Prescription Drug Use: Do consumer-directed health plans (CDHPs) result in lower prescription drug use? New research from EBRI of one big employer finds that moving to an HSA-eligible plan reduced the number of both generic and brand-name prescriptions filled.
Lifetime Income Illustrations: Do consumer-directed health plans (CDHPs) result in lower prescription drug use? New research from EBRI of one big employer finds that moving to an HSA-eligible plan reduced the number of both generic and brand-name prescriptions filled.
IRAs: Withdrawals from individual retirement accounts (IRAs) tend to be small and closely follow the rates dictated by the federal required minimum distribution (RMD) rules that apply to individuals age 70-1/2 or older, according to a new study by EBRI. Press release.
Health Accounts: Nearly three-quarters of workers (71 percent) with a health reimbursement arrangement (HRA) or health savings account (HSA) reported that their employers contributed to the account in 2013, according to a new report by EBRI. Press release.
Spousal Health Coverage: Companies looking to save health costs by requiring working spouses to get health insurance through their own employer find the move has some unexpected consequences, according to a new study by EBRI. Press release.
Social Security and 401(k) Savings: Current levels of Social Security benefits, coupled with at least 30 years of 401(k) savings eligibility, could provide most workers with an annual income of at least 60 percent of their preretirement pay on an inflation-adjusted basis, according to a new analysis by EBRI. Press release.
Workplace Benefits Survey: Most workers are satisfied with the health benefits they have now and express little interest in changing the current mix of benefits and wages offered by their employers, according to a new survey by EBRI.
DB-DC: How generous would a traditional pension plan have to be in order to produce as much income as a 401(k)? New modeling from EBRI finds there’s no simple answer, but rather tremendous variation, depending on the different factors involved.
Health Care Satisfaction—While the vast majority of workers say they are satisfied with their own health insurance plan, more than half give low ratings to the American heath care system as a whole, according to a new survey by EBRI and Greenwald & Associates. Press release.
Household Income—Will Americans have to live on less after they turn age 65? It often depends on how much your income was before you turned age 65, according to a new report by EBRI. Press release.
Retirement Participation: Since the end of the economic recession, a higher percentage of workers are working for employers that offer retirement plans and a higher percentage of them are participating in the plans, according to a new report by EBRI. Press release.
Health Satisfaction: Americans with health insurance appear to be warming up to so-called consumer-driven health plans, even as the traditionally greater popularity of traditional health plans is slipping, according to new research from EBRI. Press release.