The Problem With a One-Size-Fits-All Approach to Health Care Claims: Policy Implications and Solutions

Employers offer health plans that in large part look and feel the same to plan enrollees whether they are high users, moderate users, or low users of health care services, even though health spending is skewed toward high users. It is a well-known fact that about 20 percent of the population account for 80 percent of total spending on health care services. Similarly, 10 percent of the population account for 70 percent of total spending. High users, especially those with persistent high claims, are one of the most challenging populations to address.

Join us on Wednesday, January 29, 2020, from 2–3 p.m. Eastern as Paul Fronstin, Director of Health Research at EBRI, discusses the findings and implications from EBRI's Issue Brief, “Persistency in High-Cost Health Care Claims: 'It’s Where the Spending Is, Stupid.'” Lee Murphy, Ph.D., Founder and CEO, Inspera Health, will also be speaking. The webinar will be moderated by Tami Simon, Senior Vice President, The Segal Group.


  • Date: January 29
  • Time: 2:00 p.m. EST

If you are interested in sponsoring one of our webinars, please contact us at memberships@ebri.org.

Employer Approaches to Financial Wellbeing Solutions

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with Lori Lucas, Julie Stich, Nathan Voris, and Stacy Schaus

Webinar Slides