Health Savings: The estimated savings that new Medicare beneficiaries will need to cover the costs of health care in retirement continues to drop as the growth of projected future health premiums slows, according to a new report by EBRI. Press release.
IRAs: Young workers with small balances and owners of Roth individual retirement accounts (IRAs) are more likely than other IRA owners to make “extreme” allocations to stocks or money, according to a new report from EBRI. Press release.
Health Care Satisfaction—While the vast majority of workers say they are satisfied with their own health insurance plan, more than half give low ratings to the American heath care system as a whole, according to a new survey by EBRI and Greenwald & Associates. Press release.
Household Income—Will Americans have to live on less after they turn age 65? It often depends on how much your income was before you turned age 65, according to a new report by EBRI. Press release.
Retirement Participation: Since the end of the economic recession, a higher percentage of workers are working for employers that offer retirement plans and a higher percentage of them are participating in the plans, according to a new report by EBRI. Press release.
Health Satisfaction: Americans with health insurance appear to be warming up to so-called consumer-driven health plans, even as the traditionally greater popularity of traditional health plans is slipping, according to new research from EBRI. Press release.
Health Care Coverage: Although the economy continues to grow in the wake of the recent recession, the percentage of workers with health benefits is not following suit, according to a new report by EBRI. Press release.
Retirement Income Adequacy: A wide variety of internal and external forces influence the retirement readiness of Americans, and a recent policy forum sponsored by EBRI examined those factors, as well as a series of strategic and tactical decisions that can mitigate their impact. Press release.
Which type of retirement plan is likely to produce more money for retirement: A voluntary-enrollment 401(k), a traditional final-average defined benefit plan, or one of the newer cash balance plans? A detailed analysis by EBRI finds there is no single answer because a multitude of factors affect the ultimate outcome: interest rates and investment returns; the level and length of participation; an individual’s age, job tenure, and remaining length of time in the work force; and the purchase price of an annuity, among other things.
