Figure 2
To • •g auM For $5 ga e5,0 n m a y or 00 m em e or , p tp e h lroyee e e s p ca ie s ver c e si f lfia e c eg ve lb te ra l e s e a lm of a kd c p k ilown n oyee of te rs eof u scp t on p h in or ow t re ti b m fe u rp m o tlim oy on pl oyer te h wa re -s irs p s e o 5.3 we m nsp r op e lroyer e ep rdr c ovi e s n twh u td df in e e or n n g ttis t h d t u os c eom d be e t n p wi eta s t lym oan h to se rt e n u dc td e e e p b in v lta itn n lg s oa an s
Perception of Student Debt Problem by Sex, Age, Marital Status, Income, and Employer Size
part ofa ip n ts ah fs ym or e is m tW e aa n n or ttcis on kp e , al n 45 a on d c e p 5.7 h e W ow r c ep e lle tn no rte c s m e we sna t S rn e u fa or rg p vey e rtovi h s, os tu d ed e im n en g p not ltloyee oa l oan m na ssk tid we h ner gb ou rtte . hg os Twe p hr e e as n lle oan ve n em te p p d p el a royer wi c ym etn he t- n a s of p th s on . e yp m How sot or plh oyee ee e dtver irce a st, l i rtfse h or itm ou u te ah g n tos h it on t e in
8
Sex Age Marital Status
which m t p th h la a a en ki ty , tn rh 39 g eec iover e rp ie ved em rc p $5 e $6 ln oyer 5,0 t 00 we 00 a s re h m a o of u on yea fld et rh p rin , rig ovi n th d b ed e e a e b nver te m c fio on tas rg e s fe r ol g o e u im d m id a p e a tilm n on oyee cp e lor oyer on cr on e hs fow i tn tro a ib n th u o ce tin ilm o p g n a r s n e wa e a drg u vi se c c e 6.1 s e ts tu h , d e p ae ie n rn r d e c t e x 38 din s ett b ip fn tor e .gr cd te h en os btt , e
23
Male Female 21–34 25–49 50–64 Married Not Married
which we m inc ar lki u ed n of e gd fse tsru tin u dg d e e nsn tt u tl oan d loan en tp d la oa e ym b nt e . dn Ie n tb s t ta he n ad d tu h 7.3 cyp ati ot on pe h re or cte i c n ra e tl s fs o or iu tu rtc a he tos ison .e T , wi h 30 irtth y p o -e u on rtc e s eu n p c te hof r c p e a rn e ym ts p we e on nrtd e se .of nt fs e ring a
A Major Problem 18% 19% 24% 18% 14% 19% 17%
18 5
Many households are impacted by student loan debt. Nearly half (41 percent) of employees
answer se tu dd te hn att ltoan hey m wou atclh d ta o lloc 40a 1( tek) s o cm on et ra ib m uou tion nts , (m wh oric eh t h wa an s $1 all) owe to d su u cn hd a e rp t la hn e. SE CURE 2.0 Act.
A Minor Problem 22% 24% 35% 21% 15% 25% 20%
9
Employer-Provided Education-Financing Assistance:?Facts and Figures
des •c rib Th ede td hie ffire rheo nucsee ih nol adve 's rla eg vel e 40 of1( stk) ud p eln atn d b ea blta n ac se e b ity he yea r a rm s a of jo tre or nu rm e in re ofrl epcrtob s ale sm im . i l a r pattern
Not a Problem 60% 57% 41% 60% 71% 56% 64%
to the average contribution rate, with the differences among loan payers and non-payers
(202 • •5 ) E Om ver pla oye ll, H rsi sof pa fe nric in a gn e dd Bl ucaactk ion re-s fip non and ce in ng ts p we rog rrea m mor s h ea op vee sne e to n a al loc sigantiifn ic ga fnutn id ns c rteo as ae s itn u dent
• In the Issue Brief “Student Loan Debt: Who Has It and How Much?,” EBRI found that
being more significant among those with higher incomes. For example, among those making
e dm ebp tl oyee paym u etn ilti zp altaion n ( 33 of s pu ecrh c e Ib n n c eto n a m en f eid ts 37 in p re ec rc ee nn t tyea , rerssp. eIcn t ivel the N y) u 12 m th b m a ern on o W f tE h h m sit p e pl r oriy e oes re p t son o td he en stu s r(vey 29 ,
families with a Black/African American head were 50 percent more likely than families with
19
less than $55,000 < a$ n 3d 5 Kthose $35–74K with over 20 $75 K yea + rs of t