Summary

Open enrollment remains a key moment in how workers and families make health coverage decisions, yet the process is often shaped by limited time, limited resources, and growing affordability concerns. This EBRI Fast Fact takes a closer look at how privately insured adults approach plan selection, what information sources they rely on, and how they view the open enrollment experience. For those following health benefits, consumer decision making, and enrollment trends, the analysis offers timely perspective on an important part of the coverage process.