Ownership in 401(k) Plans Continues to Grow, While IRA Ownership Falls
EBRI Press Release Sep 26, 2012
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Individual Account Retirement Plans: An Analysis of the 2010 Survey of Consumer Finances
Although fewer American families are participating in a retirement plan at work, more of those with a plan are in a 401(k). At the same time, ownership of individual retirement accounts (IRAs) is falling, according to a new report by EBRI. EBRI Issue Brief Sep 26, 2012 28 pages
- EBRI Press Release Sep 26, 2012 Full Content
"2012 Health Confidence Survey: Americans Remain Confident About Health Care, Concerned About Costs, Following Supreme Court Decision" and "Increasing Default Deferral Rates in Automatic Enrollment 401(k) Plans: The Impact on Retirement Savings Succe ..
Health Confidence Survey: The recent U.S. Supreme Court decision upholding the constitutionality of the Patient Protection and Affordable Care Act (PPACA) appears to have have had little impact on Americans' confidence about their health care, according to a new report by EBRI.
401(k) Contributions: Setting a higher starting point for 401(k) contributions would make a significant difference in improving workers’ likelihood of a financially viable retirement, according to new research by EBRI.
EBRI Notes Sep 25, 2012 24 pagesThe Impact on the Uninsured of the Baby Boom Generation Reaching Age 65
EBRI Blog September 14, 2012
"Satisfaction With Health Coverage and Care: Findings from the 2011 EBRI/MGA Consumer Engagement in Health Care Survey" and "Is Working to Age 70 Really the Answer for Retirement Income Adequacy?"
Health Care Satisfaction: Satisfaction levels are rising among people enrolled in “consumer-driven” health plans, while they are declining among those in traditional health plans, according to a new report by EBRI. Dissatisfaction with out-of-pocket costs may be driving overall satisfaction trends.
Working to 70?: Contrary to some reports that working just a little bit longer—to age 70—will allow between 80 and 90 percent of households to have adequate income in retirement, new research by EBRI shows that for approximately one-third of the households between the ages of 30 and 59 in 2007 that won’t be enough.
EBRI Notes Aug 30, 2012 24 pages“After” Math: The Impact and Influence of Incentives on Benefit Policy
Workers routinely rank their employment-based health coverage as the most important benefit they receive, followed by a retirement plan—but the tax preferences that support them are drawing increased scrutiny. Drawing from presentations at EBRI’s 70th biannual policy forum, this Issue Brief examines the implications, costs, and consequences of changes to federal tax preferences for private-sector employment-based benefits. EBRI Issue Brief Aug 28, 2012 24 pages
T-173: Senate Special Committee on Aging, on "Enhancing Women's Retirement Security"
EBRI Testimony July 25, 2012 10 pages
Private Health Insurance Exchanges and Defined Contribution Health Plans: Is It Déjà Vu All Over Again?
Federal health care reform legislation and the desire of employers to limit their health insurance costs are likely to fuel interest in so-called “defined contribution” health benefits and private health insurance exchanges, according to a new report by EBRI. EBRI Issue Brief Jul 19, 2012 24 pages
'Own-to-Rent Transitions and Changes in Housing Equity for Older Americans,' and 'Health Plan Choice: Findings from the 2011 EBRI/MGA Consumer Engagement in Health Care Survey'
Own-to-Rent: Home ownership peaks at age 65, then falls slowly until the age of 75, when the rate of home ownership declines steadily, according to a new report by EBRI. Death of a spouse is the most common factor associated with a housing transition. Press release.
Plan Choice: Federal health care reform legislation and the desire of employers to limit their health insurance costs are likely to fuel interest in so-called “defined contribution” health benefits and private health insurance exchanges, according to a new report by EBRI. Press release.
EBRI Notes Jul 18, 2012 24 pages