What's New - October 2015

 

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[10/30/15] Segal Consulting: “Bipartisan Budget Act of 2015: Items of Interest for Plan Sponsors

[10/30/15] Equal Employment Opportunity Commission: Genetic Information Nondiscrimination Act of 2008; Proposed rule [as published in the Federal Register on Oct. 30, 2015 - SUMMARY: The Equal Employment Opportunity Commission (“EEOC” or “Commission”) is issuing a proposed rule that would amend the regulations implementing Title II of the Genetic Information Nondiscrimination Act of 2008 as they relate to employer wellness programs. The proposed regulations address the extent to which an employer may offer an employee inducements for the employee’s spouse who is also a participant in the employer’s health plan to provide information about the spouse’s current or past health status as part of a health risk assessment administered in connection with the employer’s offer of health services as part of an employer-sponsored wellness program. Several technical changes to the existing regulation are also proposed. DATES: Comments regarding this proposal must be received by the Commission on or before Dec. 29, 2015.]

[10/30/15] Health Care Cost Institute: 2014 Health Care Cost and Utilization Report [Note: The full report and report appendix can be downloaded at the website.]

[10/30/15] NAPA Net: “HSA Investment Assets Adding Up

[10/30/15] PlanSponsor: “Service Members Prefer Traditional Pension

[10/30/15] The Connecticut Mirror: “Malloy calls for big change in pension financing, modest business tax cuts

[10/30/15] Center for Retirement Research at Boston College’s Squared Away Blog: “Fewer Boomers Get Social Security at 62

[10/30/15] Human Resource Executive Online: “Digging in for the Gig Economy -- As nontraditional worker models continue to grow in popularity, HR leaders are going to need to brace for changes on the legislative front, as policymakers and the courts begin to weigh in.

[10/29/15] U.S. Senate Committee on Health, Education, Labor, and Pensions, Subcommittee on Primary Health and Retirement Security: Hearing titled “Retirement Plan Options for Small Businesses” [Hearing held Oct. 28, 2015, includes links to witness testimonies]

[10/29/15] Mercer's GRIST Alert: "Budget deal tweaks further hike PBGC premiums, extend 10% discount rate collar"

[10/29/15] Towers Watson Insider: “2014 Asset Allocations in Fortune 1000 Pension Plans

[10/29/15] Society for Human Resource Management: “401(k)s Shifting to Fixed-Dollar, Per-Head Fees -- Fewer sponsors are paying for recordkeeping services based on a percentage of plan assets

[10/29/15] CBS MoneyWatch: “Another facet of inequality in the U.S.: Retirement

[10/29/15] NAPA Net: “House Votes to Hold Up DOL’s Fiduciary Rule

[10/29/15] Robert Wood Johnson Foundation: Private Health Insurance Exchanges for Employers: Issues for Regulators and Public Policy

[10/29/15] Computerworld: “iPhones may ‘revolutionize’ healthcare, says iOS developer

[10/28/15] Pension Benefit Guaranty Corporation: Premium Rates [updated with 2016 data]

[10/28/15] Prudential: The Pension Risk Transfer Market at $260 Billion

[10/28/15] State of California: Online Survey of Employees Without Workplace Retirement Plans: Report of Findings [Prepared by Greenwald & Associates; conducted for State of California]

[10/28/15] PlanAdviser: “Retirement Plan Balances -- Law firms and utilities have the highest average account balances

[10/28/15] Generations: Journal of the American Society on Aging: “Passive Ageism and Its Effect on Older Adults’ Finances

[10/28/15] Health Affairs [Blog]: “Budget Legislation Would Repeal Auto-Enrollment Requirement for Large Employers

[10/28/15] Center on Budget and Policy Priorities: “Open Enrollment for Small Businesses Eases Path to Covering Workers

[10/28/15] Reuters: “U.S. drug prices should reflect value to patients: expert panel

[10/28/15] Employee Benefit Adviser: “Specific steps employers are taking to fend off the Cadillac tax

[10/28/15] BloombergBusiness: “Obamacare Benchmark Health Premiums Climb 7.5% on Average

