401(k) Employee Contributions Above $2,400, A Possible Rothification Threshold
EBRI Press Release Oct 23, 2017 4 pages
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Health Savings Account Balances, Contributions, Distributions, and Other Vital Statistics, 2016: Statistics from the EBRI HSA Database
The vast majority of health savings account (HSA) owners rolled over money at the end of last year, retaining HSA funds to cover future health expenses, according to new findings by EBRI. EBRI Issue Brief Sept. 19, 2017 32 pages
- EBRI Press Release Sept. 19, 2017 Full Content
Employee Tenure Trends, 1983–2016
The typical American worker stayed at their job just over five years last year, down slightly from the record high since 1983 set in 2014, according to new research by EBRI. EBRI Notes Sep 20, 2017 15 pages
- EBRI Press Release Sept. 20, 2017 Full Content
Overall Withdrawal Levels From IRAs Are Driven by the Minimum Distribution Rules
EBRI Press Release Sept. 11, 2017
2015 Update of the EBRI IRA Database: IRA Balances, Contributions, Rollovers, Withdrawals, and Asset Allocation
EBRI Issue Brief Sept. 12, 2017 44 pages
After Years of Erosion, Mid-size and Some Small Employers Added Health Coverage in 2016
Despite predictions the Affordable Health Care Act (ACA) would cause private-sector employers to stop offering health coverage to their workers, the national “offer rate” is ticking up—possibly because of a healthy economy and low unemployment rates, according to new research by EBRI. EBRI Notes Aug 31, 2017 12 pages
- EBRI Press Release August 31, 2017 Full Content
After Years of Erosion, Mid-size and Some Small Employers Added Health Coverage in 2016
EBRI Press Release August 31, 2017
401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2015
The asset allocations of 401(k) retirement plan savers in their 20s at the end of 2015 differed significantly from the allocations of 401(k) participants in their 20s in the mid-1990s, according to the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI). EBRI Press Release August 2017
New Comparison Across Two Generations of 401(k) Savers in Their 20s Shows Contrast in Asset Allocations
EBRI Press Release Aug 3, 2017
401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2015
The asset allocations of 401(k) retirement plan savers in their 20s at the end of 2015 differed significantly from the allocations of 401(k) participants in their 20s in the mid-1990s, according to the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI). EBRI Issue Brief Aug 3, 2017 60 pages
The Impact of Offering Free Coverage on Enrollment Choice and Risk Selection in an HSA-eligible Health Plan
For employers looking to drive more workers to sign up for HSA-eligible health plans, one of the biggest financial incentives they can offer is to reduce or even eliminate the annual premiums, according to new findings by EBRI. EBRI Issue Brief Jul 12, 2017 20 pages
Trends in Health Savings Account Balances, Contributions, Distributions, and Investments, 2011-2016: Statistics from the EBRI HSA Database
The first-ever analysis of how health savings accounts (HSAs) are being used over time shows that most account owners use them more as specialized checking accounts rather than investment vehicles, according to new research by EBRI. EBRI Issue Brief Jul 11, 2017 24 pages
Reminder: EBRI to Hold July 12 Policy Forum on HSA-Eligible Health Plan Enrollment
EBRI Press Release July 6, 2017
Consumer Engagement in Health Care: Findings from the 2016 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey
So-called “consumer-driven” health plans with high deductibles are continuing to gain market share in the United States, and are having the intended effect of making people more involved in their own health care, according to new findings by EBRI. EBRI Issue Brief May 25, 2017 28 pages
Importance of Individual Account Retirement Plans and Home Equity in Family Total Wealth
Home equity and retirement accounts—401(k)-type plans and IRAs—account for nearly all the assets that many families have to depend on in retirement outside of Social Security and traditional pension plans, according to new research from EBRI. Press release. EBRI Notes May 16, 2017 16 pages
Consumer Engagement in Health Care and Choice of Health Plan: Differences Among Millennials, Baby Boomers, and Generation X Have Implications for Plan Sponsors
There are major differences between younger millennial workers and their older Gen X and baby boomer colleagues when it comes to how they view and use health benefits, according to a new analysis by EBRI. Press release. EBRI Notes Apr 27, 2017 12 pages