T-146: U.S. Senate Subcommittee on Long-Term Growth and Debt Reduction on Participation by Employees of Small Employers in Employment-Based Retirement Plans
EBRI Testimony June 29, 2006 10 pages
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Retirement Plan Participation Profile, Part III: Workers Between Ages 41 − 50
EBRI Fast Facts June 27, 2006 1 pages
Retirement Plan Participation Profile, Part II: Workers Who Are 30-Something
EBRI Fast Facts June 20, 2006 1 pages
The Tax Treatment of Health Insurance and Employment-Based Health Benefits
This Issue Brief examines changes that policymakers are discussing, explores the history of tax laws concerning the tax treatment of health benefits and the cost to the federal government in forgone taxes because of these laws, and examines some the advantages and disadvantages that could result from the proposed changes. EBRI Issue Brief Jun 15, 2006 32 pages
Estimating the Value of Changes in OASI Benefits Under Social Security Reforms
This article builds upon a previous EBRI Notes study (April 2006) by determining the change in the distribution of the benefit levels beneficiaries would receive under various Social Security reform proposals. Press release EBRI Notes Jun 13, 2006 12 pages
Retirement Plan Participation Profile, Part I: Younger Workers Ages 21–30
EBRI Fast Facts June 6, 2006 1 pages
Do You Know When You Qualify for Full Social Security Benefits? Only 19 Percent of Current Workers Give the Correct Answer
EBRI Fast Facts May 25, 2006 1 pages
Lump-Sum Retirement Distributions: Some Facts, Figures
EBRI Fast Facts May 8, 2006 1 pages
Individual Account Retirement Plans: An Analysis of the 2004 Survey of Consumer Finances
This Issue Brief examines the incidence of individual account plans among families, as well as the average amount of assets accumulated in these accounts, using the most recent data from the Federal Reserve’s Survey of Consumer Finances (SCF). EBRI Issue Brief May 4, 2006 32 pages
'The Impact of Hours of Work on Employment-Based Health Benefits,' and 'Facts from EBRI: Typical Health Benefit Package in Private Industry'
Hours of Work: An increasing share of the U.S. labor force is employed part-time, and this trend will likely lead to fewer workers with employment-based health benefits. Facts from EBRI: This article presents data from a variety of sources about private-sector health benefits, such as offer rates, take-up rates, and prevalent types of health plans. Press release EBRI Notes May 2, 2006 8 pages
How Much Do Americans Say They Have Accumulated in Savings?
EBRI Fast Facts April 25, 2006 1 pages
'Changes in the OASI Benefit Distribution Under Various Social Security Reform Alternatives,' and 'Tax Expenditures and Employee Benefits: Estimates From the FY 2007 Budget'
Social Security: The article examines changes in the distribution of Old-Age and Survivors Insurance benefits (the primary Social Security program) under five reform options, and notes that any changes in Social Security could have a dramatic effect on the percentage of elderly living below the poverty level. Tax Expenditures and Employee Benefits: In his budget, the president is required to provide a list of “tax expenditures”—federal tax revenue foregone due to preferential provisions. This includes both tax-deferred programs (in which tax revenue ultimately will be collected) and tax-exempt programs (in which no revenue will ever be collected). Press release. EBRI Notes Apr 11, 2006 12 pages
Will More of Us Work Forever? The 2006 Retirement Confidence Survey
This Issue Brief reports findings from the 16th annual Retirement Confidence Survey (RCS), which suggests that many American workers are not ready to undertake the task of financial planning for their own retirement and face the prospect of having to work far longer than they expect. EBRI Issue Brief Apr 4, 2006 28 pages
T-145: U.S. Senate Special Committee on Aging on Gender Disparities in Retirement Security
EBRI Testimony March 15, 2006 17 pages
Many Factors Affect Receipt of Pension, Annuity Income
EBRI Fast Facts March 15, 2006 1 pages
Defined Benefit Plan Freezes: Who's Affected, How Much, and Replacing Lost Accruals
This new EBRI analysis quantifies how workers are likely to be affected by pension freezes, and how much they would have to save in a 401(k)—whether provided by their employer and/or saved by themselves—to offset the loss of accrued benefits from the pension freeze. EBRI Issue Brief Mar 8, 2006 20 pages
What Health Plan Would Americans Recommend to a Friend?
EBRI Fast Facts March 7, 2006 1 pages
(1) Retirement Plans and Retirement Confidence in Higher Education; and (2) Retirement Annuity and Employment-Based Pension Income Among Individuals Ages 50 and Over
The Retirement Confidence Survey of College and University Faculty was conducted to better understand the retirement planning and saving behavior of college and university faculty, as well as to gauge perceptions regarding various aspects of their retirement preparations. Press release. The analysis of retirement annuity and pension income for those over 50 notes that demographic factors remain key indicators, the gender gap closing, and annuity income streams disappearing. EBRI Notes Mar 2, 2006 12 pages
Distribution of Older Population’s Average Annual Income
EBRI Fast Facts Feb 23, 2006 1 pages