[10/28/15] U.S. News & World Report: “Opponents of Obama health law in new Supreme Court challenge, say they’ll be back if it fails” [regarding a new appeal being filed by the Pacific Legal Foundation]

[10/28/15] Kaiser Family Foundation: Kaiser Health Tracking Poll: October 2015

[10/27/15] Towers Watson Insider: “Oregon Becomes Fourth State to Enact Paid Sick Leave Law

[10/27/15] U.S. Department of Labor Employee Benefits Security Administration: FAQs about Affordable Care Act Implementation (Part XXIX) and Mental Health Parity Implementation [Coverage of Preventive Services and Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA) and Disclosure]

[10/27/15] The Alliance: “8 Key Questions to Consider When Adding Telemedicine to Your Benefit Plan

[10/27/15] FierceHealthPayer: “Aetna’s personalized wellness program shows quick return on investment

[10/27/15] SeniorJournal.com: “Out-of-pocket drug costs increase funds needed for retirement

[10/27/15] CFO: “401(k)s: Eye on Providers -- Practically everything you need to know about choosing a 401(k) plan provider.

[10/27/15] Northern Trust: Line of Sight: Adding Alternative Investments to DC Plans

[10/27/15] Groom Law Group Benefits Brief: “DOL Announces New Guidance on Social Investments

[10/27/15] T. Rowe Price: Millennial, Gen X, and Baby Boomer Workers and Retirees: Retirement Saving & Spending Study [10/22/2015 Excerpt for DCIIA]

[10/27/15] Internal Revenue Service: Cost of Living Adjustments for Retirement Items [1989-2016]

[10/23/15] Department of the Treasury: Multiemployer Pension Plan Application to Reduce Benefits; Notice of availability; Request for comments [as published in the Federal Register on Oct. 23, 2015 -- Comments must be received by Dec. 7, 2015.]

[10/23/15] PlanSponsor: “401(k)s May Result in More Successful Retirement Than DBs -- The result depends on an employee’s salary level and the level of pre-retirement income to be replaced.

[10/23/15] Human Resource Executive Online: “Retirement Innovations

[10/23/15] AXA Equitable Life Insurance Company: Enhancing Outcomes: The Value an Advisor Brings to K-12 Participant Preparedness and Account Performance in 403(b) Plans

[10/23/15] KHN Morning Briefing: “Imminent Health Law Requirements May Take Some Small Business Owners By Surprise

[10/23/15] CFO: “Law Preserves Self-Funding as an Option for Many Companies -- But firms in New York and California with 51 to 100 employees may not be as lucky.

[10/23/15] Liazon Corporation: Carrier Selection on Private Exchanges -- Understanding the Impact of Price and Incumbency in a Multi-carrier Exchange Environment

[10/23/15] Internal Revenue Service: Definition of Terms Relating to Marital Status; Notice of proposed rulemaking [as published in the Federal Register on Oct. 23, 2015 -- Written or electronic comments and requests for a public hearing must be received by Dec. 7, 2015.]

[10/22/15] Internal Revenue Service: “IRS Announces 2016 Pension Plan Limitations; 401(k) Contribution Limit Remains Unchanged at $18,000 for 2016” [IR-2015-118, Oct. 21, 2015]

[10/22/15] BenefitsPro: “401(k)s beat pensions for higher income replacement rates

[10/22/15] Society for Human Resource Management: “401(k) Hardship Withdrawals Can Be Hard on HR: Requiring and retaining proof of the hardship--such as employees’ late-payment notices--is crucial

[10/22/15] NPR: “Special Series: Your Money and Your Life” [Includes tips on saving and investing]

[10/22/15] The Motley Fool: “5 Ways for Women to Be Smart with Money

[10/22/15] NerdWallet: NerdWallet’s 2015 New Grad Retirement Report [Key Findings]

[10/22/15] Bloomberg BNA: “Proposal Should Help States Duck ERISA, Borzi Says

[10/22/15] Willis: The Willis Health and Productivity Survey Report, 2015

[10/22/15] Employee Benefit Adviser: “Achieving optimum cost and quality in employer health care

[10/22/15] ThinkAdvisor: “Advisors, Consumers Need More Information on Long-Term Care Planning -- Over half of consumers say LTCI is important, but just 17% have a policy

[10/21/15] Mercer: Melbourne Mercer Global Pension Index 2015 [Note: The full report can be downloaded at the website.]

