T-172: Testimony by Jack VanDerhei, EBRI research director, before the House Ways and Means Committee, on "Tax Reform and Tax-Favored Retirement Accounts"
EBRI Testimony April 17, 2012 37 pages
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T-171: Senate Banking Committee, on "Retirement (In)security: Examining the Retirement Savings Deficit"
EBRI Testimony March 28, 2012 56 pages
‘Modifying the Federal Tax Treatment of 401(k) Plan Contributions: Projected Impact on Participant Account Balances’ and ‘Trends in Health Coverage for Part-Time Workers’
401(k) Tax Treatment: A recent proposal to change the tax preferences for employment-based 401(k) retirement plans could result in an average reduction in 401(k) account balances of between 6-22 percent at Social Security normal retirement age for workers currently ages 26-35, according to new research by EBRI. Reductions could be even greater for participants in small 401(k) plans.
Health Coverage of Part-time Workers: In the wake of the economic recession, the number of part-time workers who lack health insurance is increasing, according to new research from EBRI.
EBRI Notes Mar 20, 2012 28 pagesThe 2012 Retirement Confidence Survey: Job Insecurity, Debt Weigh on Retirement Confidence, Savings
Americans’ confidence in their ability to afford a comfortable retirement is stagnant at historically low levels in the face of more immediate financial concerns about job uncertainty and debt, according to the 22nd annual Retirement Confidence Survey (RCS), the longest-running annual survey of its kind in the nation. EBRI Issue Brief Mar 13, 2012 36 pages
Many Older Americans Making Involuntary Savings For Health Costs
EBRI Fast Facts Feb 23, 2012 1 pages
'Labor-force Participation Rates of the Population Age 55 and Older, 2011: After the Economic Downturn' and 'Employer and Worker Contributions to Health Savings Accounts and Health Reimbursement Arrangements, 2006–2011'
Older Americans Remaining in the Work Force: The percentage of older Americans (ages 55 or older) in the work force remained at its recent highs in 2011, according to a new report by EBRI. This trend is almost exclusively due to the increase of women in the work force; the male workforce participation rate is flat to declining. Press release
Employer and Worker Contributions to Health Savings Accounts and Health Reimbursement Arrangements, 2006–2011: A detailed look confirms that older Americans (50 or above) spend less in retirement, and that home-related expenses remain the top spending category. But health costs are the second-biggest expense for older Americans, and data show that demographic sub-groups such as singles, blacks, and high school dropouts are outspending their resources in retirement, according to a new report by EBRI. Press release
EBRI Notes Feb 16, 2012 20 pagesExpenditure Patterns of Older Americans, 2001-2009
A detailed look confirms that older Americans (50 or above) spend less in retirement, and that home-related expenses remain the top spending category. But health costs are the second-biggest expense for older Americans, and data show that demographic sub-groups such as singles, blacks, and high school dropouts are outspending their resources in retirement, according to a new report by the nonpartisan Employee Benefit Research Institute (EBRI). EBRI Issue Brief Feb 14, 2012 28 pages
Younger 401(k) Participants Turning to Target-Date Funds
EBRI Fast Facts Feb 7, 2012 1 pages