EBRI_logo_base_black
EBRI
things

‘Trends in Satisfaction and Confidence in Health Care, by Insurance and Health Status: Findings from the 2009 EBRI/MGA Health Confidence Survey,’ and ‘Social Security Reform: How Different Options Might Affect Future Funding’

Uninsured Americans are more likely than individuals with insurance coverage to be dissatisfied with the quality of health care received and they are less confident in various aspects of health care, according to a study published by EBRI. The gap in satisfaction and confidence has also grown over time. Similar differences in satisfaction and confidence are found by health status. Press release

EBRI Notes Sep 9, 2009 20 pages

Individual Account Retirement Plans: An Analysis of the 2007 Survey of Consumer Finances, With Market Adjustments to June 2009

Median asset levels in defined contribution (401(k)) and IRA/Keogh plans dropped at least 15 percent from year-end 2007 to mid-June 2009, reflecting the significant downturn in the economy, according to an analysis of Federal Reserve data published today by the nonpartisan Employee Benefit Research Institute (EBRI). Press release EBRI Issue Brief Aug 4, 2009 36 pages

What Does Consistent Participation in 401(k) Plans Generate?

This Issue Brief presents recently available longitudinal data from the EBRI/ICI 401(k) database on consistent participation in a 401(k) plan, through year-end 2007. Looking at consistent participants in the EBRI/ICI 401(k) database over the eight-year period from 1999 to 2007, the average 401(k) account balance increased at an annual growth rate of 9.5 percent over the period, to $137,430 at year-end 2007. The median 401(k) account balance (half above, half below) increased at an annual growth rate of 15.2 percent over the period, to $76,946 at year-end 2007. Data for 2008 are currently being analyzed and are expected to be published later this year. EBRI Issue Brief Jul 14, 2009 16 pages

‘More Detail on Lump-Sum Distributions of Workers Who Have Left a Job, 2006,’ and ‘The Basics of Medicare, Updated With the 2009 Board of Trustees Report’

This article examines workers’ decisions to a take a lump-sum distribution—a one-time payment—from an employment-based retirement plan when changing jobs, while remaining in the labor force. It builds on earlier, top-line data from the 2004 Survey of Income and Program Participation (SIPP). This study provides estimates of the percentage of workers changing jobs and leaving their assets in their former employers’ plan, compares the standard of living of individuals age 55 or older with that of their early 50s, and assesses how the current near-elderly and elderly have fared after making a lump-sum decision. Press release EBRI Notes Jul 7, 2009 20 pages

The 2009 Health Confidence Survey: Public Opinion on Health Reform Varies; Strong Support for Insurance Market Reform and Public Plan Option, Mixed Response to Tax Cap

As Congress prepares to debate a major overhaul of the nation’s health care system, Americans already have formed opinions in support of several proposals to expand coverage that have been part of the preliminary discussion, according to the 12th annual Health Confidence Survey. But attitudes could change as the public learns more about the details. EBRI Issue Brief Jul 1, 2009 20 pages