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'Labor-force Participation Rates of the Population Age 55 and Older, 2011: After the Economic Downturn' and 'Employer and Worker Contributions to Health Savings Accounts and Health Reimbursement Arrangements, 2006–2011'

Older Americans Remaining in the Work Force: The percentage of older Americans (ages 55 or older) in the work force remained at its recent highs in 2011, according to a new report by EBRI. This trend is almost exclusively due to the increase of women in the work force; the male workforce participation rate is flat to declining. Press release

Employer and Worker Contributions to Health Savings Accounts and Health Reimbursement Arrangements, 2006–2011: A detailed look confirms that older Americans (50 or above) spend less in retirement, and that home-related expenses remain the top spending category. But health costs are the second-biggest expense for older Americans, and data show that demographic sub-groups such as singles, blacks, and high school dropouts are outspending their resources in retirement, according to a new report by EBRI. Press release

EBRI Notes Feb 16, 2012 20 pages

Expenditure Patterns of Older Americans, 2001-2009

A detailed look confirms that older Americans (50 or above) spend less in retirement, and that home-related expenses remain the top spending category. But health costs are the second-biggest expense for older Americans, and data show that demographic sub-groups such as singles, blacks, and high school dropouts are outspending their resources in retirement, according to a new report by the nonpartisan Employee Benefit Research Institute (EBRI). EBRI Issue Brief Feb 14, 2012 28 pages

'The Impact of PPACA on Employment-Based Health Coverage of Adult Children to Age 26,' and 'Spending Adjustments Made By Older Americans to Save Money'

Adult Children Coverage: PPACA, the new federal insurance law, has increased the health insurance coverage of adult children between 2009 and 2011, according to a new report by EBRI. Press release

Spending Adjustments: More than 20 percent of americans age 50 and over report saving on health costs by switching to cheaper generic drugs, getting free samples, stopping pills or reducitn dosages, and nearly as many sip or postpone doctor appointsments for the same reason, according to a new report by EBRI. Press release 

EBRI Notes Jan 10, 2012 16 pages

401(k) Plan Asset Allocation, Account Balances, and Loan Activity In 2010

After a decade marked by two severe bear markets, 401(k) plan participants have adopted a more balanced approach to their portfolios, according to a report released today by the Investment Company Institute (ICI) and the Employee Benefit Research Institute (EBRI). Fears that younger participants in 401(k) plans would abandon stock investing are not borne out by the data, which suggest that greater use of target-date funds is helping workers keep their investing on track. EBRI Issue Brief Dec 21, 2011 52 pages

Findings From the 2011 EBRI/MGA Consumer Engagement in Health Care Survey

Enrollment in so-called “consumer-driven” health plans continued to grow in 2011, according to the 11th annual EBRI/MGA Consumer Engagement in Health Care Survey (CEHCS). In 2011, 7 percent of the population was enrolled in a consumer-driven health plan, or CDHP, compared with 5 percent a year ago. When children are included, about 21 million individuals with private insurance, representing about 12 percent of the market, were either in a CDHP or an HSA-eligible plan, the survey found. Press release EBRI Issue Brief Dec 13, 2011 28 pages

'Retirement Age Expectations of Older Americans Between 2006 and 2010,' and 'Variation in Public Opinion on the Future of Employment-Based Health Benefits: Findings from the 2011 Health Confidence Survey'

Retirement Age Expectations: Not only are older American workers (age 50 and over) expecting to work longer, but many now say they expect to never retire, according to EBRI. Data suggest the trend may be tied to the recent economic recession. Press release

Variation in Public Opinion on the Future of Employment-Based Health Benefits: Findings from the 2011 Health Confidence Survey-- The public remains in large part confident that employers and unions will continue to offer health coverage following enactment of the federal health reform law. According to results from the 2011 Health Confidence Survey, 57 percent of individuals with employment-based coverage are extremely or very confident that their employer or union would continue to offer health coverage. Press release 
 

EBRI Notes Dec 6, 2011 24 pages