Issue Briefs

The vast majority of health savings account (HSA) owners rolled over money at the end of last year, retaining HSA funds to cover future health expenses, according to new findings by EBRI. EBRI Issue Brief Sept. 19, 2017 32 pages

The typical American worker stayed at their job just over five years last year, down slightly from the record high since 1983 set in 2014, according to new research by EBRI. EBRI Notes Sep 20, 2017 15 pages

EBRI Issue Brief Sept. 12, 2017 44 pages

Despite predictions the Affordable Health Care Act (ACA) would cause private-sector employers to stop offering health coverage to their workers, the national “offer rate” is ticking up—possibly because of a healthy economy and low unemployment rates, according to new research by EBRI. EBRI Notes Aug 31, 2017 12 pages

The asset allocations of 401(k) retirement plan savers in their 20s at the end of 2015 differed significantly from the allocations of 401(k) participants in their 20s in the mid-1990s, according to the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI). EBRI Issue Brief Aug 3, 2017 60 pages

For employers looking to drive more workers to sign up for HSA-eligible health plans, one of the biggest financial incentives they can offer is to reduce or even eliminate the annual premiums, according to new findings by EBRI. EBRI Issue Brief Jul 12, 2017 20 pages

The first-ever analysis of how health savings accounts (HSAs) are being used over time shows that most account owners use them more as specialized checking accounts rather than investment vehicles, according to new research by EBRI. EBRI Issue Brief Jul 11, 2017 24 pages

So-called “consumer-driven” health plans with high deductibles are continuing to gain market share in the United States, and are having the intended effect of making people more involved in their own health care, according to new findings by EBRI. EBRI Issue Brief May 25, 2017 28 pages

Home equity and retirement accounts—401(k)-type plans and IRAs—account for nearly all the assets that many families have to depend on in retirement outside of Social Security and traditional pension plans, according to new research from EBRI. Press release. EBRI Notes May 16, 2017 16 pages

There are major differences between younger millennial workers and their older Gen X and baby boomer colleagues when it comes to how they view and use health benefits, according to a new analysis by EBRI. Press release. EBRI Notes Apr 27, 2017 12 pages