Summary

This Fast Fact examines public-sector defined contribution savings behaviors through a gender lens, offering a closer look at how account balances, contributions, and investment allocations compare across age groups. Drawing on year-end 2023 data from the Public Retirement Research Lab Database, the analysis explores patterns across millions of participants and a wide range of plan assets. For readers interested in retirement plan design, participant behavior, and long-term financial preparedness, this research provides a timely perspective on an important dimension of public-sector retirement saving.