HSA Database

The Employee Benefit Research Institute (EBRI) developed the EBRI HSA Database to analyze the state of and individual behavior in health savings accounts (HSAs). The EBRI HSA Database is a representative repository of information about individual HSAs. The database is unique because it includes data provided by a wide variety of account record-keepers and, therefore, represents the characteristics and activity of a broad range of HSA owners. The HSA database contained 9.8 million accounts with total assets of $22.8 billion as of Dec. 31, 2018.

Annual Cross Sectional

Health Savings Account Balances, Contributions, Distributions, and Other Vital Statistics, 2018: Statistics From the EBRI HSA Database
EBRI Issue Brief Dec 5, 2019 27 pages Summary Full Content
Health Savings Account Balances, Contributions, Distributions, and Other Vital Statistics, 2017: Statistics From the EBRI HSA Database
EBRI Issue Brief Oct 15, 2018 25 pages Summary Full Content
Health Savings Account Balances, Contributions, Distributions, and Other Vital Statistics, 2016: Statistics from the EBRI HSA Database
EBRI Issue Brief Sept. 19, 2017 32 pages Summary Full Content
Health Savings Account Balances, Contributions, Distributions, and Other Vital Statistics, 2015: Estimates from the EBRI HSA Database
EBRI Issue Brief Nov 29, 2016 28 pages Summary Full Content
Health Savings Account Balances, Contributions, Distributions, and Other Vital Statistics, 2014: Estimates from the EBRI HSA Database
EBRI Issue Brief Jul 14, 2015 28 pages Summary Full Content
HSA Balances, Contributions, Distributions, and Other Vital Statistics—A First Look at Data from the EBRI HSA Database on the 10th Anniversary of the HSA
EBRI Issue Brief Jun 17, 2014 32 pages Summary Full Content

Longitudinal

Trends in Health Savings Account Balances, Contributions, Distributions, and Investments, 2011‒2018: Estimates From the EBRI HSA Database
EBRI Issue Brief Jan 9, 2020 22 pages Summary Full Content
Trends in Health Savings Account Balances, Contributions, Distributions, and Investments, 2011–2017: Estimates From the EBRI HSA Database
EBRI Issue Brief October 29, 2018 22 pages Summary Full Content
Trends in Health Savings Account Balances, Contributions, Distributions, and Investments, 2011-2016: Statistics from the EBRI HSA Database
EBRI Issue Brief Jul 11, 2017 24 pages Summary Full Content

Specific Topics

Are HSA Investors Born or Made?
EBRI Issue Brief Apr 2, 2020 14 pages Summary Full Content
‘Investment Options and HSAs: Findings from the EBRI HSA Database,’ and ‘How Much Can Qualifying Longevity Annuity Contracts Improve Retirement Security?’
EBRI Notes Aug 26, 2015 24 pages Summary Full Content
“Maximizing Contributions to an HSA: Findings from the EBRI HSA Database,” and “Debt of the Elderly and Near Elderly, 1992–2013”
EBRI Notes Jan 29, 2015 24 pages Summary Full Content