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EBRI

Health

"Views on the Value of Voluntary Workplace Benefits: Findings from the 2014 Health and Voluntary Workplace Benefits Survey," and "The Gap Between Expected and Actual Retirement: Evidence From Longitudinal Data"

Retiree health savings: The vast majority of workers say their benefits package is important to their decision to take a job, as supported by the high take-up rates when benefits are offered, according to a new report by EBRI. Press release.

Retirement gap: Among the victims of the "Great Recession" of 2008?2009 was the retirement expectations of many Americans. New research from EBRI has quantified just how much those hopes suffered. Press release.

 EBRI Notes Nov 18, 2014 24 pages

“Amount of Savings Needed for Health Expenses for People Eligible for Medicare: Good News Not So Rare Anymore,” and “IRA Asset Allocation, 2012, and Longitudinal Results, 2010-2012”

Projected savings targets: American elderly need to cover their health care costs in retirement continue to decline, due in part to enhanced prescription drug coverage provided by the Patient Protection and Affordable Care Act (PPACA), according to new modeling by EBRI. Press release.

IRAs: Almost 60 percent of individual retirement account (IRA) owners have their savings in an “extreme” investment allocation in 2012, meaning less than 10 percent or more than 90 percent in a particular investment category, according to a new report by EBRI. Press release.  

EBRI Notes Oct 29, 2014 28 pages

“How Does Household Expenditure Change With Age for Older Americans?” and “2014 Health and Voluntary Workplace Benefits Survey: Most Workers Continue to be Satisfied With Their Own Health Plan, but Growing Number Give Low Ratings to Health Care Syste ..

Older Americans: Although health expenses increase steadily with age, and remain a cause of concern, home and home-related expenses are the largest spending category for older Americans, according to a new report by EBRI. Press release.

Workplace Benefits Survey: Although American workers rank their own health care highly, their opinion of the overall U.S. health care system is low and continues to fall, according to a new report by EBRI. Press release.

EBRI Notes Sep 18, 2014 20 pages

Quality of Health Care After Adopting a Full-Replacement, High-Deductible Health Plan With a Health Savings Account: A Five-Year Study

With an ever-growing number of workers covered by health savings account (HSA)-eligible health plans, how does use of health care services used to measure quality compare with traditional managed care? New research from EBRI finds a mixed bag: Depending on the health care service, HSA-plans could result in higher or lower use, and in some cases no change whatsoever. EBRI Issue Brief Sep 16, 2014 20 pages

“Satisfaction With Health Coverage and Care: Findings from the 2013 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey,” and “Contributory 'Negligence?' The Impact of Future Contributions to Defined Contribution Plans on Retirement ..

Health Plans: Who’s happier with their health plan—those in “traditional” managed care plans, or those in so-called “consumer-driven” and high-deductible plans? The latest data from EBRI show that the overall satisfaction rate among consumer-driven health plan (CDHP) enrollees is gradually increasing, while it is gradually decreasing among traditional enrollees.

Gen Xers: Are Gen Xers in worse shape than the Baby Boom generation when it comes to having enough money for retirement? Not if you take into account future contributions and the current trends in automatic plan design features, according to a new report by EBRI.

EBRI Notes Aug 14, 2014 28 pages