Center for Research on Health Benefits Innovation

Launched in 2010, EBRI's Center for Research on Health Benefits Innovation (CRHBI) focuses on helping employers assess the impact that various innovations, such as through plan design and other initiatives, have on cost, quality, and access to health care.  It is a think tank focused on three broad areas of research: behavioral economics, incentives, and consumer-driven health benefits. This understanding, in turn, provides a framework for solutions and action items to address the cost and value of providing health benefits and informs policy discussions that can also best help improve outcomes.

The Center focuses on three broad areas of research.

  • Behavioral economics – It combines the insights from psychology with economic theory to design health benefits and to improve delivery of health care services.
  • Incentives – Employers often build financial incentives into their health benefits. One example is three-tiered co-payments for prescription drugs. Another is value-based benefit design.
  • Consumer-driven health benefits – Consumer driven health benefits (CDHPs) combine a high deductible with a tax-preferred account. The expectation is that by giving individuals more control over funds allocated for health care services, they will spend the money more responsibly, especially once they become more educated about the actual price of health services.

The Center is funded by the following Research Partners:

These organizations also form the Center's advisory board. The advisory board sets the research agenda, determines research priorities within the constraints of available funding, and assists in data acquisition.

For more information about the research center, participation on the advisory board, and/or funding, contact Paul Fronstin, Chair of the Center.