T-158: The Federal Government's Role in Empowering Americans to Make Informed Financial Decisions
EBRI Testimony April 29, 2009 45 pages
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What Are Workers’ Expected Major Sources of Retirement Income?
EBRI Fast Facts April 23, 2009 1 pages
How Much Have American Workers Saved for Retirement?
EBRI Fast Facts April 16, 2009 1 pages
The 2009 Retirement Confidence Survey: Economy Drives Confidence to Record Lows; Many Looking to Work Longer
The recession has cast a pall over the retirement expectations of the vast majority of Americans, leaving a record-low 13 percent this year able to say they are very confident of having enough money to live comfortably in retirement, according to the 19th Annual Retirement Confidence Survey (RCS) released today by EBRI. Among workers, those feeling very confident about retirement has tumbled by one-half in the last two years. EBRI Issue Brief Apr 14, 2009 24 pages
Public Pension Plan Asset Allocations
This article reviews actual public pension plan contribution behavior from 2001 to 2006, pension asset allocations from 2003 to 2007, and the effect that investment performance has on employer contribution volatility. Press release EBRI Notes Apr 9, 2009 12 pages
Average Worker Contribution Rates to 401(k)-Type Plans
EBRI Fast Facts March 19, 2009 1 pages
Outlook for Consumer/Patient Engagement in Health Care—30 Years into the Experiment
This article summarizes EBRI’s December 2008 policy forum on the “Outlook for Consumer/Patient Engagement in Health Care—30 Years into the Experiment,” which took a detailed look at consumer-directed health plans and related issues. Press release EBRI Notes Mar 12, 2009 12 pages
Use of Target-Date Funds in 401(k) Plans, 2007
About 37 percent of 401(k) plan participants who were offered target-date funds had at least some fraction of their account in target-date funds in 2007, and this is expected to increase as the push for better diversification of 401(k) participants’ assets intensifies from plan sponsors and policymakers, according to new analysis by EBRI. EBRI Issue Brief Mar 9, 2009 32 pages
How Account Balance Size Affects Retirement Plan Rollovers
EBRI Fast Facts March 4, 2009 1 pages
T-157: Senate Special Committee on Aging, on “Boomer Bust? Securing Retirement in a Volatile Economy”
EBRI Testimony Feb 25, 2009 27 pages
The Impact of the Recent Financial Crisis on 401(k) Account Balances
A new EBRI analysis of the impact of the recent financial crisis on average 401(k) retirement plan balances from Jan. 1, 2008, to Jan. 20, 2009, shows that participants’ losses were largely determined by their account balance, age, and job tenure. EBRI Issue Brief Feb 23, 2009 24 pages
Health Plan Differences: Fully-Insured vs. Self-Insured
EBRI Fast Facts Feb 11, 2009 1 pages
The 2009 EBRI Lillywhite Award: Two Recognized for Lifetime Contributions to Economic Security
EBRI Press Release Feb 10, 2009
Retirement Plan Participation: Survey of Income and Program Participation (SIPP) Data, 2006
A new study by the nonpartisan Employee Benefit Research Institute (EBRI) shows that workers increasingly see defined contribution plans (401(k)-type) as their primary retirement plan type, with about two-thirds of workers identifying these as their most important plan. Press release EBRI Notes Feb 9, 2009 16 pages
EBRI Publications Useful in Following Health Care Overhaul
EBRI Fast Facts Feb 4, 2009 1 pages
Where—and How Much—Do Employers Spend on Compensation?
EBRI Fast Facts Jan 27, 2009 1 pages
Capping the Tax Exclusion for Employment-Based Health Coverage: Implications for Employers and Workers
This new study by EBRI examines implications for employers and workers involved in capping the tax exclusion for employment-based health coverage, an issue that could come up during this year’s expected debate over overhauling the nation’s health care system. EBRI Issue Brief Jan 14, 2009 20 pages