[10/21/15] BenefitsPro: “Behind the scenes of the new longevity estimates

[10/21/15] Aon Hewitt: 2015 Trends & Experience in Defined Contribution Plans [Note: The executive summary and infographics are available at the website.]

[10/21/15] BenefitsPro: “Recordkeepers court RIAs with innovation

[10/21/15] ThinkAdvisor: “DOL to ‘Simplify and Streamline’ Fiduciary Rule: Borzi

[10/21/15] U.S. Department of Health & Human Services: “Frequently Asked Questions on the Impact of PACE Act on State Small Group Expansion

[10/21/15] Minnesota Public Radio: “Approaching health law tax is not just a levy on luxury

[10/21/15] Bloomberg BNA: “HSAs Likely to Stay for Cadillac Tax, Officials Say

[10/21/15] Human Resource Executive Online: “Second That -- Second-opinion services prove valuable, not only in controlling healthcare expenses, but in bringing employees and their families peace of mind in their decision-making.

[10/21/15] International Foundation of Employee Benefit Plans: Educational Assistance Benefits: 2015 Survey Results

[10/20/15] Mercer: “US Continues Decline in Ranking of Global Pension Index

[10/20/15] The Atlantic: “The Recession Hurt Americans’ Retirement Accounts More Than Anybody Knew

[10/20/15] CNBC: “Gen Y gets an A in 401(k) plan participation: Study

[10/20/15] NPR: “Is Wall Street Eating Your 401(k) Nest Egg?

[10/20/15] The Wall Street Journal: “How Much Retirement Income Will You Need? Maybe Less Than You Think -- New research calls the venerable 80% income-replacement rule into question

[10/20/15] Reuters: “How good (or bad) is your employer’s health plan?

[10/20/15] BenefitsPro: “Manufacturers lead pack in offering onsite clinics

[10/20/15] KHN Morning Briefing: “Judge Turns Down Administration’s Request for Appeal on House GOP Lawsuit

[10/20/15] Human Resource Executive Online: “The Value of Work/Life -- Family-friendly benefits may be competitive difference-makers. Employers that aren’t improving such offerings may be falling behind in the talent-acquisition game.

[10/20/15] Congressional Research Service: Potential Impact of No Social Security COLA on Medicare Part B Premiums in 2016

[10/19/15] U.S. News & World Report: “7 Ways to Keep Your Health Care Costs in Check

[10/19/15] PlanSponsor: “Employer Finds Small Steps Can Create Wellness Program Success

[10/19/15] Kaiser Health News: “No Ready-Made Rx for Rising Drug Costs

[10/19/15] Deloitte Health Policy Brief: “Are employers prepared for the ‘Cadillac’ tax?

[10/19/15] Federal Reserve Bank of New York: The Affordable Care Act and the Labor Market: A First Look

[10/19/15] U.S. Department of the Treasury: “We Received Central States’ Pension Benefit Reduction Application -- Now We Need Your Input

[10/19/15] CNN Money: “Retired truck drivers could see their pension checks cut in half

[10/19/15] Bloomberg: “Goldman Says Older U.S. Workers Poised for a Comeback

[10/19/15] Calpensions: “San Bernardino judge wants look at pension costs

[10/19/15] GASB Exposure Draft: “Proposed Statement of the Governmental Accounting Standards Board: Accounting and Financial Reporting for Pensions Provided through Certain Multiple-Employer Defined Benefit Pension Plans - an amendment of GASB Statement No. 68

[10/16/15] Multnomah Group: “Retirement Plan Considerations in Mergers and Acquisitions

[10/16/15] PlanAdviser: “Managing Investment Risk in Cash Balance Plans

[10/16/15] CNBC: “Here’s why pension giant CalPERS wants to cut investment goals

[10/16/15] J.P. Morgan Asset Management: The Long and Short of Baby Boomer Balance Sheets

[10/16/15] Social Security Administration: “OASDI and SSI Program Rates & Limits, 2016

