Summary

This Point of View research report examines how workplace benefits can address the needs of all workers and their dependents. Disability intersects with multiple areas of employee benefits, including group insurance products, the needs of an aging work force, and personalized health and retirement planning. It also reflects broader work force trends, such as the rising prevalence of neurodiversity linked to mental health and substance use disorders, autism spectrum conditions, and Alzheimer’s disease and related dementias.