How Has Health Care Behavior Changed Over Time?

Among the key reasons that employers adopt high-deductible health plans is the hope that such cost sharing will lead to more cost-conscious health care behavior. Evidence from the EBRI-Greenwald Research Consumer Engagement in Health Care Survey shows that participants in such plans generally were more cost conscious than participants in traditional health care plans in past years of the survey. However, that was no longer the case in 2023.  This Fast Fact reviews the change in this trend.