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'Use of Health Care Services and Access Issues by Type of Health Plan: Findings from the EBRI/MGA Consumer Engagement in Health Care Survey,' and 'Retirement Readiness Ratings and Retirement Savings Shortfalls for Gen Xers: The Impact of Eligibility ..
Access Issues by Type of Health Plan: Many American have difficulty getting access to health care services regardless of their type of health plan, according to a new report by EBRI.
Impact of Eligibility for Participation in a 401(k) Plan: Eligibility for participation in a workplace 401(k) savings plan is one of the single-most important factors in closing the retirement savings gap for Generation X, according to a new report by EBRI.
EBRI Notes Jun 14, 2012 24 pagesEffects of Nursing Home Stays on Household Portfolios
As more American senior citizens are entering nursing homes they face the likelihood that their household wealth will be quickly depleted, according to new research by EBRI. EBRI Issue Brief Jun 12, 2012 20 pages
Individual Retirement Account Balances, Contributions, and Rollovers, 2010: The EBRI IRA Database™
The average IRA balance is about a third higher and the median (mid-point) balance is almost 42 percent larger when multiple individual retirement accounts (IRAs) owned by an individual are taken into account, according to a new report by EBRI. EBRI Issue Brief May 30, 2012 20 pages
"Retirement Income Adequacy for Boomers and Gen Xers: Evidence from the 2012 EBRI Retirement Security Projection Model,®" and "Trends in Employment-Based Coverage Among Workers, and Access to Coverage Among Uninsured Workers, 1995-2011"
Retirement Income Adequacy: Roughly 44 percent of Baby Boomers and Generation Xers are projected to lack adequate retirement income to cover basic expenses and uninsured health care costs, according to the latest estimates by EBRI.
Employment-based Coverage: A new report by EBRI, which looks at month-by-month health coverage rates before, during, and after the recession, finds that a brief uptick in employment-based coverage immediately after the recession has not endured: The percentage of workers with employment-based health coverage continues to shrink.
EBRI Notes May 23, 2012 20 pages'Characteristics of the Population With Consumer-Driven and High-Deductible Health Plans, 2005–2011,' and 'Time Trends in Poverty for Older Americans Between 2001–2009'
Consumer-driven Health Plans: Those enrolled in “consumer-driven” health plans tend to have higher incomes, higher educational levels, and report better health behavior than do those in traditional health plans, according to a new report by EBRI that examines trends over the 2005–2011 period. Press release.
Elderly Poverty Rates: Between 2005–2009, the rate of poverty among American seniors rose as they aged, as did the number of new entrants into poverty, according to a new report by EBRI. Poverty rates fell in the first half of the last decade for almost all age groups of older Americans (age 50 or older), though they increased since 2005 for every age group. Press release.
EBRI Notes Apr 26, 2012 20 pagesEmployment-Based Health Benefits: Trends in Access and Coverage, 1997-2010
Most Americans get their health coverage through their jobs, but new research from EBRI shows that fewer workers have access to this benefit. EBRI Issue Brief Apr 24, 2012 36 pages
T-172: Testimony by Jack VanDerhei, EBRI research director, before the House Ways and Means Committee, on "Tax Reform and Tax-Favored Retirement Accounts"
EBRI Testimony April 17, 2012 37 pages