What's New - September 2015



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[9/30/15] Employee Benefit Adviser: “House votes unanimously to repeal ACA small group market expansion

[9/30/15] Kaiser Health News: “Workplace Wellness Programs Put Employee Privacy At Risk

[9/30/15] Managed Care: “For Narrow Networks, Fresh Scrutiny: Can They Pass the Adequacy Test?

[9/30/15] Prudential: Managing FMLA and Other Leaves -- Improving Your Experience with an Outsourced Absence Program

[9/30/15] Fisher & Phillips LLP: “Tacoma’s New Paid Sick Leave Ordinance: What Employers Need to Know

[9/30/15] Pension Benefit Guaranty Corporation: FY 2014 PBGC Projections Report [Note: The full report can be downloaded at the website.]

[9/30/15] BenefitsPro: “401(k) technology brings innovation to retirement advising

[9/30/15] GOBankingRates: “What Age Should I Start Planning for Retirement?

[9/30/15] LifeHealthPro: “Demand growing for fixed indexed annuities

[9/29/15] U.S. Bureau of Labor Statistics Beyond the Numbers: Pay & Benefits: “Access to specific provisions of employer-provided benefits: new estimates

[9/29/15] Investment Company Institute: “Retirement Assets Total $24.8 Trillion in Second Quarter 2015

[9/29/15] BenefitsPro: “Monitoring pension risk levels more closely now an option

[9/29/15] Forbes: “The Silver Bullet That Boosts 401(k) Savings By a Factor of Four

[9/29/15] WorldatWork [Blog]: “Phased Retirement Programs: Will They Make a Comeback?

[9/29/15] Calpensions: “Bill would exempt some from paying for pensions

[9/29/15] Human Resource Executive Online: “Health Plan Check-Up: Prepping for 2016 -- As the fiscal fourth quarter quickly approaches, HR and benefits managers should prepare for upcoming compliance requirements under the Affordable Care Act

[9/29/15] NextAvenue: “Your Doctor Will Skype You Now -- Your employer may soon let you have virtual medical visits, but should you?

[9/28/15] U.S. Bureau of Labor Statistics: National Compensation Survey: Employee Benefits in the United States, March 2015

[9/28/15] Internal Revenue Service: “How Coverage You Offer (or Don’t Offer) May Mean an Employer Shared Responsibility Payment for Your Organization” [IRS Health Care Tax Tip 2015-59, Sept. 24, 2015]

[9/28/15] Modern Healthcare: “High deductibles more common in exchanges than in employer plans

[9/28/15] The Commonwealth Fund: “New ACA Marketplace Findings: Premium Costs For Lower-Income Enrollees Similar To Those With Employer Coverage; Many Who Say They Can’t Find an Affordable ACA Plan Could Qualify For Subsidies

[9/28/15] Segal Consulting: “Prescription Drug Trends Projected to Reach Double Digits in 2016

[9/28/15] Congressional Research Service: “A Framework for Understanding Health Insurance Consolidations

[9/28/15] U.S. Census Bureau: Summary of the Quarterly Survey of Public Pensions for 2015:Q2 - Assets Fall Slightly for Second Quarter of 2015 [Released Sept. 24, 2015]

[9/28/15] Morningstar: “Can the Auto-IRA Really Improve Retirement Security?

[9/28/15] NAPA Net: “Crash Diets? The Lingering Effects of the Financial Crisis

[9/28/15] MainStreet: “Financial Literacy Is the New, Coveted Employer-Supplied Job Benefit

[9/25/15] CFO Publishing LLC and Mercer: Taking the Next Step in Pension Risk Management: Planning to Move Ahead [A report prepared by CFO Research in collaboration with Mercer]

[9/25/15] Towers Watson Insider: “Defined Contribution Plan Volatility: Timing Is Everything

[9/25/15] CNBC.com: “Target-date funds might be off the mark for many 401(k) plans

[9/25/15] PIMCO DC Design: “Benchmarking Target-Date Funds to the PRICE of Retirement