[10/16/15] Associated Press (via ABC News): “Employers Offer Cash to Push Shopping Around for Health Care

[10/16/15] Benefitfocus [Blog]: “HSAs Gain Steam in 2016: Six Reasons Why Organizations Should Embrace HSAs

[10/16/15] Center for Retirement Research at Boston College’s Squared Away Blog: “High-deductible Health Plans on the Rise

[10/16/15] Vox: “This study is forcing economists to rethink high-deductible health insurance

[10/16/15] American Health Policy Institute: ACA Excise Tax: Cutting Family Budgets, Not Health Care Budgets

[10/16/15] Robert Wood Johnson Foundation and Urban Institute In-Brief: “Where Might Premiums Be Heading? Data on 2014 Medical Loss Ratios Suggest Rate Changes May Vary Widely Across States

[10/16/15] Employee Benefit Adviser: “Onsite clinics associated with lower employee absence

[10/15/15] Healthcare Finance: “Employers eye private exchanges to manage costs, escape Cadillac Tax, survey says

[10/15/15] Harvard Business Review: “How the U.S. Can Reduce Waste in Health Care Spending by $1 Trillion

[10/15/15] Health Affairs [Blog]: “Legislative Efforts to Repeal Key Provisions of the Affordable Care Act

[10/15/15] The Wall Street Journal: “Medicare Rates Set to Soar -- Congress so far has failed to find a way to stave off an unprecedented premium increase for millions of recipients in 2016

[10/15/15] BloombergBusiness: “State Pension Funding Levels in U.S. Improve for a Second Year

[10/15/15] NAPA Net: “September Swoon Sends Flows to Fixed

[10/15/15] Morningstar: “Dos and Don’ts for Late-Start Retirement Savers

[10/15/15] PlanAdviser: “Millennials More Confused About Retirement Planning

[10/15/15] MilitaryTimes: “Size of lump-sum retirement payouts still undecided

[10/15/15] NerdWallet [Blog]: “No Tax on Your Estate? You Still Need a Plan

[10/14/15] Internal Revenue Service: “Mark Your Calendar Now: 2016 Reporting Deadlines for Employers and Health Coverage Providers” [IRS Health Care Tax Tip 2015-64, Oct. 13, 2015]

[10/14/15] BenefitsPro: “Employees opting out of workplace wellness

[10/14/15] Journal of Occupational and Environmental Medicine: “The Value of a Well-Being Improvement Strategy: Longitudinal Success across Subjective and Objective Measures Observed in a Firm Adopting a Consumer-Driven Health Plan” [Note: A username and password may be required to access the full text of the article.]

[10/14/15] KHN Morning Briefing: “Vowing to Repeal and Replace the Health Law, Jeb Bush Makes Health Policy Pitch

[10/14/15] Snell & Wilmer Workplace Word: “Paid Sick Leave -- It’s an Epidemic

[10/14/15] CFO.com: “Revisiting Company Stock in Defined Contribution Plans

[10/14/15] Market Strategies International: “Cogent Reports: DC Advisors Increasingly Turn to External Managers for Target Date Funds

[10/14/15] PlanSponsor: “Not-for-Profit Retirement Plans Delivering Retirement Readiness

[10/14/15] Financial Engines: The Human Touch: The Role of Financial Advisors in a Changing Advice Landscape

[10/14/15] Congressional Research Service: Department of Labor’s 2015 Proposed Fiduciary Rule: Background and Issues

[10/13/15] Milliman 100 Pension Funding Index: “Milliman analysis: Corporate pension funded status declines by $28 billion in September

[10/13/15] Segal Consulting Update: “Year-End Compliance Deadlines and Other Reminders for Multiemployer Retirement Plans

[10/13/15] Investment News: “Retirement plan key to good business

[10/13/15] The New York Times: “Retirement Investors, Riding Out the Panic

[10/13/15] USA Today: “How Gen X can get back on track for retirement

[10/13/15] The Wall Street Journal: “Democrats Against ObamaSave -- Bipartisan opposition builds to Labor’s new fiduciary rule.

