EBRI Fast Facts

Most Insured Individuals Use Relatively Little Health Care

Jan 22, 2026 2  pages

Summary

The use of health care services — and the spending associated with those services — is far from evenly distributed across the population, with 50 percent of the population having used no or next to no health care in 2023. This Fast Fact examines the entire distribution of health care spending, focusing on that large percentage of the population who uses no or very little health care.