[9/25/15] Pension Benefit Guaranty Corporation: Multiemployer Plans; Electronic Filing Requirements; Final rule; correction [as published in the Federal Register on Sept. 25, 2015 - Effective October 19, 2015]

[9/25/15] Internal Revenue Service: “The Importance of Workforce Size Under the Employer Shared Responsibility Provisions” [IRS Health Care Tax Tip 2015-58, Sept. 22, 2015]

[9/25/15] iHealthBeat: “What Retail Telemedicine Means for Health Care Providers

[9/25/15] The Health Care Blog: “This Is Your Brain on Wellness

[9/25/15] Aflac: “Benefits open enrollment trends

[9/25/15] Aon Hewitt: “Tips for Maximizing Your Health Benefits During Annual Enrollment

[9/24/15] Kaiser Family Foundation: 2015 Employer Health Benefits Survey [Overview]

[9/24/15] The Wall Street Journal: “Why Consumer Issues Are Rising on the Health Agenda

[9/24/15] PlanSponsor: “Employees Don’t Want to Research Health Benefit Options

[9/24/15] Health Fitness Corporation: “Fitness wearables: A shiny penny for employee wellness?

[9/24/15] Lawton Retirement Plan Consultants, LLC: “LRPC’s Plan Sponsor Insight: ‘We Failed Again, Plan Sponsors -- What To Do Now’

[9/24/15] Chief Investment Officer: “US Public Pensions ‘On the Road to Recovery’

[9/24/15] National Public Pension Coalition: “Myths and Truths about Pensions

[9/24/15] Mississippi Business Journal: “Proposed new federal rules would extend fiduciary laws to 401(k) rollovers

[9/24/15] The Hill: “Dems demand changes to financial adviser regs

[9/24/15] Social Security Administration: Fast Facts & Figures About Social Security, 2015

[9/22/15] ASPPA Net: “IRA Equity Allocation Up, Says Study

[9/22/15] Defined Contribution Institutional Investment Association: DCIIA Plan Sponsor Survey on Automatic Plan Features [Responses to selected webcast Q&A]

[9/22/15] U.S. News & World Report: “Six Reasons You Were Automatically Enrolled in a Target-Date Fund

[9/22/15] CNBC.com: “Top 10 list: Why you should never borrow from your 401(k)

[9/22/15] The Motley Fool: “How Much to Save for Retirement? It Depends -- on These Factors

[9/22/15] PlanSponsor: “9th Circuit Weighs In on Successor Withdrawal Liability

[9/22/15] ERISA Claim Defense Blog: “When does ERISA govern a severance plan?

[9/22/15] Society for Human Resource Management: “Smaller Hikes in Health Premium Rates Forecast for 2016 -- Rate increases still outpace inflation; plan design changes help control costs

[9/22/15] National Committee for Quality Assurance: “NCQA Health Insurance Plan Ratings 2015-2016” [Includes ratings for private (commercial), Medicaid, Medicare]

[9/22/15] The Pew Charitable Trusts: “Can Health Insurance Co-ops Survive?

[9/22/15] MSN: “Clinton expected to break with Obama on healthcare ‘Cadillac’ tax

[9/22/15] Fisher & Phillips LLP: “Colorado Employers Face Significant Change in Vacation Pay Law

[9/21/15] CFO.com: “Rise in Health Plan Costs to Continue in 2016

[9/21/15] Internal Revenue Service: Information Reporting on Minimum Essential Coverage [Notice 2015-68] - [Note: Comments may be submitted in writing on or before November 16, 2015.]

[9/21/15] National Center for Policy Analysis: “Workplace Wellness Program Participation

[9/21/15] BenefitsPro: “Who chooses to roll over a DC plan to an IRA?

[9/21/15] Dallas Morning News: “6 strategies to stretch your retirement savings

[9/21/15] The Baltimore Sun: “Phased-retirement for federal workers is slow to take hold

[9/21/15] Investment Company Institute: The Federal Thrift Savings Plan: Can It Be Duplicated?

