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EBRI

Retirement

“Amount of Savings Needed for Health Expenses for People Eligible for Medicare: Good News Not So Rare Anymore,” and “IRA Asset Allocation, 2012, and Longitudinal Results, 2010-2012”

Projected savings targets: American elderly need to cover their health care costs in retirement continue to decline, due in part to enhanced prescription drug coverage provided by the Patient Protection and Affordable Care Act (PPACA), according to new modeling by EBRI. Press release.

IRAs: Almost 60 percent of individual retirement account (IRA) owners have their savings in an “extreme” investment allocation in 2012, meaning less than 10 percent or more than 90 percent in a particular investment category, according to a new report by EBRI. Press release.  

EBRI Notes Oct 29, 2014 28 pages

“How Does Household Expenditure Change With Age for Older Americans?” and “2014 Health and Voluntary Workplace Benefits Survey: Most Workers Continue to be Satisfied With Their Own Health Plan, but Growing Number Give Low Ratings to Health Care Syste ..

Older Americans: Although health expenses increase steadily with age, and remain a cause of concern, home and home-related expenses are the largest spending category for older Americans, according to a new report by EBRI. Press release.

Workplace Benefits Survey: Although American workers rank their own health care highly, their opinion of the overall U.S. health care system is low and continues to fall, according to a new report by EBRI. Press release.

EBRI Notes Sep 18, 2014 20 pages

“Satisfaction With Health Coverage and Care: Findings from the 2013 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey,” and “Contributory 'Negligence?' The Impact of Future Contributions to Defined Contribution Plans on Retirement ..

Health Plans: Who’s happier with their health plan—those in “traditional” managed care plans, or those in so-called “consumer-driven” and high-deductible plans? The latest data from EBRI show that the overall satisfaction rate among consumer-driven health plan (CDHP) enrollees is gradually increasing, while it is gradually decreasing among traditional enrollees.

Gen Xers: Are Gen Xers in worse shape than the Baby Boom generation when it comes to having enough money for retirement? Not if you take into account future contributions and the current trends in automatic plan design features, according to a new report by EBRI.

EBRI Notes Aug 14, 2014 28 pages

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Account Balances, 2007–2012

The average account balance of workers who participated consistently in a 401(k) plan from year-end 2007 to year-end 2012 increased at a compound average annual growth rate of 6.8 percent during that period, despite a 34.7 percent drop in that group’s average 401(k) account balance in 2008, according to a new study by the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI). The increase in account balances reflects several factors, including employer and worker contributions, investment returns, withdrawals, and loans. EBRI Issue Brief Jul 31, 2014 28 pages