Center for Research on Health Benefits Innovation

Launched in 2010, EBRI's Center for Research on Health Benefits Innovation (EBRI CRHBI) focuses on helping employers assess the impact that plan design, with goal of increasing consumer engagement, has on cost, quality, and access to health care.

The Center focuses on three broad areas of research.

  1. Behavioral economics – combines the insights from psychology with economic theory to design health benefits and to improve delivery of health care services.
  2. Incentives – Employers often build financial incentives into their health benefits. One example is three-tiered co-payments for prescription drugs. Another is value-based benefit design.
  3. Consumer-driven health benefits – Consumer driven health benefits (CDHPs) combine a high-deductible with a tax-preferred account. The expectation is that by giving individuals more control over funds allocated for health care services they will spend the money more responsibly, especially once they become more educated about the actual price of health services.

The Center is funded by the following Research Partners:

  • Aon
  • ICUBA
  • Kaiser Permanente
  • Pfizer
  • Blue Cross Blue Shield Association
  • JP Morgan Chase
  • Mercer

These organizations also form the Center's advisory board. The advisory board sets the research agenda, determines research priorities within the constraints of available funding, and assists in data acquisition.

For more information about the research center, participation on the advisory board, and/or funding, contact Paul Fronstin, Chair of the Center.