What Do We Really Know About Consumer-Driven Health Plans?
This report by EBRI provides a detailed summary of what is known about consumer-driven health plans, a relatively new option for paying for medical expenses that first began to appear nearly a decade ago. Consumer-driven health plans (CDHPs) consist of both health reimbursement arrangements (HRAs) and health savings accounts (HSAs). The EBRI report examines trends in offer rates and enrollment, differences in premiums between CDHPs and other types of insurance, and discusses the drivers of the premium differences.