[10/13/15] The Wagner Law Group: “ACA Reporting Requirements for Multiemployer Plans

[10/13/15] Castlight Health: “Costliest Cities 2015 -- Pricing for the Same Medical Services is All Over the Map (Literally)

[10/13/15] American Journal of Managed Care: “What’s Driving Healthcare Spending? It’s the Drugs, New Data Show

[10/13/15] National Institute for Health Care Reform Research Brief No. 20: “Limiting Tax Breaks for Employer-Sponsored Health Insurance: Cadillac Tax vs. Capping the Tax Exclusion

[10/13/15] The Commonwealth Fund: U.S. Health Care from a Global Perspective: Spending, Use of Services, Prices, and Health in 13 Countries

[10/9/15] MassMutual Financial Group: 2015 MassMutual Employee Benefits Security Study: Research Results -- Summary of key findings about the knowledge, importance, and management of employer-provided benefits

[10/9/15] RAND Corporation: Do Financial Advisers Influence Savings Behavior? [Note: The eBook can be downloaded at the website.]

[10/9/15] Groom Law Group: “401(k) Fee Litigation September 2015

[10/9/15] Cherry Bekaert Benefits Consulting: “President Signs PACE ACT Changing Small Group Market Definition

[10/9/15] Kaiser Health News: “Medical Prices Higher in Areas Where Large Doctor Groups Dominate, Study Finds

[10/9/15] Ascende: “Why You Can’t Overlook Worksite Wellness

[10/9/15] Harvard Business Review: “Telemedicine Is Vital to Reforming Health Care Delivery

[10/9/15] Mintz Levin Employment Matters [Blog]: “D.C. Council Introduces Legislation That Would Give D.C. Employees Up to 16 Weeks of Paid Family and Medical Leave

[10/8/15] Employee Benefit Adviser: “5 ways to encourage better health care consumerism

[10/8/15] Internal Revenue Service: “The Time is Here: Reporting Requirements for Applicable Large Employers” [IRS Health Care Tax Tip 2015-62, Oct. 6, 2015]

[10/8/15] USA Today: “Medicare Part B premiums to rise 52% for 7 million enrollees

[10/8/15] Kaiser Family Foundation: Medicare Part D at Ten Years: The 2015 Marketplace and Key Trends, 2006-2015

[10/8/15] The New England Journal of Medicine [Perspective]: “Challenges for Medicare at 50

[10/8/15] Benefit Revolution: “If Governor Brown Signs California Assembly Bill 1305 an Entire Subset of HSAs Will No Longer Qualify As HSAs

[10/8/15] NEPC: NEPC 2015 Defined Contribution Plan & Fee Survey: What a Difference a Decade Makes

[10/8/15] NAPA Net: “How to Plug Leaking DC Plans

[10/8/15] NerdWallet [Blog]: “No 401(k)? Consider a myRA

[10/8/15] Governmental Accounting Standards Board: Understanding Costs and Benefits: Other Postemployment Benefits

[10/7/15] Working In These Times [Blog]: “Central States Pension Fund Prepares To Slash Hundreds of Thousands of Workers’ Pensions

[10/7/15] Chief Investment Officer: “TDFs Take Heat for ‘Risky’ Asset Allocation

[10/7/15] NAPA Net: “5 Reasons Why Your Small Business Should Offer a Retirement Plan

[10/7/15] Principal Financial Group: “Re-Evaluating Your ESOP

[10/7/15] Vanguard Research: “The auto savings generation: Steering millennials to better retirement outcomes

[10/7/15] New Jersey Education Association: “This fall, election action is pension action

[10/7/15] Towers Watson: “U.S. Employers Expect Rate of Increase in Health Care Costs in 2015 to Remain Low but Well Above Inflation

[10/7/15] BenefitsPro: “8 wellness engagement tips -- Best practices from companies with successful employee participation

[10/7/15] Segal Consulting Update: “Restoration of the Health Coverage Tax Credit

[10/7/15] MSN: “Fidelity: Retiree health care costs near $250,000 per couple

[10/6/15] Internal Revenue Service: “Health Coverage Providers: Understanding Minimum Essential Coverage” [IRS Health Care Tax Tip 2015-61, Oct. 1, 2015]

