Want to Feel Better About Retirement? Have a Plan
EBRI Fast Facts July 24, 2014 1 pages
things
Employee Benefits: Today, Tomorrow, and Yesterday
While much has changed with health and retirement benefits during the past three decades—the first generation of the main federal law governing private-sector benefits, the Employee Retirement Income Security Act (ERISA)—many of the issues that were present at the founding of EBRI in 1978 remain with us today. EBRI Issue Brief Jul 24, 2014 24 pages
Most HSAs Receive Contributions in 2013, But Few Max Out
EBRI Fast Facts June 26, 2014 1 pages
What Long-Term Care Costs in Retirement Could Do to Retirement Readiness
EBRI Fast Facts June 19, 2014 1 pages
“’Short’ Falls: Who’s Most Likely to Come up Short in Retirement, and When?” and “Consumer Engagement Among HSA and HRA Enrollees: Findings from the 2013 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey”
“Short” Falls: Will Baby Boomers and Gen Xers have enough money to live on when they retire, and if not, when will they run short? New modeling by EBRI finds that those in the lowest-income brackets are most likely to run short, many in the first year of retirement. But some in all income brackets—including the highest—may also run short at some point during their retirement.
HSA/HRA Consumer Engagement: Which type of health plan is more likely to get workers involved in their own health care: Health savings accounts or health reimbursement arrangements? The two account-based types of health insurance are similar, but a new report from EBRI finds that people with HSAs are more likely to engage in cost-conscious behavior related to use of health care services than are those in HRA.
EBRI Notes Jun 19, 2014 20 pagesT-180: ERISA Advisory Council, at a hearing on "Lifetime Participation in Plans," on "The Impact of Leakages on 401(k) Accumulations at Retirement Age"
EBRI Testimony June 17, 2014 31 pages
T-179: ERISA Advisory Council, at a hearing on "Lifetime Participation in Plans" on "Employment-Based Retirement Plan Participation"
EBRI Testimony June 17, 2014 4 pages
T-178: ERISA Advisory Council, at a hearing on "Lifetime Participation in Plans," on "Disposition of DC Accounts: Who Rolls Over into an IRA? Who Leaves Money in the Plan and Who Withdraws Cash?"
EBRI Testimony June 17, 2014 9 pages
HSA Balances, Contributions, Distributions, and Other Vital Statistics—A First Look at Data from the EBRI HSA Database on the 10th Anniversary of the HSA
On the 10th anniversary of their creation, a unique new database from the nonpartisan Employee Benefit Research Institute (EBRI) offers insights into how Americans are using increasingly common health savings accounts (HSAs). EBRI Issue Brief Jun 17, 2014 32 pages