High-Deductible Health Plan Enrollees Are More Engaged in Their Health Care

High-Deductible Health Plan Enrollees Are More Engaged in Their Health Care

Volume 16

Pages 1

EBRI Infographics

Jan 10, 2019

Health

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At a Glance | January 10, 2019 High-Deductible Health Plan Enrollees Are More Engaged in Their Health Care HEIGHTENED COS T CONSCIOUSNE SS Cost-Conscious Behavior by Plan Type The 2018 Consumer Engagement HDHP enrollees 1 Survey finds evidence that Traditional plan enrollees In the past year: enrollees in high-deductible 55% health plans (HDHP) were Checked whether my health plan would 41% cover my care or medication more likely than those in a more 2 traditional plan to exhibit 41% Checked the quality rating of a doctor or 33% cost-conscious behavior hospital before I received care in their health care decisions. 41% Asked for a generic drug instead of a brand- 32% name drug 40% Talked to my doctor about prescription 29% options and costs 37% Talked to my doctor about other treatment 31% options and costs 31% Asked my doctor to recommend a less costly 22% prescription drug 25% Developed a budget to manage my health 14% care expenses 25% Used an online cost-tracker provided by my 14% health plan to manage my health expenses 16% Asked for a brand-name drug instead of 12% a generic drug DEL AY ED MEDIC A L C A RE HDHP enrollees were more 1 in 3 1 in 5 likely to report that they delayed health care in the HDHP enrollees Traditional plan past year because of cost. delayed medical care enrollees delayed One-third of HDHP enrollees because of costs medical care because reported delaying care, of costs whereas 18 percent of traditional plan enrollees delayed care because of costs. 1. EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey, 2018. 2 . Traditional = health plan with no deductible or <$1,350 (individual), <$2,700 (family) in 2018. Source: Paul Fronstin and Edna Dretzka. “Consumer Engagement in Health Care: Findings From the 2018 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey .” EBRI Issue Brief, no. 468 (Employee Benefit Research Institute, December 13, 2018). © 2019 EBRI