[10/6/15] PlanSponsor: “Employers Shifting Costs and Plan Designs to Avoid Excise Tax

[10/6/15] NPR: “7 Questions To Ask Your Boss About Wellness Privacy

[10/6/15] Kaiser Health News: “Chronically Ill Pay More in Obamacare Plans Than Employer Coverage

[10/6/15] iHealthBeat: “SCOTUS’ Docket Includes Vermont Health Data Collection Law Case

[10/6/15] mHealthIntelligence: “Legislative Barriers the Telemedicine Field Needs to Overcome

[10/6/15] The New York Times: “Congress and Obama Administration Seek Ways to Limit Increase in Medicare Premiums

[10/6/15] Bloomberg BNA: “Foot Locker Ordered to Pay for Pension Cut Coverup

[10/6/15] U.S. Department of Labor Employee Benefits Security Administration: 179th Meeting of the Advisory Council on Employee Welfare and Pension Benefit Plans; Notice of Meeting [as published in the Federal Register on Oct. 6, 2015 - The open meeting will be held on November 3-4, 2015. The purpose of the open meeting on November 3 and the morning of November 4 is for the Advisory Council members to finalize the recommendations they will present to the Secretary. At the November 4 afternoon session, the Council members will receive an update from the Assistant Secretary of Labor for the Employee Benefits Security Administration (EBSA) and present their recommendations. The Council recommendations will be on the following issues: (1) Model Notices and Plan Sponsor Education on Lifetime Plan Participation and (2) Model Notices and Disclosures for Pension Risk Transfers. Organizations or members of the public wishing to submit a written statement may do so by submitting 30 copies on or before October 27, 2015.]

[10/6/15] The Washington Post: “D.C.’s 16-week family leave plan would be most generous in U.S.

[10/5/15] NAPA Net: “September the Worst Month for Stocks -- And 401(k) Balances?

[10/5/15] The Wall Street Journal: “A Bracing Year for Target-Date Funds -- Losses fuel the debate over how these funds should adjust their equity holdings

[10/5/15] CNBC.com: “Why GOP candidates won’t talk about retirement

[10/5/15] USA Today: “How to draw down your retirement savings

[10/5/15] Social Security Administration: “A Multidisciplinary Review of Research on the Distributional Effects of Raising Social Security’s Early Entitlement Age

[10/5/15] Kaiser Health News: “Workplace Wellness Programs: Early Alarm for Workers’ Health Or a Recipe for Over-Testing?

[10/5/15] PlanSponsor: “Employees Need Incentive to Reduce Health Costs

[10/5/15] Smart Business Network: “How a private exchange can balance health care products with cost

[10/5/15] Society for Human Resource Management: “ACA Reporting Requirements: Tips for What’s Ahead in 2016

[10/5/15] The New York Times [Opinion]: “The Candidates on Health Care

[10/2/15] Internal Revenue Service: Retirement News for Employers [Sept. 30, 2015 Edition]

[10/2/15] PlanSponsor: “Why Participation Is Low in K-12 403(b) Plans

[10/2/15] NextAvenue: “How to Keep Savers from Cashing Out of 401(k)s -- Nearly 45 percent of workers extract the money when changing jobs

[10/2/15] The Segal Group: Currents: Noteworthy Developments of Interest to Sponsors of Multiemployer Retirement Plans [Fourth Quarter 2015]

[10/2/15] ThinkAdvisor: “Wagner Bill Halting DOL Fiduciary Rule Passes House Panel

[10/2/15] U.S. Senate Special Committee on Aging: Hearing titled “Pension Advances: Legitimate Loans or Shady Schemes?” [Hearing held Sept. 30, 2015, includes links to witness testimonies]

[10/2/15] JD Supra, LLC: “Fifth Circuit Affirms Dismissal of Claims Involving De-risking of Pension Assets

[10/2/15] AARP: “Know Your Social Security Rules -- New AARP survey shows not knowing details could cost you money

[10/2/15] International Foundation of Employee Benefit Plans: “60% of Employers Will Likely Trigger the Cadillac Tax--Most Will Face the Tax in 2018

