes Due to Market Volatility


July 2015 EBRI Issue Brief - "Health Savings Account Balances, Contributions, Distributions, and Other Vital Statistics, 2014: Estimates from the EBRI/HSA Database"

July 2015 EBRI Notes - "IRA Withdrawals in 2013 and Longitudinal Results 2010-2013" and "Satisfaction With Health Coverage and Care: Findings from the 2014 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey"


What's new in employee benefits:

The following items have been added to the Government Accountability Office's Web site in Portable Document (PDF) format:

Highlights of a Forum: Financial Literacy: The Role of the Workplace. GAO-15-639SP, July 7. Highlights.

401(K) Plans: Frequent and Collective Trading Are Uncommon and Not a Significant Concern for Plan Participants, Sponsors, or Mutual Funds. GAO-15-427R, May 14.

Retirement Security: Most Households Approaching Retirement Have Low Savings. GAO-15-419, May 12. Highlights. Podcast.

Unemployment Insurance: States' Reductions in Maximum Benefit Durations Have Implications for Federal Costs. GAO-15-281, April 22. Highlights.

Contingent Workforce: Size, Characteristics, Earnings and Benefits. GAO-15-168R, April 20.

Private Health Insurance: Early Evidence Finds Premium Tax Credit Likely Contributed to Expanded Coverage, but Some Lack Access to Affordable Plans. GAO-15-312, March 23. Highlights.

Private Pensions: Participants Need Better Information When Offered Lump Sums That Replace Their Lifetime Benefits. GAO-15-74, January 27. Highlights.


If a title link above no longer works, click here for the GAO home page and search for the report by keyword or report number. Click here to browse by date, topic, or agency.   Searches for reports can also be conducted in the Government Accountability Office (GAO) Reports Online via GPO Access database.

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Updated 7/31/15