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Health Care Research
HSA Quality of Care: A Five-Year Study
UPDATED: EBRI estimates of the changes in 401(k) account balances for August 2014, by age and tenure.
"The Impact of Future DC Plan Contributions on Gen Xer Retirement Income Adequacy
Impact of 401(k) "Leakage"
EBRI Testimony for ERISA Advisory Council
The Triple Tax Advantage of HSAs
The EBRI Blog
A fresh perspective on EBRI research, as well as the trends and factors shaping employee benefits.
- Health Care Research
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EBRI Issue Brief – September 2014
Quality of Health Care After Adopting a Full-Replacement, High-Deductible Health Plan With a Health Savings Account: A Five-Year Study
With an ever-growing number of workers covered by health savings account (HSA)-eligible health plans, how does use of health care services used to measure quality compare with traditional managed care? New research from EBRI finds a mixed bag: Depending on the health care service, HSA-plans could result in higher or lower use, and in some cases no change whatsoever. Press release.
EBRI Issue Brief – August 2014
With major changes sweeping both health and retirement plans in the private sector, are employment-based benefits facing a “crisis” or merely an uncertain future? A recent industry-wide forum sponsored by EBRI brought together a variety of experts to focus on the issue and the challenges ahead. Press release.
EBRI Notes – August 2014
“Satisfaction With Health Coverage and Care: Findings from the 2013 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey,” and “Contributory 'Negligence?' The Impact of Future Contributions to Defined Contribution Plans on Retirement Income Adequacy for Gen Xers”
Health Plans: Who’s happier with their health plan—those in “traditional” managed care plans, or those in so-called “consumer-driven” and high-deductible plans? The latest data from EBRI show that the overall satisfaction rate among consumer-driven health plan (CDHP) enrollees is gradually increasing, while it is gradually decreasing among traditional enrollees. Press release.
Gen Xers: Are Gen Xers in worse shape than the Baby Boom generation when it comes to having enough money for retirement? Not if you take into account future contributions and the current trends in automatic plan design features, according to a new report by EBRI. Press release.
EBRI Issue Brief – July 2014
What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Account Balances, 2007–2012
The average account balance of workers who participated consistently in a 401(k) plan from year-end 2007 to year-end 2012 increased at a compound average annual growth rate of 6.8 percent during that period, despite a 34.7 percent drop in that group’s average 401(k) account balance in 2008, according to a new study by the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI). The increase in account balances reflects several factors, including employer and worker contributions, investment returns, withdrawals, and loans. Press release.
- 401(k) Valuations Published: September 2, 2014 401(k) Balances and Changes Due to Market Volatility
- Data Book Last Updated: February 2013 A comprehensive collection of the most up-to-date benefit information available