At a Glance | September 17, 2018 After Years of Erosion, Employers Increasingly Offer Health Coverage INCREASING COVERAGE, 1 Private-Sector Health Coverage MORE COVERED Recession ACA start, Mar 2010 In 2017, the overall percentage of 80% 78% 78% 78% 78% 78% 77% 77% 76% 75% private-sector Eligible workers employers offering Uptick health benefits 56% 55% 54% 51% increased for the 50% 50% 48% 47% 46% 45% Employers offering 9.6% first time between health coverage 2008 and 2017. 5.8% Uptick 4.4% Unemployment 2 rate 56+55+54+51+50+50+48+46+45+4758+93+96+89+81+74+62+53+49+4478+80+78+78+78+78+75+76+77+77 2 0 0 8 2009 2010 2011 2012 2013 2014 2015 2016 2017 1 ON THE REBOUND Private-Sector Employers That Offer Health Insurance By Size Nearly all large Employer size (no. of employees) employers continue 99.5% 99.5% 99.5% 99.8% 98.9% 99.2% 99.3% 99.3% 99.2% 99.4% to offer coverage. Large: 1 , 000+ The beginning of 1 00 – 999 95.4% 94.9% 96.3% 96.3% 94.3% 95.1% 94.1% 93.3% 93.4% 92.5% a rebound appears 81.6% 81.3% 80.6% 78.1% 76.5% 77.2% 74.6% 74.6% in companies with 73.9% 73.5% 25– 99 66.1% fewer than 1,000 62.5% 60.9% 58.4% 57.9% employees starting 55.3% 51.6% 48.9% 49.4% 49.2% in 2015. 10 –2 4 35.6% 33.6% 31.8% 28.3% 28.2% 28.0% 25.7% 22.7% 23.5% 21.7% <10 2 0 81+82+81+78+77+77+74+74+75+7536+34+32+28+28+28+26+23+22+2495+94+95+93+94+93+93+95+96+9699+99+100+100+100+99+99+99+100+9966+63+61+58+58+55+52+49+49+49+ 0 8 2009 2010 2011 2012 2013 2014 2015 2016 2017 TRENDING UP Change in Employers Offering Coverage By Size and Time Period Coverage has Employer size (no. of employees) improved since All <10 10 –2 4 25– 99 1 00 – 999 1 , 000+ 2015. -16.8% -34.0% -25.6% -8.2% -0.9% +0.4% 2008–2017 +2.6% +3.5% +0.6% +1.5% +1.3% -0.1% 2015–2017 1. Medical Expenditure Panel Survey–Insurance Component (MEPS-IC). 2. Bureau of Labor Statistics, Series LNU04000000 Paul Fronstin. “After Years of Erosion, More Employers are Offering Health Coverage; Worker Eligibility Higher.” EBRI Issue Brief, no. 455 (Employee Benefit Research Institute, August 6, 2018). © 2018 EBRI