[9/21/15] Urban Institute: Social Security and Medicare Lifetime Benefits and Taxes [2015 Update]

[9/18/15] NAPA Net: “Do Employers (Think They) Have a Responsibility to Offer Benefits?

[9/18/15] Bloomberg BNA: “Administration Stays Firm on Out-of-Pocket Rules

[9/18/15] Internal Revenue Service: “Information Reporting on Minimum Essential Coverage” [Notice 2015-68]

[9/18/15] Healthcare Financial Management Association: “Survey Finds Fewer Workers with Health Cost Increases

[9/18/15] The Private Exchange Blog (via Sibson Consulting): “Considering a Private Exchange? What You Need to Know Before You Decide to Switch

[9/18/15] Human Resource Executive Online: “Raising Wellness Awareness

[9/18/15] The Hill: “Senators introduce bipartisan bill targeting ‘Cadillac Tax’

[9/18/15] SCOTUSblog: “Appeals courts now split on birth control mandate

[9/18/15] BenefitsPro: “Where are IRA assets being allocated? -- Differences between men’s and women’s allocations, and by age groups

[9/18/15] Defined Contribution Institutional Investment Association: Capturing the Benefits of Illiquidity

[9/18/15] State Street Global Advisors: Global Retirement Survey 2015

[9/18/15] PlanAdviser: “Debt Control Is Key Before and During Retirement

[9/17/15] U.S. Census Bureau: Health Insurance Coverage in the United States: 2014

[9/17/15] Kaiser Health News: “Nearly 9 Million People Gained Insurance in Health Marketplace’s First Year

[9/17/15] Managed Care: “CDHP offerings tied to fate of the Cadillac tax

[9/17/15] Washington Policy Center Policy Note: “Association Health Plans and Small Business Health Insurance Exchanges in the Affordable Care Act

[9/17/15] Internal Revenue Service: “Questions and Answers to Help Your Organization Understand ACA Reporting Requirements” [IRS Health Care Tax Tip 2015-56, Sept. 16, 2015]

[9/17/15] Congressional Budget Office: H.R. 1624, Protecting Affordable Coverage for Employees Act [Cost Estimate]

[9/17/15] Buck Consultants’ FYI®: “2015 Deadline for Medicare Part D Creditable/Non-Creditable Coverage Notices Nears

[9/17/15] Pension Benefit Guaranty Corporation: Multiemployer Plans; Electronic Filing Requirements; Final rule [as published in the Federal Register on Sept. 17, 2015 - Effective October 19, 2015]

[9/17/15] TIME: “The Simple Way to Save More Than Just About Everyone Else -- The real benefit of a 401(k) is keeping you in the game, year in and year out.

[9/17/15] NAPA Net: “Suit Filed Against Pension Advance Firms

[9/16/15] BenefitsPro: “Consistent savers have twice as much in 401(k) savings, says EBRI

[9/16/15] PlanSponsor: “Lessons for Plan Sponsors from the Market Volatility

[9/16/15] NAPA Net: “5 Things Plan Sponsors Don’t (Always) Do -- But Should

[9/16/15] BloombergBusiness: “Here’s How Wide the Retirement Gap Is Between Men and Women

[9/16/15] Morningstar: “A Conservative Retirement Portfolio in 3 Buckets -- Geared toward retirees with shorter time horizons, this portfolio includes a heavy stake in bonds and cash.

[9/16/15] Omaha.com: “Possible cuts to pensions have Nebraskans, Iowans on alert

[9/16/15] Society for Human Resource Management: “In Focus: New Findings on HSAs versus HRAs

[9/16/15] Towers Watson Insider: “IRS Issues Second ACA Excise Tax Notice

[9/15/15] PlanSponsor: “401(k) Participants Do a Trading About-Face in August

[9/15/15] Human Resource Executive Online: “Sound Mind, Body -- and Wallet - As companies add financial well-being to their wellness programs, a number of software vendors stand ready to help

[9/15/15] MarketWatch: “Planning to live into your 90s? Consider a longevity annuity

[9/15/15] MSN: “The ‘great wealth transfer’ won’t save your retirement

[9/15/15] U.S. Department of Labor Blog: “Best Interest Retirement Advice for Small Savers

[9/15/15] Social Security Administration: OASDI Beneficiaries by State and ZIP Code, 2014 [“This annual publication focuses on the Social Security beneficiary population at the ZIP Code level. It presents basic program data on the number and type of beneficiaries and the amount of benefits paid in each state, Social Security Administration field office, and ZIP Code. It also shows the number of beneficiaries aged 65 or older.”]

