Low-yields and Retirement: As many retirees and workers have discovered, today’s historically low interest rates are crimping their retirement savings. Now a new study by EBRI quantifies the impact of a sustained low-interest rate environment on America’s retirement readiness.
Health Access: Whether it’s a “consumer-driven,” high-deductible, or traditional managed-care health plan, a significant number of people with health insurance report problems with access to health care services, according to new research by EBRI.
Part-time Workers: Whether or not the federal health insurance reform law causes employers to hire part-time workers, the trend away from full-time employment is already underway, according to new research from EBRI. Press release.
IRA Withdrawals: Those Americans between ages 61 and 70, who are withdrawing money from their individual retirement accounts (IRA), are making withdrawals that are larger, both in absolute dollar amounts and as a percentage of their IRA account balance, than those taken by older households, according to a new report from EBRI. Press release.
Consumer-driven Health Plans: It is often assumed that consumer-driven health plan enrollees are more likely than those with traditional coverage to be young, because they use less health care, on average. However, that is generally not the case in recent years, according to new research by EBRI. Press release.
Multiple Retirement Plans: People who own more than one type of retirement plan are more likely to invest a higher percentage in equities (stocks) than those who don’t, according to new research by EBRI. Press release.