EBRI Fast Facts

Access to Employment-Based Health Benefits System Continues to Grow

Dec 7, 2023 3  pages


The impact of the Patient Protection and Affordable Care Act (ACA) on availability of health coverage in the workplace has been the subject of considerable debate. According to one provision in the ACA, employers with 50 or more full-time employees must offer health coverage or be subject to a penalty. So, are large employers continuing to offer coverage, and what are small employers doing? This week’s Fast Fact identifies the trends in the availability of health plans by private-sector employers of various sizes.