Will Today's Workers Retire With Adequate Income? How Are Today's Retirees Surviving From a Financial Perspective?—A confluence of changing conditions has created a growing concern about whether America's current workers will receive an adequate income in retirement. This issue was examined at EBRI's December policy forum, where experts examined current research on retirement savings and retirement income adequacy, the resources workers are likely to need in retirement, how current retirees are faring financially, and the implications for consumers, business, and government. There was agreement that the American retirement system was stressed and that there was a need for continuing change to meet new circumstances. Individuals will have to take a more active role in planning for retirement during their working years.