EBRI May 2018 Policy Forum #83

Retirement, Health, and Financial Wellbeing

 

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Agenda

Speakers

Exploring the 'Gig Economy' and the Future of Benefits

There is a lot of talk about the emerging gig economy and its potential  impact on workforce dynamics and benefits.  But there are many unknowns around what is really happening in this  space: is it meaningfully different from the trends we’ve already been seeing  and how will it impact workplace benefits?  This panel will explore what  we already know, what we still don’t know, and what are the critical inputs  that are important to understand in terms of determining the potential impact  on retirement readiness of the American workforce. 

Moderated by: Jake Biscoglio, VP Strategic Initiatives, Prudential Financial

Julie Stitzel, Managing  Director of Policy and Strategic Initiatives, C_TEC (Chamber Technology  Engagement Center), U.S. Chamber of Commerce

Kendra Isaacson, Senior Pensions Counsel - Senate Committee on  Health, Education, Labor and Pensions

Jack VanDerhei, Research Director, EBRI

Student Loans: Is it Time for Employers to Step In?

One of the most pressing issues  facing Americans is paying for college.  The result has been a sharp  increase in the number of workers with student loan debt. Employers recognizing  this pressing issue have begun to examine how they can help their workers with  this issue, but in addition how programs designed to assist with student debt  can impact the attraction and retention of young graduates. This panel will  explore the overall extent of student loan debt; the experience of an  early-adopter employer addressing this issue for their employees; the  marketplace for employer programs on student loan debt, including the types of  programs being used and reach of these programs among employers; and  legislative proposals under consideration in Congress to help Americans with  student loan debt.

Moderated by: Michael Doshier, Global Head of Retirement Marketing,  Franklin Templeton Investments

Cindy Silva, Head of Financial Wellness  Strategy, Fidelity Investments

Kate Winget, Chief Sales Officer, Gradifi

Rachel Collins, counsel, Congressman Rodney Davis

Craig Copeland, Senior Research  Associate, EBRI

The Intersection of Health and Wealth: The Role of Health Savings  Accounts (HSAs)

Unlike contributions to a 401(k) or IRA, HSAs benefit from a triple-tax  advantage: contributions to the account are deductible from taxable income, any  interest or other capital earnings on assets in the account build up tax free,  and distributions for qualified medical expenses are excluded from taxable  income. Because of the triple-tax advantage, HSAs are often viewed as a  supplement to retirement plans. This  panel will examine the role of HSAs in retirement planning and financial  wellbeing more generally. Data on how  individuals are using HSAs will be presented. The panel will also examine how to better engage individuals in using  their HSAs as well as public policy issues.

Moderated by: Kris Haltmeyer, VP, Health Policy and Analysis, Blue Cross Blue  Shield Association (BCBSA)

Doug Fisher, Director of Retirement Policy, American Retirement Association

Todd Berkley, SVP & Managing Director, BenefitWallet

Paul Fronstin, Director, Health Research & Education Program, EBRI

Fireside chat: Congressional Staff  Perspectives from Both Sides of the Aisle

Interviewed by: Michael Kreps, Principal, Groom Law Group

Chris Allen, Senior Advisor for Benefits, Committee on Finance

Kara Getz, Chief Counsel at U.S. House of Representatives  Committee on Ways & Means