[9/15/15] Kaiser Health News: “Small Changes Can Have Notable Effects In Workers’ Coverage or Costs

[9/15/15] InfoWorld: “Why hackers want your health care data most of all

[9/15/15] The Huffington Post: “Here’s the Potential Fallout If This New Obamacare Lawsuit Succeeds

[9/15/15] Health Reform WK-EDGE (via Wolters Kluwer Law & Business): “Is the ACA providing a gentle push toward retirement?

[9/14/15] Moss Adams LLP: “An ESOP Can Lead to More Productive, Satisfied Employees

[9/14/15] The Motley Fool: “Who’s Doing the Best Job Saving for Retirement?” [GRAPH]

[9/14/15] Pension Benefit Guaranty Corporation: Reportable Events and Certain Other Notification Requirements; Final rule [as published in the Federal Register on Sept. 11, 2015 - Effective Oct. 13, 2015]

[9/14/15] Pension Rights Center: “Countdown to Cuts: Retirees Call on Policymakers to Stop the Clock on Cuts to Their Pensions

[9/14/15] Buck Consultants’ FYI®: “IRS Finalizes Retirement Plan Funding Regulations

[9/14/15] Internal Revenue Service: “ACA Information Center for Applicable Large Employers (ALEs)

[9/14/15] PlanSponsor: “Employer Tactics Delay ACA Cost Impact

[9/14/15] KHN Morning Briefing: “White House Likely to Appeal Ruling Allowing GOP to Proceed With Health Law Challenge

[9/14/15] National Center for Policy Analysis Health Policy Blog: “Health Plan Mergers: Clash of Lobbying Titans

[9/14/15] Society for Human Resource Management: “Strong Reactions to Requiring Contractors to Give Paid Leave

[9/11/15] Milliman 100 Pension Funding Index: “Milliman analysis: Corporate pension funded status drops by $22 billion in August

[9/11/15] PlanSponsor: “Legislators Hear Arguments About Fiduciary Reform

[9/11/15] ThinkAdvisor: “Rep. Wagner Wants Bill to Halt DOL Fiduciary Rule Marked Up by Month-End

[9/11/15] Gallup: “Gov’t Workers Happier With Retirement Plans, Other Benefits

[9/11/15] Sibson Consulting: 2016 Segal Health Plan Cost Trend Survey

[9/11/15] Internal Revenue Service: “What Information Must a Health Coverage Provider Report to the IRS” [IRS Health Care Tax Tip 2015-55, Sept. 9, 2015]

[9/11/15] Peterson-Kaiser Health System Tracker: Insight Brief: “Measuring the quality of healthcare in the U.S.”

[9/11/15] USA Today: “UAW’s takeover of retiree health care is succeeding

[9/11/15] Human Resource Executive Online: “Parental Leave in the Workplace Jungle

[9/11/15] Technology Employment Law: “The Misclassified Worker and Employee Benefit Plan Considerations

[9/10/15] U.S. Bureau of Labor Statistics: “Employer Costs for Employee Compensation -- June 2015” [News Release]

[9/10/15] U.S. House Committee on Energy & Commerce, Subcommittee on Health: Hearing titled “Protecting Affordable Coverage for Employees” [Hearing held Sept. 9, 2015, includes links to witness testimonies]

[9/10/15] Health Populi: “Employers pushing consumerism for health benefits in 2016

[9/10/15] Cigna: Maximizing the Value of Consumer-Driven Health Plans [Note: The full paper can be downloaded at the website.]

