Summary

Health coverage sources and the growing prevalence of deductibles remain central issues in the broader conversation about access, affordability, and the employee benefits landscape. This Fast Fact from EBRI and Greenwald Research takes a closer look at how privately insured adults are obtaining coverage and how plan design continues to shape the insurance experience. Drawing on findings from the 2025 Consumer Engagement in Health Care Survey, the piece offers timely insights for readers following employment-based health and broader health care trends.