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"Trends in Health Coverage for Part-Time Workers," and "IRA Withdrawals: How Much, When, and Other Saving Behavior"

Part-time Workers: Whether or not the federal health insurance reform law causes employers to hire part-time workers, the trend away from full-time employment is already underway, according to new research from EBRI. Press release.

IRA Withdrawals: Those Americans between ages 61 and 70, who are withdrawing money from their individual retirement accounts (IRA), are making withdrawals that are larger, both in absolute dollar amounts and as a percentage of their IRA account balance, than those taken by older households, according to a new report from EBRI. Press release.

EBRI Notes May 22, 2013 20 pages

“Characteristics of the Population With Consumer-Driven and High-Deductible Health Plans, 2005–2012,” and “Retirement Plan Participation and Asset Allocation, 2010”

Consumer-driven Health Plans: It is often assumed that consumer-driven health plan enrollees are more likely than those with traditional coverage to be young, because they use less health care, on average. However, that is generally not the case in recent years, according to new research by EBRI. Press release.

Multiple Retirement Plans: People who own more than one type of retirement plan are more likely to invest a higher percentage in equities (stocks) than those who don’t, according to new research by EBRI. Press release.

EBRI Notes Apr 25, 2013 20 pages

Mental Health, Substance Abuse, and Pregnancy: Health Spending Following the PPACA Adult-Dependent Mandate

When Congress added a mandate to the federal health insurance reform law requiring group health plans to offer coverage to workers’ children up to age 26, little was known about how the provision would be used. New research by EBRI finds the mandate was more likely to be used to treat adult children with depression, substance abuse, and pregnancy. EBRI Issue Brief Apr 11, 2013 16 pages

“A Little Help: The Impact of On-line Calculators and Financial Advisors on Setting Adequate Retirement-Savings Targets: Evidence from the 2013 Retirement Confidence Survey,” and “'Post' Script: What’s Next for Employment-Based Health Benefits?”

Retirement-Savings Targets: The use of online calculators and retirement advisors has been linked to higher levels of retirement confidence – and with justification, according to new research from EBRI.

Health Benefits: With key provisions of the federal health care reform law scheduled to take effect in the near future, what’s in store for the existing system of employment-based health benefits? That was the focus of the 71st policy forum sponsored by EBRI, which brought in some of the nation’s top health experts, including Assistant Secretary of Labor Phyllis Borzi. Employment-based health benefits remain the most common form of health coverage in the United States.

EBRI Notes Mar 31, 2013 28 pages