[9/10/15] CIO: “Can you trust your healthcare app?

[9/10/15] Bloomberg BNA: “Minimum Value Rules Were Expected, but Worry Employers

[9/10/15] U.S. News & World Report: “Judge rules GOP-led House can sue Obama administration over money spent on health care law

[9/10/15] RAND Research Report: “Do Financial Advisers Influence Savings Behavior?” [Prepared for the United States Department of Labor]

[9/10/15] GOBankingRates: “How to Improve Your Investments and 401k by Cutting Fees

[9/10/15] Morningstar: “Is the ‘Fourth Leg’ of Your Retirement Stool Wobbly?

[9/10/15] The White House: Executive Order - Establishing Paid Sick Leave for Federal Contractors

[9/9/15] NAPA Net: “Fiduciary Proposal Comment Period Closing

[9/9/15] Internal Revenue Service: Determination of Minimum Required Pension Contributions; Final regulations [as published in the Federal Register on Sept. 9, 2015 - These regulations are effective on September 9, 2015. These regulations apply to plan years beginning on or after January 1, 2016.]

[9/9/15] PlanSponsor: “The Challenges of Picking a QDIA

[9/9/15] PlanAdviser: “Provider Changes Can Pose Records Retention Issues

[9/9/15] Financial Finesse Reports: 2015 Gender Gap in Financial Wellness - Executive Summary

[9/9/15] The Motley Fool: “Millennials Are Better Than Baby Boomers at Saving Money, Survey Shows

[9/9/15] American Medical Association: “AMA Releases Analyses on Potential Anthem-Cigna and Aetna-Humana Mergers

[9/9/15] The Wall Street Journal: “Why Higher Drug Costs Are Consumers’ Biggest Cost Worry

[9/9/15] Forbes: “More Angst for Doctors, Hospitals If U.S. Automakers Pool Health Purchasing Power

[9/9/15] Human Resource Executive Online: “Gauging the Impact of Browning-Ferris: Employers may need to start re-examining some well-entrenched models--such as contingent labor--in light of the recent NLRB “joint-employer” decision

[9/8/15] Towers Watson: “The World’s 300 Largest Pension Funds - Year-End 2014” [Note: The full report can be downloaded at the website.]

[9/8/15] Vanguard Research Note: “Retirement distribution decisions among DC participants--An update” [September 2015]

[9/8/15] PlanSponsor: “Most Employers Implemented FSA Rollover Rule

[9/8/15] United Benefit Advisors: “Self-Funded Pharmacy Plans Becoming More Popular Among Large Employers

[9/8/15] U.S. Department of Health and Human Services: Nondiscrimination in Health Programs and Activities; Notice of proposed rulemaking [as published in the Federal Register on September 8, 2015 - Submit comments on or before November 9, 2015.]

[9/8/15] Health Affairs: “Implementing Health Reform: HHS Proposes Rule Implementing Anti-Discrimination ACA Provisions (Contraceptive Coverage Litigation Update)

[9/8/15] Congressional Research Service: The Affordable Care Act’s (ACA) Employer Shared Responsibility Determination and the Potential ACA Employer Penalty

[9/8/15] KHN Morning Briefing: “Obama Orders Government Contractors to Give Workers Paid Sick Leave

[9/8/15] The RAND Blog: “Paying for Telemedicine

[9/4/15] BenefitsPro: “Is market volatility spooking 401(k) investors?

