EBRIefings

One Size Does Not Fit All: Older Americans’ Spending Profiles

A recent EBRI study finds that spending patterns of preretirees and retirees are more diverse than is usually accounted for in spend-down strategies. In this EBRIefing, EBRI Research Associate Zahra Ebrahimi explains the differences between Home Spenders, Health Spenders, Discretionary Spenders, and Typical Spenders — how they spend differently and how their spending patterns may change over time. We will also hear from retirement experts on how these diverse spending profiles may translate into unique spending strategies as well as the need for various spending tools and approaches. Mark your calendar for 2–3 p.m. on Tuesday, January 26.

Speakers:

• Zahra Ebrahimi, Research Associate, Employee Benefit Research Institute
  
• Wei-Yin Hu, Vice President, Financial Research, Edelman Financial Engines
  
• Jimmy Veneruso, Senior Vice President, Callan, Moderator
  

Details:

• Date: January 26, 2021
• Time: 2:00–3:00 p.m. Eastern

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Debt: The Ticking Time Bomb for Retirement — Where Do We Stand and What Can We Do About It?

Much of the attention to retirement preparedness focuses on asset accumulation in individual account retirement plans and the presence of defined benefit plans. But the other side of the balance sheet — debt — can potentially have a significant impact on the financial success of an individual’s retirement. Any debt that a family may have accrued entering or during retirement can offset any asset accumulations, resulting in lower levels of retirement income security.

This EBRIefing will discuss the trends in debt levels among American families with a special emphasis on families with family heads ages 55 or older and those of different racial/ethnicity groups, as financial liabilities are a vital but often ignored component of retirement income security. Furthermore, the impact of financial wellbeing programs on setting the course to having debt under control for retirement will be discussed.

Speakers:

• Craig Copeland, Senior Research Associate, Employee Benefit Research Institute
• David Richardson, Managing Director of Research, TIAA
• Mark Smrecek, Senior Director, Financial Wellbeing Market Leader at Willis Towers Watson
• Greg Ward, Director, Financial Wellness Think Tank, Financial Finesse, Inc., Moderator

Details:

• Date: February 3, 2021
• Time: 2:00–3:00 p.m. Eastern

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Workplace Wellness: Firm Size Matters

The inaugural Workplace Wellness Survey, conducted by the Employee Benefit Research Institute (EBRI) and independent research firm Greenwald Research, finds that individuals in large companies are more likely than those in smaller ones to stress over various aspects of their finances. Yet individuals employed at larger companies are more likely than those who work for smaller ones to understand their employee benefits. Join us for this webinar where we discuss findings from the survey by firm size.

Speakers:

• Lisa Greenwald, President/CEO, Greenwald Research
• Nate Miles, CFA, Head of Retirement, Senior Vice President, Wells Fargo
• Paul Fronstin, Director of the Health Research and Education Program, Employee Benefit Research Institute, Moderator
  

• Date: February 16, 2021
• Time: 2:00–3:00 p.m. Eastern

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COVID-19, Telemedicine, and More: Findings from the 2020 Consumer Engagement in Health Care Survey webinar

Explore new research findings on COVID-19, telemedicine, trends in health plan enrollment, plan choice, views of use of health savings accounts (HSAs), and cost-conscious decision-making in our latest webinar on the EBRI/Greenwald Research Consumer Engagement in Health Care Survey (CEHCS).

The CEHCS is an online survey of privately insured adults ages 21–64. The CEHCS is conducted to provide reliable national data on the growth of consumer-driven health plans and high-deductible health plans and their impact on the behavior and attitudes of health care consumers. The 2020 survey also examined issues related to COVID-19 and telemedicine.

Speakers:

• Edna Dretzka, Greenwald Research
• Paul Fronstin, Employee Benefit Research Institute, Moderator
• Other speakers to be announced
  

• Date: Tuesday, February 24, 2021
• Time: 2:00–3:00 p.m. Eastern
  

Register Now!

If you are interested in sponsoring one of our webinars, please contact us at memberships@ebri.org.