[10/2/15] The Wall Street Journal: “Two Substantive Sides to Debate Over Obamacare’s ‘Cadillac Tax’

[10/2/15] Forbes: “Consumer Still Feeling the Pinch: The Next Big Health Care Debate

[10/2/15] Harvard Business Review: “Why Health Care Mergers Can Be Good for Patients

[10/1/15] Health Affairs [Blog]: “Implementing Health Reform: PACE and EACH Acts Pass House; CMS Addresses Consumers Enrolled in Multiple Plans (Updated)

[10/1/15] Robert Wood Johnson Foundation and Urban Institute: Post-Affordable Care Act Trends in Health Coverage for Small Businesses: Views from the Market [Executive Summary]

[10/1/15] Thompson Information Services: “After-tax HSAs may help employers avoid paying the Cadillac tax

[10/1/15] InformationWeek: “Blue Cross CIO: Big Data Can Fix Healthcare Quality, Costs

[10/1/15] Kaiser Family Foundation: Kaiser Health Tracking Poll: September 2015

[10/1/15] Internal Revenue Service: Employee Plans News [Sept. 30, 2015]

[10/1/15] The Wall Street Journal: “The Biggest Reason Workers Don’t Save for Retirement

[10/1/15] NAPA Net: “CITs in 401(k) Plans

[10/1/15] USA Today: “Military retirement reform: Bigger matches, lump-sum payouts

[10/1/15] Urban Institute: Negative Returns: How State Pensions Shortchange Teachers

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What's new at EBRI this month:

EBRI 2015 Spring Policy Forum: "Evidence on Defined Contribution Health and Retirement: The Road Ahead" [“gavel-to-gavel” webcast - Prerecorded broadcast available through the International Foundation of Employee Benefit Plans]

EBRI 2014 Fall Policy Forum: “Measured Matters” [“gavel-to-gavel” webcast - Prerecorded broadcast available through the International Foundation of Employee Benefit Plans]

EBRI's Recent Media Coverage

“EBRI Now on Twitter” [EBRI Press Release, 2/6/09]

401(k) Balances and Changes Due to Market Volatility

Publications:

October 2015 EBRI Issue Brief - "Sources of Health Insurance Coverage: A Look at Changes Between 2013 and 2014 from the March 2014 and 2015 Current Population Survey"

October 2015 EBRI Notes - "Amount of Savings Needed for Health Expenses for People Eligible for Medicare: Unlike the Last Few Years, the News Is Not Good" and "How Does the Probability of a 'Successful' Retirement Differ Between Participants in Final-Average Defined Benefit Plans and Voluntary Enrollment 401(k) Plans?"

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What's new in employee benefits:


The following items have been added to the Government Accountability Office's Web site in Portable Document (PDF) format:

Reports
Social Security's Future: Answers to Key Questions. GAO-16-75SP, October 27.

Retirement Security: Federal Action Could Help State Efforts to Expand Private Sector Coverage. GAO-15-556, September 10. Highlights.

Private Health Insurance: The Range of Premiums and Plan Availability for Individuals in 2014 and 2015. GAO-15-687, August 10. Highlights.

401(K) Plans: Clearer Regulations Could Help Plan Sponsors Choose Investments for Participants. GAO-15-578, August 25. Highlights.

U.S. Savings Bonds: Future of Offering Paper Savings Bonds at Tax Time Is Uncertain, and Lower-Income Households Continue to Face Savings Challenges. GAO-15-563, July 16. Highlights.

Highlights of a Forum: Financial Literacy: The Role of the Workplace. GAO-15-639SP, July 7. Highlights.

Testimony
Pension Advance Transactions: Questionable Business Practices and the Federal Response, by Stephen Lord, managing director, forensic audits and investigative service, before the Senate Special Committee on Aging. GAO-15-846T, September 30. Highlights.

 

If a title link above no longer works, click here for the GAO home page and search for the report by keyword or report number. Click here to browse by date, topic, or agency.   Searches for reports can also be conducted in the Government Accountability Office (GAO) Reports Online via GPO Access database.

If your computer does not already have the free Adobe Acrobat viewer software to read PDF files, click here for the one-time download necessary to read PDF publications.

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Updated 10/30/15