[9/4/15] Reuters: “Markets’ wild moves might make U.S. public pension funds vulnerable

[9/4/15] CNN Money: “Retirement strategies with low risk, high returns

[9/4/15] The Wall Street Journal: “States to Help Workers Save for Retirement - Automatic IRAs for people without workplace plans gain traction in Democratic legislatures

[9/4/15] CIO: “How HR uses fitness trackers to increase company wellness

[9/4/15] Kaiser Health News: “Consumers With COBRA Coverage Should Weigh Moving to Health Law Plans

[9/4/15] Journal of Accountancy: “Employer health plans must cover inpatient hospital and physician services

[9/3/15] NAPA Net: “Market Downdraft Pulled 401(k)s Down in August

[9/3/15] CAPTRUST: “Passive and Target Date Trends in Defined Contribution Plans

[9/3/15] NASRA Issue Brief: “State Hybrid Retirement Plans

[9/3/15] U.S. News & World Report: “Take Control of Your 6 Biggest Retirement Expenses

[9/3/15] Human Resource Executive Online: “Tracking Healthcare Trends

[9/3/15] KHN Morning Briefing: “Middle-Class Benefits Could Be at Risk as More Employers Hit ‘Cadillac Tax’ Thresholds

[9/3/15] Towers Watson: The Expanded Role of Finance Executives in Employer-Sponsored Health Care [Note: The PDF can be downloaded at the website.]

[9/3/15] Aegis Risk, LLC, and International Society of Certified Employee Benefit Specialists: Aegis Risk Medical Stop-Loss Premium Survey

[9/3/15] Kiplinger: “Tactics to Get the Most from Your Health Plan in 2016

[9/3/15] Economic Policy Institute: “Millions of Working People Don’t Get Paid Time Off for Holidays or Vacation

[9/2/15] Congressional Research Service: The Patient Protection and Affordable Care Act’s Essential Health Benefits (EHB)

[9/2/15] Foley & Lardner LLP: “Telehealth Commercial Coverage and Parity Laws: Trends, Challenges and Opportunities

[9/2/15] Aon Hewitt: The Real Deal: 2015 Retirement Income Adequacy at Large Companies [Note: The Highlights document can be downloaded at the website.]

[9/2/15] NAPA Net: “5 Things You CAN Do After a Market Correction

[9/2/15] TIME: “A New Way to Make Your Money Last in Retirement

[9/2/15] LifeHealthPro: “Annuity ownership tied to confidence in retirement preparedness

[9/2/15] Internal Revenue Service: Administration of Multiemployer Plan Participant Vote on an Approved Suspension of Benefits under MPRA; Temporary regulations [as published in the Federal Register on Sept. 2, 2015 -- SUMMARY: The Multiemployer Pension Reform Act of 2014 (MPRA) pertains to multiemployer plans that are projected to have insufficient funds, at some point in the future, to pay the full plan benefits to which individuals will be entitled (referred to as plans in “critical and declining status”). The sponsor of such a plan is permitted to reduce the pension benefits payable to plan participants and beneficiaries if certain conditions are satisfied (referred to as a “suspension of benefits”). A suspension of benefits is not permitted to take effect prior to a vote of the participants of the plan with respect to the suspension. This document contains temporary regulations that provide guidance relating to the administration of that vote. These temporary regulations affect active, retired, and deferred vested participants and beneficiaries of multiemployer plans that are in critical and declining status as well as employers contributing to, and sponsors and administrators of, those plans. The text of these temporary regulations also serves as the text of the proposed regulations set forth in the notice of proposed rulemaking (REG-123640-15) on this subject in the Proposed Rules section of this issue of the Federal Register. These temporary regulations are effective on Sept. 2, 2015. These temporary regulations apply on and after June 17, 2015, and expire on June 15, 2018.]

[9/2/15] Internal Revenue Service: Administration of Multiemployer Plan Participant Vote on an Approved Suspension of Benefits under MPRA; Notice of proposed rulemaking by cross-reference to temporary regulations [as published in the Federal Register on Sept. 2, 2015 -- SUMMARY: Temporary regulations relating to the administration of a multiemployer plan participant vote on an approved suspension of benefits under the Multiemployer Pension Reform Act of 2014 (MPRA) are being issued in the Rules and Regulations section of this issue of the Federal Register. The text of those regulations also serves as the text of these proposed regulations. Comments and requests for a public hearing must be received by November 2, 2015.]

