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T-173: Senate Special Committee on Aging, on "Enhancing Women's Retirement Security"
EBRI Testimony July 25, 2012 10 pages
Private Health Insurance Exchanges and Defined Contribution Health Plans: Is It Déjà Vu All Over Again?
Federal health care reform legislation and the desire of employers to limit their health insurance costs are likely to fuel interest in so-called “defined contribution” health benefits and private health insurance exchanges, according to a new report by EBRI. EBRI Issue Brief Jul 19, 2012 24 pages
'Own-to-Rent Transitions and Changes in Housing Equity for Older Americans,' and 'Health Plan Choice: Findings from the 2011 EBRI/MGA Consumer Engagement in Health Care Survey'
Own-to-Rent: Home ownership peaks at age 65, then falls slowly until the age of 75, when the rate of home ownership declines steadily, according to a new report by EBRI. Death of a spouse is the most common factor associated with a housing transition. Press release.
Plan Choice: Federal health care reform legislation and the desire of employers to limit their health insurance costs are likely to fuel interest in so-called “defined contribution” health benefits and private health insurance exchanges, according to a new report by EBRI. Press release.
EBRI Notes Jul 18, 2012 24 pages'Use of Health Care Services and Access Issues by Type of Health Plan: Findings from the EBRI/MGA Consumer Engagement in Health Care Survey,' and 'Retirement Readiness Ratings and Retirement Savings Shortfalls for Gen Xers: The Impact of Eligibility ..
Access Issues by Type of Health Plan: Many American have difficulty getting access to health care services regardless of their type of health plan, according to a new report by EBRI.
Impact of Eligibility for Participation in a 401(k) Plan: Eligibility for participation in a workplace 401(k) savings plan is one of the single-most important factors in closing the retirement savings gap for Generation X, according to a new report by EBRI.
EBRI Notes Jun 14, 2012 24 pagesEffects of Nursing Home Stays on Household Portfolios
As more American senior citizens are entering nursing homes they face the likelihood that their household wealth will be quickly depleted, according to new research by EBRI. EBRI Issue Brief Jun 12, 2012 20 pages
Individual Retirement Account Balances, Contributions, and Rollovers, 2010: The EBRI IRA Database™
The average IRA balance is about a third higher and the median (mid-point) balance is almost 42 percent larger when multiple individual retirement accounts (IRAs) owned by an individual are taken into account, according to a new report by EBRI. EBRI Issue Brief May 30, 2012 20 pages
"Retirement Income Adequacy for Boomers and Gen Xers: Evidence from the 2012 EBRI Retirement Security Projection Model,®" and "Trends in Employment-Based Coverage Among Workers, and Access to Coverage Among Uninsured Workers, 1995-2011"
Retirement Income Adequacy: Roughly 44 percent of Baby Boomers and Generation Xers are projected to lack adequate retirement income to cover basic expenses and uninsured health care costs, according to the latest estimates by EBRI.
Employment-based Coverage: A new report by EBRI, which looks at month-by-month health coverage rates before, during, and after the recession, finds that a brief uptick in employment-based coverage immediately after the recession has not endured: The percentage of workers with employment-based health coverage continues to shrink.
EBRI Notes May 23, 2012 20 pages