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Minority Workers Remain Confident About Retirement, Despite Lagging Preparations and False Expectations

Although minority workers are at least as likely as American workers overall to feel confident about their retirement security, their preparations lag behind, according to the 2007 Minority Retirement Confidence Survey (MRCS). According to the survey, less than half of African-American workers (48 percent, down from 62 percent in 2003) and Hispanic workers (41 percent, down from 60 percent in 2003) say they have saved money for retirement, making them less likely than workers overall (66 percent) to have saved. EBRI Issue Brief Jun 5, 2007 20 pages

'Social Security an Increasing Source of Income as Population Ages,' and 'ERISA Pre-emption and Health Care Reform: A History Lesson'

Social Security: Benefits from Social Security are a growing source of income as the nation’s elderly population ages, according to a study by the nonpartisan Employee Benefit Research Institute (EBRI). ERISA Pre-emption: EBRI is reprinting a 1993 article by one of the nation's experts on ERISA and pre-emption of state health insurance regulation. Press release EBRI Notes May 10, 2007 12 pages

Employee Tenure, 2006

Public-sector workers’ median tenure with their current employer is about 80 percent higher than private-sector workers, according to a study published by the Employee Benefit Research Institute (EBRI). The study also finds that the percentage of long-tenured workers in the public sector declined in 2006 after a steady increase from 1991–2004. Press release EBRI Notes Apr 17, 2007 12 pages

Pension Income of the Elderly and Characteristics of Their Former Employers; and Retirement Annuity and Employment-Based Pension Income Among Individuals Age 50 and Over: 2005

The percentage of Americans age 65 or older who received pension income either from one of their own former employers or from a spouse’s former employer increased slightly from 1998 to 2003, according to a study by EBRI. The percentages include both former private-sector and public-sector employees. Press release EBRI Notes Mar 1, 2007 16 pages

How Are New Retirees Doing Financially in Retirement?

Over the 12-year period from 1992-2004, the majority of 65- to 75-year-old Americans appear to have started their retirement reasonably successfully in terms of income and total wealth, but some have not done as ell, according to a report released by the nonpartisan Employee Benefit Research Institute (EBRI). EBRI Issue Brief Feb 1, 2007 24 pages