[9/1/15] Internal Revenue Service: Minimum Value of Eligible Employer-Sponsored Health Plans; Supplemental notice of proposed rulemaking [as published in the Federal Register on Sept. 1, 2015 -- Summary: This document withdraws, in part, a notice of proposed rulemaking published on May 3, 2013, relating to the health insurance premium tax credit enacted by the Affordable Care Act (including guidance on determining whether health coverage under an eligible employer-sponsored plan provides minimum value) and replaces the withdrawn portion with new proposed regulations providing guidance on determining whether health coverage under an eligible employer-sponsored plan provides minimum value. The proposed regulations affect participants in eligible employer-sponsored health plans and employers that sponsor these plans. Written (including electronic) comments and requests for a public hearing must be received by November 2, 2015.]

[9/1/15] Smart Business: “Cost containment strategies that can control your health care costs

[9/1/15] Drug Store News: “Survey: Employers look to CDHPs, wellness initiatives to curb health care cost increases

[9/1/15] KHN Morning Briefing: “Judge Allows Group to Claim Moral Objection to Health Law’s Mandate on Birth Control Coverage

[9/1/15] NBC News: “Confusion Over 401(K) Options Reduces Retirement Savings: Survey

[9/1/15] DeBofsky & Associates, P.C.: “When does ERISA apply to small business owner benefit plans?

[9/1/15] U.S. News & World Report: “Fewer People Pay IRA Early Withdrawal Penalty

[9/1/15] Towers Watson: 2015 Global Survey of Accounting Assumptions for Defined Benefit Plans: Executive Summary [Note: The report can be downloaded at the website.]

[9/1/15] Calpensions: “San Bernardino pension shift to save $2.7 million


What's new at EBRI this month:

EBRI 2015 Spring Policy Forum: "Evidence on Defined Contribution Health and Retirement: The Road Ahead" [“gavel-to-gavel” webcast - Prerecorded broadcast available through the International Foundation of Employee Benefit Plans]

EBRI 2014 Fall Policy Forum: “Measured Matters” [“gavel-to-gavel” webcast - Prerecorded broadcast available through the International Foundation of Employee Benefit Plans]

EBRI's Recent Media Coverage

“EBRI Now on Twitter” [EBRI Press Release, 2/6/09]

401(k) Balances and Changes Due to Market Volatility


September 2015 EBRI Issue Brief - "What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Account Balances, 2007-2013"

September 2015 EBRI Notes - "2015 EBRI/Greenwald & Associates Health and Voluntary Workplace Benefits Survey: Most Workers Continue to Give Low Ratings to Health Care System, but Declining Number Report Health Care Cost Increases" and "IRA Asset Allocation, 2013, and Longitudinal Results, 2010-2013"


What's new in employee benefits:

The following items have been added to the Government Accountability Office's Web site in Portable Document (PDF) format:

Retirement Security: Federal Action Could Help State Efforts to Expand Private Sector Coverage. GAO-15-556, September 10. Highlights.

Private Health Insurance: The Range of Premiums and Plan Availability for Individuals in 2014 and 2015. GAO-15-687, August 10. Highlights.

401(K) Plans: Clearer Regulations Could Help Plan Sponsors Choose Investments for Participants. GAO-15-578, August 25. Highlights.

U.S. Savings Bonds: Future of Offering Paper Savings Bonds at Tax Time Is Uncertain, and Lower-Income Households Continue to Face Savings Challenges. GAO-15-563, July 16. Highlights.

Highlights of a Forum: Financial Literacy: The Role of the Workplace. GAO-15-639SP, July 7. Highlights.

401(K) Plans: Frequent and Collective Trading Are Uncommon and Not a Significant Concern for Plan Participants, Sponsors, or Mutual Funds. GAO-15-427R, May 14.

Retirement Security: Most Households Approaching Retirement Have Low Savings. GAO-15-419, May 12. Highlights. Podcast.


If a title link above no longer works, click here for the GAO home page and search for the report by keyword or report number. Click here to browse by date, topic, or agency.   Searches for reports can also be conducted in the Government Accountability Office (GAO) Reports Online via GPO Access database.

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Updated 9/30/15